Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch SWIFT/BIC code

Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch SWIFT code: CHASCN2G

Whether a recipient gives you CHASCN2G or CHASCN2GXXX, it is the same address for Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch in China. A BIC has a single purpose: it makes sure that a cross-border transfer reaches the right bank. It comes up mainly when dealing with payments that cross a border.

We wrote this page to help anyone who pays into an account at Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch and wants to get the details right. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number does that part.

Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch: head office code versus branch codes

Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch uses 4 different SWIFT/BIC codes. One of them is the head office code, CHASCN2GXXX; the others identify branches.

Unless the recipient tells you otherwise, go with CHASCN2GXXX or its short form CHASCN2G. A branch code only makes sense when the account holder explicitly mentions it.

The best way is to copy the code directly from the account holder’s statement. Codes can change over time, so a code from an old document is not always valid.

Changed bank details? Be careful

A common scam goes like this: an email arrives with a message claiming that a company now has a new bank account. That CHASCN2G is a real code does not mean that the account is genuine.

Verify new payment details via a separate channel like a call to a number from an earlier contract. Watch out for time pressure, unusual wording or an email address that differs by one letter. When a payment was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is an overpayment followed by a request to send back the difference abroad. A screenshot of a transfer proves nothing.

When will the money arrive at Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch?

A SWIFT payment usually takes anywhere from one to several business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or on weekends and holidays usually start a business day later. Compliance checks on larger or unusual payments may also add some delay.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique reference, the UETR. Keep your transfer receipt – you will need it for any trace request.

Only the sending bank is able to request a trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, you can look at your statements for a slightly lower amount.

Sending money abroad from Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch

An international bank payment can cost more than the fee suggests. There is the transfer fee, sometimes charges from correspondent banks along the way and, most importantly, the exchange rate markup when the money is converted.

Many banks do not list the margin on the rate as a cost, but you pay it all the same. An easy check: set the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. On GoldexPay we compare what recipients receive across services. Using a transfer service does not require leaving Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch.

Sending CNY to Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch

China pays in the Chinese Yuan, code CNY. If you send another currency, the amount gets converted at some point – by your bank, by Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch or by a bank in between. You rarely see a separate line for the conversion – the cost sits in the rate.

Who converts the payment makes a difference: every bank has its own margin. In many cases it is cheaper to send CNY straight away via a transfer service with a good rate, so that the receiving bank does not need to convert again.

The CNY rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, a small difference in the rate can be worth more than the fee.

CHASCN2G or CHASCN2GXXX – which one to use?

The structure of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code. Combined, those parts form CHASCN2G – the version you usually see online.

Many banks and apps accept both lengths. If a form asks for eleven characters, use CHASCN2GXXX.

Enter the code as one block, in upper case and without spaces, exactly as shown here. A single letter can send a payment to a different institution, so copy it carefully.

Verifying the SWIFT code of Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch

Have the recipient copy their bank details straight from their online banking. Check that code against CHASCN2G here; if they differ, ask before you pay.

An incorrect BIC may lead to a delay, a payment being sent back or extra fees for investigation. A mistake in the account number is a bigger problem, so check that just as carefully.

A format check by your bank merely tells you that the code exists – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check on the recipient adds an extra layer of safety. A small test payment is a sensible step for a large first payment despite the extra fee.

A note on our data

We gather SWIFT/BIC codes using publicly available data and check our list from time to time. It is possible that information on this page is no longer current, for example after a merger. The figures we show are based on what is in our directory.

See the information on this page as a helpful check and rely on the recipient or Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch for the final confirmation. GoldexPay is not affiliated with Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch, we only compare transfer services. Should you notice a mistake, we appreciate a message.

Receiving money from abroad at Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch

A sender in another country needs a few details about your account, and missing ones are a common cause of delays. What they need is: your name, IBAN or account number, CHASCN2GXXX and, for some countries, your postal address.

Their bank may also ask for the address of your bank. Double-check every detail before you share them, because the sender’s bank usually copies them as is.

An incoming payment does not always land for the full amount. Fees for incoming transfers differ from bank to bank; check the price list of Jpmorgan Chase Bank (China) Company Limited, Guangzhou Branch. For business payments, you can agree how the fees are split, so that nobody is left short.