Bankhaus Carl F. Plump and Co SWIFT/BIC code

What PLUMDE29 means for a payment to Bankhaus Carl F. Plump and Co

PLUMDE29 and PLUMDE29XXX are two spellings of the same SWIFT/BIC code, and both lead to Bankhaus Carl F. Plump and Co in Bremen. The code does one job: it ensures that an international payment ends up at the right bank. It comes up mainly for transfers between countries and payments in foreign currencies.

On this page we explain how the code means, when it matters and which other details a transfer to or from Bankhaus Carl F. Plump and Co requires. The BIC identifies a bank or branch, never a single account, which is why you always need the account number too.

When will the money arrive at Bankhaus Carl F. Plump and Co?

There is no fixed answer for international payments: many arrive the same day or the next while others need several business days. Payments made after the cut-off time or just before a weekend or public holiday often go out a business day later. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi. Every payment carries a unique transaction reference, the UETR. Specialist transfer services usually show a status online so you can see where the money has got.

A delayed transfer has to be investigated from the sending side on the basis of the transfer details. As a recipient, you can check your statements to see a partial amount, since fees may have been deducted.

Protect yourself against fake payment requests

One of the most common tricks goes like this: an email arrives with a request saying that a supplier now has new bank details and asking you to pay there from now on. The fact that PLUMDE29 exists does not mean that a request mentioning it is genuine.

Never rely on a phone number in the same message that contains the change. Urgency or requests to keep it quiet are warning signs; a genuine business can wait for you to check. If money was sent to the wrong account, contact your bank immediately.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to send back the difference abroad. A payment confirmation from the sender is no proof.

Bankhaus Carl F. Plump and Co: head office code versus branch codes

Our database contains 3 SWIFT/BIC codes for Bankhaus Carl F. Plump and Co, spread over 1 cities. Besides the head office code PLUMDE29XXX, you will find codes for regional offices and specialised units.

In most cases there is no need to pick a branch: payments addressed to PLUMDE29XXX are routed within Bankhaus Carl F. Plump and Co correctly. When you receive a specific code, use it as it is instead of replacing it for the head office code.

Unsure which code applies? Check with the recipient, or look at a recent statement from Bankhaus Carl F. Plump and Co. Codes can change when banks reorganise.

Sending money abroad from Bankhaus Carl F. Plump and Co

An international bank payment can cost more than the listed fee. Besides the transfer fee, banks in between can take a cut, and when currencies are converted, the bank usually uses a rate that is less favourable than the actual market rate.

The real cost is often in the rate: many banks convert using an exchange rate that includes a margin. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites.

For a lot of routes, a specialist provider is less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay lists these services next to each other, showing what actually arrives for the same amount sent. You can still use your account at Bankhaus Carl F. Plump and Co as the source of the money; only the conversion and sending happen elsewhere.

8 or 11 characters: PLUMDE29 versus PLUMDE29XXX

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. Combined, those parts make up PLUMDE29.

Most banks and apps accept either length. If a form asks for eleven characters, use PLUMDE29XXX; if it wants eight, use PLUMDE29.

As a rule the code is written in capitals. Watch for the letter O and the digit 0 or I versus 1; they are easy to mix up.

SEPA payments and the Bankhaus Carl F. Plump and Co BIC

Germany is a member of the SEPA area, where euro transfers follow common rules. For a regular euro transfer from another SEPA country, you normally only need the IBAN; many banks no longer ask for the BIC.

For anything other than euros and for senders outside SEPA, PLUMDE29XXX or PLUMDE29 remains part of the payment details. If a payment form asks for the BIC anyway, entering PLUMDE29 is fine.

SEPA transfers normally land within one business day. Provided no currency is converted, a SEPA transfer tends to be inexpensive; it is the conversion that costs money.

A note on our data

The codes here come from public sources that we update regularly. Even so, banks merge or change codes. Counts and locations come from our own dataset and may differ from what Bankhaus Carl F. Plump and Co publishes.

Use this page as a reference, rather than as the final word – the bank details from the recipient are leading. GoldexPay is an independent comparison site and not part of Bankhaus Carl F. Plump and Co. Spotted outdated information? Let us know via our contact form.

Sending EUR to Bankhaus Carl F. Plump and Co

Germany uses the Euro (EUR). If you send money in a different currency gets converted somewhere along the way: by your bank, an intermediary or Bankhaus Carl F. Plump and Co itself. You rarely see a separate charge for that conversion – the cost sits in the rate.

Who converts the payment matters. In many cases it is cheaper to send EUR straight away through a transfer service with a good rate, so that the receiving bank does not need to convert again.

Exchange rates move all the time. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

Getting paid from abroad into a Bankhaus Carl F. Plump and Co account

When you expect a payment from another country, give the sender everything they need in one go. Share your name as the bank knows it, the IBAN or account number, SWIFT code PLUMDE29XXX and your address, which some banks require.

It helps to include Bankhaus Carl F. Plump and Co and Bremen too, because some payment forms have separate fields for them. A typo in your account number can be more trouble than it looks, so copy the details from your online banking.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Charges on incoming payments differ from bank to bank; check the price list of Bankhaus Carl F. Plump and Co. For business payments, you can agree how the fees are split to avoid a shortfall.

How to check PLUMDE29 before you pay

Ask the recipient to send you the account details directly from their online banking. Check that code against PLUMDE29 on this page.

With a wrong code, the transfer may be delayed, be returned or cost extra – sometimes after weeks of searching. An error in the IBAN or account number can be a bigger problem; check it just as carefully.

Most online banking apps check the format of IBANs and some suggest the matching BIC. Where available, a name check on the recipient adds an extra layer of safety. Sending a small amount first can be a sensible step for a large first payment.