Bankhaus Anton Hafner KG SWIFT/BIC code

ANHODE77 – the SWIFT/BIC code of Bankhaus Anton Hafner KG

ANHODE77 and ANHODE77XXX are the short and the long form of the same SWIFT/BIC code, and both point to Bankhaus Anton Hafner KG in Augsburg. A SWIFT code tells every bank in the chain which institution is meant to get the money, much like a postcode for banks. It comes up mostly for transfers between countries and payments in foreign currencies.

On this page you will find how the code is put together, when you need it and what else a transfer to or from Bankhaus Anton Hafner KG requires. Keep in mind that the BIC only identifies the bank, not the person: the account number or IBAN does that part.

Paying someone abroad from your Bankhaus Anton Hafner KG account

The price of an international transfer is made up of several parts, and the transfer fee is only the most visible one. You pay the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate if the currency changes.

The markup on the rate tends to be the biggest item. An easy check: set the rate you get next to the mid-market rate and work out the difference on your amount.

For many routes, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. On GoldexPay you can compare what recipients receive with different services. You can still keep your account at Bankhaus Anton Hafner KG.

Why Bankhaus Anton Hafner KG has an 8- and an 11-character code

The structure of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code, plus an optional branch code. Combined, these eight characters form ANHODE77 – the version you usually see online.

XXX at the end of ANHODE77XXX is not a placeholder or an error: it indicates the main office of Bankhaus Anton Hafner KG. Certain payment forms ask for 11 characters, and then you can add XXX after ANHODE77.

Do not add spaces, dots when you type ANHODE77; the code is always written in one block. Look out for the letter O and the digit 0 or the letter I and the digit 1, a common source of typos.

Protect yourself against fake payment requests

Fraudsters often send payment requests with changed bank details sent from what looks like a familiar address. The fact that ANHODE77 exists does not mean that the account is genuine – fraudsters use real bank codes as well.

Never rely on contact details from the same email that contains the change. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Already paid? Contact your bank without delay and have them start a recall; also report it to the police.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to refund the difference to another account. Do not act before the money is actually in your account and check with Bankhaus Anton Hafner KG if anything seems off.

Transfer times and tracking a payment to Bankhaus Anton Hafner KG

There is no single delivery time for every transfer: many arrive within a day. Bank holidays in the sending or receiving country can add extra days. Sometimes a bank wants to know what the payment is for before releasing it.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference so they can trace it along the chain. Money transfer services usually show tracking in their app showing how far the payment has got.

Only the sending bank is able to request a trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation.

Getting paid from abroad into a Bankhaus Anton Hafner KG account

Someone abroad who wants to pay you needs several details about your account – incomplete details often cause delays. In practice that means: your name as registered with Bankhaus Anton Hafner KG, your account number or IBAN, the SWIFT/BIC code ANHODE77XXX (or ANHODE77) and usually your postal address.

Certain banks want the address of Bankhaus Anton Hafner KG; it does no harm to include it. Check each detail before you send them, because the sender’s bank usually copies them as is.

Expect that the amount credited is below the amount on the sender’s receipt. Correspondent banks can take a fee, Bankhaus Anton Hafner KG may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

Paying into Bankhaus Anton Hafner KG in EUR

The national currency in Germany is the Euro (EUR). A payment in a foreign currency will be exchanged into EUR before it reaches the account, and whoever converts it chooses the rate. Every conversion eats into something – usually through the rate rather than a fee.

Which bank converts the payment makes a difference: every bank has its own margin. Transferring the money already in EUR often prevents a second conversion at the receiving end.

The EUR rate changes constantly. With bigger transfers, even small gap in the rate can be worth more than the fee.

Where our SWIFT data comes from

We collect bank codes using public sources and check our list from time to time. Institutions reorganise, close branches and change codes – a directory can be a step behind. The number of codes on this page are based on our own data, not official figures from Bankhaus Anton Hafner KG.

Treat the information here as a helpful check. GoldexPay is independent of Bankhaus Anton Hafner KG; we are a comparison site for money transfers. Found outdated information? Tell us via our contact form and we will look into it.

Choosing between the 2 SWIFT codes of Bankhaus Anton Hafner KG

Bankhaus Anton Hafner KG uses 2 different SWIFT/BIC codes. One of them is the head office code; the rest identify branches, and sometimes specific services.

Usually you do not need to look up a branch: transfers sent to ANHODE77XXX reach Bankhaus Anton Hafner KG without problems. Branch codes are only needed if the recipient’s bank explicitly asks for it.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes are more prone to change than the head office code.

Is ANHODE77 still correct? How to check

Have the recipient send you their bank details directly from a recent statement. Compare that code with ANHODE77 on this page; if they differ, ask before you pay.

An incorrect BIC can cause a delay, a payment being sent back or extra fees for investigation. Do not forget the account number: a mistake there can be harder to undo than a wrong code.

A format check in your banking app only confirms that the IBAN exists. If your bank offers it, a name check before sending gives an extra layer of safety. For a first payment, many people send a small test amount.

SEPA payments and the Bankhaus Anton Hafner KG BIC

Germany belongs to the SEPA area, the zone for standardised euro payments. When you send euros from another SEPA country, you normally only need the IBAN.

Outside the euro and from non-SEPA countries, ANHODE77XXX or ANHODE77 remains required. Some forms also ask for the BIC; in that case, fill in ANHODE77.

SEPA transfers normally land by the next business day. Provided no currency is converted, a SEPA transfer tends to be cheap.