Banque des Etats de L'afrique Centrale D.n. Gabon SWIFT/BIC code

What BEACGALI means for a payment to Banque des Etats de L'afrique Centrale D.n. Gabon

Whether a recipient gives you BEACGALI or BEACGALIXXX, you are looking at the same identifier for Banque des Etats de L'afrique Centrale D.n. Gabon in Gabon. A SWIFT code tells the banks handling a payment which institution is meant to get the money, a bit like a postal address for banks. It comes up mainly for payments that cross a border and payments in foreign currencies.

Below we go through the practical questions: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you confirm a payment. The SWIFT code alone does not identify an individual account holder; that is what the IBAN or account number .

Changed bank details? Be careful

Scammers regularly send fake invoices containing new bank details sent from what looks like a familiar address. A real SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Always confirm changed bank details through a phone call on a number you know, not one from the message. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. When a payment has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: one known trick is a buyer who pays too much and then sends a request to send back the difference abroad. A screenshot of a transfer proves nothing – check your own account.

Which of the 4 codes of Banque des Etats de L'afrique Centrale D.n. Gabon do you need?

Banque des Etats de L'afrique Centrale D.n. Gabon has 4 separate SWIFT/BIC codes across 4 cities. One of them is the head office code; the rest identify branches or departments, and sometimes specific services.

Unless the recipient tells you otherwise, use BEACGALIXXX. If you have been given a specific code, use it as it is rather than replacing it for the head office code.

Not sure which code applies? Check with the recipient or the bank itself. Codes for branches are more likely to change than the head office code.

How to check BEACGALI before you pay

Ask the recipient to send you the account details directly from their banking app. If the code you have does not match BEACGALI or BEACGALIXXX, do not guess: check with the recipient or with Banque des Etats de L'afrique Centrale D.n. Gabon directly.

Mistakes in the BIC are costly more than disastrous – usually the money comes back, minus fees and time lost. Remember the IBAN: a mistake there is more difficult to undo than a wrong code.

A format check in your banking app merely confirms that the code exists – not that it belongs to the person you mean to pay. Where available, a payee name check on the recipient gives extra certainty. For a first payment, many people start with a small amount first.

Why Banque des Etats de L'afrique Centrale D.n. Gabon has an 8- and an 11-character code

A BIC is made up of fixed blocks: the first four letters stand for the bank, the next two give the country and the two after that indicate the location. That gives you BEACGALI.

XXX at the end of BEACGALIXXX is not a missing value or a mistake: it stands for the head office of Banque des Etats de L'afrique Centrale D.n. Gabon. Some banking apps insist on 11 characters, and then you can add XXX behind BEACGALI.

Leave out spaces when you enter BEACGALI or BEACGALIXXX. Copying the code beats retyping it: a typo can point to another bank.

International transfers from Banque des Etats de L'afrique Centrale D.n. Gabon: the real cost

When you send money to another country via Banque des Etats de L'afrique Centrale D.n. Gabon, the visible fee is rarely all of what you pay. You pay the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the exchange rate markup.

The markup on the rate is often the largest cost even though it is not listed as a fee. A simple test: put the bank’s rate against the mid-market rate and work out the difference on your amount.

Specialised transfer providers often offer rates closer to the mid-market rate. GoldexPay compares transfer providers next to each other so you can see what actually arrives. You can always use your account at Banque des Etats de L'afrique Centrale D.n. Gabon to fund the transfer; only the conversion and sending happen elsewhere.

Where our SWIFT data comes from

We gather SWIFT/BIC codes from publicly available data and check them from time to time. It is possible that information here is no longer current after a merger or reorganisation. The number of codes on this page are based on our own data.

See our directory here as a handy check, and let the details from the recipient or Banque des Etats de L'afrique Centrale D.n. Gabon have the final say. GoldexPay is independent of Banque des Etats de L'afrique Centrale D.n. Gabon; we are a comparison site for money transfers. Spotted outdated information? Let us know via our contact form so we can correct it.

When will the money arrive at Banque des Etats de L'afrique Centrale D.n. Gabon?

There is no single delivery time: some land within a day while others need several business days. Weekends and public holidays in the sending or receiving country add a day or more, since banks do not process on those days. Extra checks by one of the banks can also cause a delay, regardless of the details.

When a payment takes longer than expected, contact your bank for the status or the UETR so they can trace it along the chain. Save your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the sender should start with their own bank. On the receiving end, you can check your statements for a partial amount.

Incoming international payments to Banque des Etats de L'afrique Centrale D.n. Gabon

A sender in another country will ask for a few details from you, and missing ones are a common cause of delays. Share the account holder’s name, the IBAN or account number, the BIC BEACGALIXXX and your address.

Some banks want the bank’s address in Libreville, so keep it at hand. Check every detail before you share them.

The amount you receive can be lower than the amount sent. Fees for incoming transfers vary from bank to bank. For business payments, it is common to agree how the fees are split, so that nobody is left short.