BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) SWIFT/BIC code

DABBDEMM – the SWIFT/BIC code of BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG)

DABBDEMM and DABBDEMMXXX are two ways of writing the same bank identifier, and both lead to BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) in Muenchen. Every bank on the SWIFT network uses BIC codes to route international transfers to the right bank. You will need it mostly for transfers between countries or a currency.

This page is meant to help anyone who receives money at an account at BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) and wants to get the details right. Remember that the SWIFT code only identifies the bank, not the person: the account number or IBAN takes care of that.

Choosing between the 2 SWIFT codes of BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG)

We have 2 SWIFT/BIC codes for BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) in 1 cities. Next to the head office code DABBDEMMXXX, you will find codes for individual branches and departments.

In most cases there is no need to look up a branch: transfers addressed to DABBDEMMXXX reach BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) without problems. Only use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

The safest route is to copy the code directly from the account holder’s statement. Branch codes are more likely to be retired than DABBDEMMXXX when a bank merges or closes offices.

How to check DABBDEMM before you pay

Ask the recipient to send you the account details directly from a recent statement. Check it with DABBDEMM here; if they differ, ask before you pay.

A wrong SWIFT code can cause a delay, a payment being sent back or additional charges. An error in the account number is a bigger problem.

An automatic check by your bank only tells you that the code is valid – not that it belongs to the person you mean to pay. If your bank offers it, a name check on the recipient adds an extra layer of safety. A small test payment is a sensible step for large sums, even if it costs an extra fee.

Paying into BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) in EUR

Germany uses the Euro, with the currency code EUR. When you pay money in a different currency gets converted at some point – by your bank, by BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) or by a bank in between. There is rarely a separate charge for the conversion – the cost sits in the rate.

Who does the conversion affects how much arrives. Transferring the amount directly in EUR usually avoids an extra conversion at the receiving end, provided the rate you get is fair.

Exchange rates change all the time, and some providers let you lock in a rate. For regular payments, small differences in the rate add up over time.

Sending money abroad from BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG)

An international bank payment can cost rather more than the listed fee. Besides a fixed fee, banks in between can deduct a fee, and when the money changes currency the bank often uses a rate below the real market rate.

That exchange rate margin is often the largest cost, and it is easy to miss. A simple test: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For a lot of routes, a transfer service turns out to be cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay lists these services side by side so you can see what actually arrives. You can still keep your account at BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG).

SEPA payments and the BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) BIC

Germany is a member of the SEPA area, the zone for uniform euro payments. For a standard euro transfer from another SEPA country, you normally only need the IBAN.

Outside the euro and for senders outside SEPA, DABBDEMMXXX or DABBDEMM is still required. Some banks and apps also show a field for the BIC out of habit; in that case, fill in DABBDEMM or DABBDEMMXXX.

Instant euro transfers are widely available within SEPA; check with BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) whether it applies to your account. Charges on SEPA payments are generally low as long as everything stays in euros.

Getting paid from abroad into a BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) account

For an international payment into your account at BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG), the person paying you needs more than the SWIFT code. That means: your name exactly as it appears on the account, your account number or IBAN, the BIC DABBDEMMXXX and, often, your address.

You can add the bank name and Muenchen as well. A mistake in your account number can be more trouble than you might think.

Do not be surprised if the incoming amount is smaller than what the sender paid. Fees for incoming transfers vary from bank to bank – the price list of BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG) tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.

What the XXX in DABBDEMMXXX means

A BIC is made up of fixed blocks: characters one to four stand for the bank, characters five and six show the country and characters seven and eight indicate the location. That gives you DABBDEMM.

The long version adds a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office.

In practice the code is typed in capitals. A single letter may route the money to a different institution, so check it twice.

About this information

The directory on GoldexPay draws on public sources and we update it periodically. It can happen that information here is out of date after a merger or reorganisation. Figures such as the number of codes come from our directory.

Use this page as a starting point, not as the last word. We are a comparison site for money transfers and not part of BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG). Found outdated information? Tell us via our contact form.

Tracking a transfer to or from BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG)

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or on weekends and holidays often start a business day later. Occasionally a bank wants to know about the purpose of a payment.

If a transfer is late, ask your bank about the status and the transaction reference. Keep your transfer receipt; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the sender should start with the bank that sent it rather than BNP Paribas S.A. Niederlassung Deutschland (Formerly Dab Bank AG). Ask the sender for a copy of the payment confirmation with the date and reference; that often settles the question quickly.

Changed bank details? Be careful

Be wary if a contact unexpectedly wants you to pay into another account or a bank in another country. That DABBDEMM is a real code is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Verify new bank details through a separate channel. Watch out for time pressure, unusual wording or an email address that differs by one letter. When money has already gone to a fraudster, call your bank right away.

Scams can also work the other way: someone claims to have sent too much and wants you to return the difference via a different route. A screenshot of a transfer proves nothing – check your own account.