BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) SWIFT/BIC code

BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) SWIFT code: BNPAFRPP

BNPAFRPP and BNPAFRPPXXX are two spellings of the same SWIFT/BIC code, and both lead to BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) in Paris. The code has a single purpose: it makes sure that a cross-border transfer ends up at the right bank. In practice you mostly come across it on invoices from abroad, in your banking app and in the bank details of BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) customers.

We wrote this page to help people who sends money to an account at BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) without mistakes. A SWIFT code names an institution, never a single account.

Before you send: check the BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) code

The most reliable place for the right code is a document from the bank itself like a bank statement or the account page in online banking. Check that code against BNPAFRPP on this page and ask if anything does not match.

A wrong SWIFT code can cause delays, a returned payment or extra fees. An error in the account number is a bigger problem because it can reach the wrong person; check it just as carefully.

Many banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now check the name with the account; take any warning seriously. A small test payment is a sensible step for large sums despite the extra fee.

Where our SWIFT data comes from

We collect SWIFT/BIC codes from publicly available data and update them from time to time. It is possible that information on this page is out of date, for example after a merger. The figures on this page are based on what is in our directory, not official figures from BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.).

Before a payment of any size, check the BIC with BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) or with the recipient. GoldexPay has no connection to BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.). Found an error? Tell us through the contact page so we can correct it.

Euro transfers to BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.): is a BIC needed?

France is a member of the SEPA area, the zone for standardised euro payments. When you send euros within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

The BIC still come into play when the currency is not euros. Some forms also show a field for the BIC out of habit; if so, enter BNPAFRPP.

Instant payments in euros are increasingly available within SEPA. As long as the payment stays in euros, a SEPA transfer tends to be inexpensive; it is the conversion that costs money.

Head office or branch code at BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.)?

We have 159 SWIFT/BIC codes for BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) in 78 cities. Next to the head office code BNPAFRPPXXX, there are codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code BNPAFRPPXXX works fine. If you have been given a specific code, stick to it instead of swapping it with the head office code.

If you are not sure, ask the person you are paying which code their bank gave them. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

8 or 11 characters: BNPAFRPP versus BNPAFRPPXXX

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. That gives you BNPAFRPP, the short form of the code.

XXX at the end of BNPAFRPPXXX is not a missing value or a mistake: it indicates the head office of BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.). Some forms insist on 11 characters, in which case you simply enter XXX after BNPAFRPP.

As a rule the code is typed in capitals and without spaces. A wrong letter can send a payment to a different institution, so check it twice.

Changed bank details? Be careful

Criminals often send fake invoices containing changed bank details. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Verify changed payment details through a different channel like a call to a number from an earlier contract, not by replying to the message. Watch out for urgent requests, unusual wording or an email address that differs by one letter. When a payment was sent to the wrong account, contact your bank immediately.

Fraud also target the receiver: someone sends too much and asks you to return the extra. Do not act before the money is actually in your account – ask BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) if something looks wrong.

What a transfer from BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) abroad really costs

An international bank payment costs rather more than the fee suggests. On top of a fixed fee, correspondent or intermediary banks may deduct a fee, and if currencies are converted, the bank usually applies a rate below the actual market rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. A simple test: put the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares the amount that arrives across services, so you can pick the cheapest route. Choosing a specialist does not require closing your account at BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.).

The Euro and what conversion costs you

The currency of France is the Euro (EUR). If you send another currency gets converted at some point: by your bank, an intermediary or BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) itself. Every conversion costs something.

Which bank converts the money makes a difference, because each party uses its own rate. In many cases it is cheaper to send EUR directly via a transfer service that converts near the mid-market rate.

The EUR rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

Incoming international payments to BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.)

For an international payment at BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.), the person paying you has to have more than the BIC. The basics are: the account holder’s name, IBAN or account number, BNPAFRPPXXX and, for some countries, your postal address.

It helps to add the bank name and Paris as well. A mistake in your account number is more trouble than you might think.

Expect that the incoming amount is smaller than what the sender paid. Intermediary banks may deduct a fee, BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.) may charge for incoming payments, and if the currency changes, an exchange rate margin applies. On invoices, it is common to agree how the fees are split.

When will the money arrive at BNP-Paribas SA (Formerly Banque Nationale de Paris S.A.)?

There is no fixed answer: many land the same day or the next, others take several business days. Weekends and public holidays in the sending or receiving country add extra days to the journey. Extra checks by one of the banks can also cause a delay, even when all details are correct.

If a transfer seems delayed, ask your bank about the status or the UETR. Keep the payment confirmation until the recipient confirms – you will need it for any trace request.

A delayed transfer has to be traced by the sending bank. As a recipient, it helps to look at your account for a slightly lower amount because fees can reduce the amount.