Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch SWIFT/BIC code

Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch SWIFT code: CHASCNBZ

Whether a recipient gives you CHASCNBZ or CHASCNBZXXX, it is the same address for Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch in China. Banks worldwide use these codes to direct payments between countries to the right institution. You will need it mostly when dealing with payments that cross a border and payments in foreign currencies.

Further down we go through the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. A SWIFT code names an institution, never a specific account.

How long does an international transfer to Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch take?

An international transfer typically needs one to a few business days – it depends on currency, route and the banks in between. Transfers sent late in the day or on a weekend or public holiday often go out the next business day. Extra checks by one of the banks can also cause some delay, even when all details are correct.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference so they can trace it along the chain. Specialist transfer services usually show tracking online showing where the money is.

Only the sending bank is able to request a trace or a recall. On the receiving end, it helps to check your account for a slightly lower amount.

Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch: head office code versus branch codes

Having 2 codes, Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch belongs to the banks that register individual codes for branches. The head office code remains CHASCNBZXXX.

For the vast majority of incoming transfers, the head office code CHASCNBZXXX works fine. Just use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

Unsure which code to use? Check with the recipient, or look at a recent statement from Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

What the XXX in CHASCNBZXXX means

A BIC is built from fixed blocks: characters one to four stand for the bank, the next two give the country and the two after that mark the location. For Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch, the 8-character core is CHASCNBZ.

Most payment forms accept either length. If yours requires eleven characters, use CHASCNBZXXX, otherwise CHASCNBZ is fine.

As a rule the code is typed in capitals and without spaces. Pasting the code is safer than retyping it, because one wrong letter changes the bank.

Paying into Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch in CNY

The currency of China is the Chinese Yuan (CNY). When you pay money in a different currency, the amount gets converted at some point. Every conversion costs the amount – usually through the rate rather than a fee.

Who does the conversion affects the final amount. In many cases it is cheaper to send CNY straight away through a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Rates for CNY change all the time – some services let you fix a rate in advance. If you pay regularly, a slightly better rate add up over time.

What to give a sender who pays you at Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch

Someone abroad who wants to pay you will ask for several details about your account – incomplete details often cause delays. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code CHASCNBZXXX and usually your address.

Some sending banks also ask for the name and address of Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch in Shenzhen; it does no harm to include it. Double-check each detail before you send them.

The amount you receive is often less than what was sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. Agree with the sender who pays which costs before the money is sent.

How up to date is this code?

The codes here are taken from public sources. Banks merge, change names and retire codes – a directory can be a step behind. The figures on this page are based on our own data, not official figures from Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch.

See the information on this page as a helpful check, and let the details from the recipient or Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch have the final say. GoldexPay is an independent comparison service and not part of Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch. Spotted outdated information? Let us know through the contact page and we will look into it.

Before you send: check the Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch code

Have the recipient copy the account details straight from their banking app. If the code you have does not match CHASCNBZ or CHASCNBZXXX, do not guess – contact the recipient or Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch.

Errors in the BIC tend to be annoying more than fatal: often the payment comes back, minus fees. Do not forget the account number: an error there can be harder to correct than a wrong code.

An automatic check in your banking app only tells you that the IBAN exists, not that it is the right account. Some banks now check the payee name with the account before you confirm. A small test payment can be worth it for a large first payment.

International transfers from Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch: the real cost

If you transfer money abroad via Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch, the visible fee is only part of the cost. Besides a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted, the bank usually applies a rate that is less favourable than the real market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts at a rate that includes a margin. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialised transfer providers often offer a rate near the mid-market rate. GoldexPay compares what recipients receive with different providers, so you can pick the cheapest route. You can still use your account at Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch as the source of the money, while a cheaper service handles the conversion.

Protect yourself against fake payment requests

Stay alert if a contact unexpectedly asks you to pay into another account or a bank in another country. The fact that CHASCNBZ exists does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Do not rely on a phone number from the same email that contains the change. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Acted too fast? Call the bank you paid from straight away and ask them to start a recall.

Scams also target the receiver: someone claims to have sent too much and asks you to refund the difference to a new account. Do not act before the money is actually in your account and check with Jpmorgan Chase Bank (China) Company Limited, Shenzhen Branch if anything seems off.