B.i.c.i. du Gabon SWIFT/BIC code

B.i.c.i. du Gabon SWIFT code: BICIGALX

Whether a recipient gives you BICIGALX or BICIGALXXXX, it is the same identifier for B.i.c.i. du Gabon in Gabon. The code has a single purpose: it ensures that a cross-border transfer reaches the right bank. In practice you usually see it on international invoices, in payment forms and on the account details of B.i.c.i. du Gabon customers.

Further down we go through the practical side: receiving money at B.i.c.i. du Gabon, sending money abroad and how to check a SWIFT code before you confirm a payment. Remember that the BIC just identifies the bank, not the account: the account number or IBAN does that part.

Paying someone abroad from your B.i.c.i. du Gabon account

If you transfer money abroad through B.i.c.i. du Gabon, the fee you see is rarely all of what you pay. Besides a fixed fee, banks in between may deduct a fee, and if currencies are converted the bank often applies a rate below the actual market rate.

Banks do not show the margin on the rate separately – you only notice it if you compare. A simple test: put the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer. GoldexPay compares transfer providers next to each other, showing what actually arrives before you commit. Choosing a specialist does not require closing your account at B.i.c.i. du Gabon – you pay the provider from your own account.

How long does an international transfer to B.i.c.i. du Gabon take?

There is no single delivery time for every transfer: many land the same day or the next while others need several business days. Transfers sent late in the day or just before a weekend or public holiday often start a business day later. Compliance checks by one of the banks may also cause a delay, regardless of the details.

When a payment takes longer than expected, contact your bank about the status and the transaction reference; with that reference banks can see where the payment is. Keep the payment confirmation.

Only the sending bank is able to start an official trace or a recall. Ask the sender for a copy of the payment confirmation with the date and reference; that often settles the question quickly.

Incoming international payments to B.i.c.i. du Gabon

For an international payment at B.i.c.i. du Gabon, the sender needs not just the BIC. The basics are: the account holder’s name, account number or IBAN, BICIGALXXXX or BICIGALX and often your home address.

Some banks also ask for the bank’s address in Libreville. A typo in your account number is harder to fix than it looks, so copy the details from your online banking.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Correspondent banks can take a fee, B.i.c.i. du Gabon may charge for incoming payments, and when currencies differ, a markup on the rate comes on top. Agree with the sender who pays which costs before the money is sent.

A note on our data

We collect bank codes from public sources and check them from time to time. Still, banks merge, rename themselves or change codes, so information can be out of date. Figures such as the number of codes are from our own dataset.

See our directory here as a handy check. GoldexPay is a comparison service for money transfers and not part of B.i.c.i. du Gabon. Spotted an error? Tell us through the contact page.

Why B.i.c.i. du Gabon has an 8- and an 11-character code

A BIC is made up of a few fixed parts: characters one to four identify the bank, the next two give the country and the two after that mark the location. Combined, these eight characters form BICIGALX.

Most banks and apps accept either length. If a form requires eleven characters, enter BICIGALXXXX.

Leave out spaces, dots when you type BICIGALX. A single letter can send the money to a different institution, so copy it carefully.

Choosing between the 6 SWIFT codes of B.i.c.i. du Gabon

Having 6 codes in 3 locations, B.i.c.i. du Gabon is one of the banks that use separate codes for branches and departments. The main code remains BICIGALXXXX.

If nobody asks you for a branch code, use BICIGALXXXX or its short form BICIGALX. When you receive a specific code, use it as it is rather than replacing it for the head office code.

When in doubt, check with the recipient which code their bank gave them. Branch codes are sometimes changed or retired when banks reorganise.

Protect yourself against fake payment requests

Fraudsters regularly use payment requests containing new bank details, sometimes in an email that looks completely genuine. That BICIGALX is a real code does not mean that a request mentioning it is legitimate; criminals use the codes of real banks too.

Check changed payment details via a separate channel like a call to a number from an earlier contract, not by replying to the message. Pressure or secrecy tend to be red flags – a real supplier can wait a day. Already paid? Call your bank without delay and ask them to try to recall the payment and report the fraud.

Fraud can also work the other way. Someone sends more than agreed and asks you to refund the difference via a different route. Do not act before the money has really arrived and check with B.i.c.i. du Gabon if anything seems off.

Before you send: check the B.i.c.i. du Gabon code

The most reliable place for the right code is paperwork issued by the bank. Check it with BICIGALX here; if they differ, ask before you pay.

Mistakes in the BIC are costly more than disastrous – usually the money comes back, minus fees and time lost. Do not forget the account number: a mistake there is more difficult to undo than a wrong BIC.

Many banking apps check the structure of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. More and more banks check the name with the account; take any warning seriously. Sending a small amount first can be worth it for a large first payment.