Jp Morgan Chase Bank (China) Company Limited SWIFT/BIC code

What CHASCNBJ means for a payment to Jp Morgan Chase Bank (China) Company Limited

The short code CHASCNBJ and the full code CHASCNBJXXX identify one and the same institution: Jp Morgan Chase Bank (China) Company Limited in Beijing, China. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the right institution. You will need it mainly when dealing with payments that cross a border and payments in foreign currencies.

Below we go through the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. A SWIFT code names an institution, not a specific account, which is why you always need the account number too.

How up to date is this code?

This directory draws on public sources and is updated regularly. Even so, banks merge, rename themselves or retire codes, so information can be out of date. Counts and locations are from our own dataset and may differ from what Jp Morgan Chase Bank (China) Company Limited publishes.

Before a payment of any size, always confirm the code with the recipient’s bank or with the recipient. GoldexPay is an independent comparison site for money transfers and not affiliated with Jp Morgan Chase Bank (China) Company Limited. If you notice a mistake, we appreciate a short note.

International transfers from Jp Morgan Chase Bank (China) Company Limited: the real cost

When you send money to another country through Jp Morgan Chase Bank (China) Company Limited, the visible fee is only part of the cost. Besides a fixed fee, banks in between can take a cut, and when the money changes currency the bank usually applies a rate that is less favourable than the actual market rate.

Many banks do not list their exchange rate markup separately – you only notice it if you compare. A simple test: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often offer rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare what recipients receive across providers, which makes the cheapest option easy to spot. You can still use your account at Jp Morgan Chase Bank (China) Company Limited, while a cheaper service handles the conversion.

Transfer times and tracking a payment to Jp Morgan Chase Bank (China) Company Limited

There is no single delivery time for every transfer: many land the same day or the next. Weekends and public holidays in the sending or receiving country add a day or more to the journey. Occasionally a bank asks what the payment is for.

When a payment takes longer than expected, ask your bank about the tracking status or the UETR; with that reference banks can see where the payment is. Save the payment confirmation – you will need it for any trace request.

If a payment has not arrived within the expected time, the sender needs to contact the bank that sent it rather than Jp Morgan Chase Bank (China) Company Limited. Request from the sender the payment receipt; that often settles the question quickly.

Sending CNY to Jp Morgan Chase Bank (China) Company Limited

China pays in the Chinese Yuan, with the currency code CNY. When you pay money in a different currency, the amount gets converted at some point – by your bank, by Jp Morgan Chase Bank (China) Company Limited or by a bank in between. Every conversion costs the amount.

Where the conversion happens affects how much arrives, since every bank sets its own rate. Often you pay less if you send CNY directly via a provider with a good rate, so that the receiving bank does not need to convert again.

The CNY rate changes constantly and quotes are often valid only for a short time. For recurring payments, a slightly better rate make a real difference over time.

How to check CHASCNBJ before you pay

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given differs from CHASCNBJ or CHASCNBJXXX, do not guess.

If the code is wrong, the transfer might be delayed, be returned or cost extra – sometimes after weeks of searching. Remember the account number: an error there is harder to correct than a wrong BIC.

An automatic check in your banking app only confirms that the IBAN is valid – not that it belongs to the person you mean to pay. If your bank offers it, a name check on the recipient gives extra certainty. For a first payment, many people start with a small amount first.

CHASCNBJ or CHASCNBJXXX – which one to use?

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, the next two give the country and the two after that mark the location. That gives you CHASCNBJ.

XXX at the end of CHASCNBJXXX does not stand for a missing value or an error: it stands for the head office of Jp Morgan Chase Bank (China) Company Limited. Some banking apps insist on 11 characters, and then you can add XXX after CHASCNBJ.

Enter the code in one piece, in upper case and without separators. A wrong character may route a payment to another bank, so check it twice.

Incoming international payments to Jp Morgan Chase Bank (China) Company Limited

When you expect money from abroad, give the sender everything they need in one go. In practice that means: your full name exactly as it appears on the account, your account number or IBAN, the BIC CHASCNBJXXX and sometimes your address.

The sender’s bank might also ask for the address of your bank, in which case the Beijing head office is the usual answer. Double-check the details before you send them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Intermediary banks may deduct a fee, Jp Morgan Chase Bank (China) Company Limited may charge for incoming payments, and if the money is converted, a markup on the rate applies. For business payments, it is common to agree how the fees are split to avoid a shortfall.

Changed bank details? Be careful

A common scam works like this: an email arrives with a request saying that a supplier now has a new bank account and asking you to pay there from now on. That CHASCNBJ is a real code is no guarantee that the account is genuine; criminals use the codes of real banks too.

Check changed bank details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Pressure or secrecy are red flags; a genuine business can wait for you to check. If money has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients are targeted too: one known trick is an overpayment followed by a request to send back the difference abroad. Wait until the money is actually in your account – ask Jp Morgan Chase Bank (China) Company Limited if something looks wrong.

Which of the 3 codes of Jp Morgan Chase Bank (China) Company Limited do you need?

Jp Morgan Chase Bank (China) Company Limited has 3 separate SWIFT/BIC codes across 1 locations. One of them is the head office code, CHASCNBJXXX; the others identify branches.

For most incoming transfers, the head office code CHASCNBJXXX is what you need. Branch codes are only needed if the recipient’s bank explicitly mentions it, which is more common for corporate accounts and trade services.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.