Banco Bilbao Vizcaya Argentaria Colombia S.A. SWIFT/BIC code

What GEROCOBB means for a payment to Banco Bilbao Vizcaya Argentaria Colombia S.A.

Whether a recipient gives you GEROCOBB or GEROCOBBXXX, it is the same identifier for Banco Bilbao Vizcaya Argentaria Colombia S.A. in Colombia. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money. In practice you usually come across the code on international invoices, in payment forms and on the account details of Banco Bilbao Vizcaya Argentaria Colombia S.A. customers.

Further down we go through the practical questions: receiving money at Banco Bilbao Vizcaya Argentaria Colombia S.A., paying someone in another country and how to verify the code before you hit send. A SWIFT code identifies an institution, not a single account, which is why you always need the account number too.

Transfer times and tracking a payment to Banco Bilbao Vizcaya Argentaria Colombia S.A.

A SWIFT payment usually takes one to a few business days. Weekends and public holidays in the sending or receiving country can add a day or more to the journey. Occasionally a bank asks about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact your bank for the tracking status; with that reference banks can see where the payment is. Specialist transfer services often show a status in their app so you can see how far the money is.

If the money does not arrive after a few business days, the sender should contact the bank that sent it rather than Banco Bilbao Vizcaya Argentaria Colombia S.A.. As a recipient, you can look at your account for a partial amount, since fees may have been deducted.

Getting paid from abroad into a Banco Bilbao Vizcaya Argentaria Colombia S.A. account

For a transfer from abroad at Banco Bilbao Vizcaya Argentaria Colombia S.A., the person paying you needs more than the BIC. Give them the account holder’s name, the IBAN or account number, the BIC GEROCOBBXXX and your address, which some banks require.

The sender’s bank may request the bank address of Banco Bilbao Vizcaya Argentaria Colombia S.A.. Double-check every detail before you share them.

Expect that the incoming amount is below what the sender paid. Correspondent banks can take a fee, Banco Bilbao Vizcaya Argentaria Colombia S.A. may charge for incoming payments, and if the currency changes, an exchange rate margin comes on top. On invoices, it is common to state how the fees are split to avoid a shortfall.

Why Banco Bilbao Vizcaya Argentaria Colombia S.A. has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, characters five and six show the country and the two after that mark the location. For Banco Bilbao Vizcaya Argentaria Colombia S.A., the 8-character core is GEROCOBB.

Most banks and apps work with both lengths. If a form requires eleven characters, use GEROCOBBXXX; if it wants eight, use GEROCOBB.

Enter the code as one block, in capitals and without separators, exactly as shown here. Look out for O versus 0 and the letter I and the digit 1, a common source of typos.

Which of the 2 codes of Banco Bilbao Vizcaya Argentaria Colombia S.A. do you need?

Having 2 codes, Banco Bilbao Vizcaya Argentaria Colombia S.A. is one of the banks that register individual codes for branches. The head office code is GEROCOBBXXX.

For the vast majority of payments to a private or business account, the head office code GEROCOBBXXX is what you need. Only use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

The safest approach is to take the code directly from the account holder’s statement. Branch codes can change over time.

Watch out for payment fraud

Be alert when someone suddenly wants you to send money to another account. The fact that GEROCOBB exists does not mean that the account is legitimate – fraudsters use real bank codes as well.

Verify new payment details through a separate channel like a call to a number from an earlier contract. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Already paid? Call your bank without delay and ask them to try to recall the payment; also report it to the police.

Recipients can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference to another account. Wait until the money is actually in your account.

Before you send: check the Banco Bilbao Vizcaya Argentaria Colombia S.A. code

The most reliable place for the correct BIC is a document from the bank itself, such as a statement or the account details in online banking. Compare it with GEROCOBB here and ask if anything does not match.

An incorrect BIC may lead to a delay, a returned payment or extra fees. Do not forget the IBAN: an error there can be harder to undo than a wrong BIC.

An automatic check in your banking app merely tells you that the IBAN exists, not that it is the right account. Where available, a payee name check on the recipient adds extra certainty. When you pay someone new, some people send a small amount first before sending the rest.

Where our SWIFT data comes from

The codes here are taken from public sources. It is possible that a code on this page is no longer current after a merger or reorganisation. The figures on this page are based on our own data and not on information from Banco Bilbao Vizcaya Argentaria Colombia S.A. itself.

See the information here as a helpful check and rely on the recipient or Banco Bilbao Vizcaya Argentaria Colombia S.A. for the final confirmation. GoldexPay is independent of Banco Bilbao Vizcaya Argentaria Colombia S.A.; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note.

International transfers from Banco Bilbao Vizcaya Argentaria Colombia S.A.: the real cost

When you send money to another country through Banco Bilbao Vizcaya Argentaria Colombia S.A., the fee you see is rarely all of what you pay. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup.

Many banks do not show their exchange rate markup separately – you only notice it if you compare. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For many routes, a transfer service is cheaper than a bank. GoldexPay compares these services side by side so you can see what actually arrives for the same amount sent. Using a transfer service does not require closing your account at Banco Bilbao Vizcaya Argentaria Colombia S.A. – you pay the provider from your own account.