Citibank N.a., Filiale Frankfurt/Main SWIFT/BIC code

CITIDE55 – the SWIFT/BIC code of Citibank N.a., Filiale Frankfurt/Main

The short code CITIDE55 and the 11-character code CITIDE55XXX refer to the same bank: Citibank N.a., Filiale Frankfurt/Main in Frankfurt Am Main, Germany. Banks worldwide use these codes to route international transfers to the right bank. In daily life you mostly come across the code on international invoices, in your banking app and in the bank details that Citibank N.a., Filiale Frankfurt/Main provides.

We wrote this page to help people who pays into an account at Citibank N.a., Filiale Frankfurt/Main. The BIC names a bank or branch, never a specific account, which is why you always need the account number too.

What to give a sender who pays you at Citibank N.a., Filiale Frankfurt/Main

If you expect money from abroad, give the sender all details at once. Share your name as the bank knows it, your account number or IBAN, the BIC CITIDE55XXX and your address.

It helps to add the bank name and Frankfurt Am Main too, because some payment forms have separate fields for them. A mistake in your account number can be more trouble than it looks, so copy the details from your online banking.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Intermediary banks may deduct a fee, Citibank N.a., Filiale Frankfurt/Main may charge for incoming payments, and if the money is converted, a markup on the rate applies. On invoices, it is common to state who bears the costs to avoid a shortfall.

CITIDE55 or CITIDE55XXX – which one to use?

The structure of a BIC never changes: four characters for the institution, two for the country and a two-character location code, sometimes followed by a branch code. For Citibank N.a., Filiale Frankfurt/Main, the 8-character core is CITIDE55.

Most payment forms accept both lengths. If yours requires eleven characters, enter CITIDE55XXX; if it wants eight, use CITIDE55.

In practice the code is written in capitals, without spaces or dashes. Pasting the code is safer than retyping it: a typo can point to another bank.

Before you send: check the Citibank N.a., Filiale Frankfurt/Main code

The most reliable place for the correct BIC remains paperwork issued by the bank like a bank statement or the account page in online banking. Check that code with CITIDE55 on this page.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges for investigation. Remember the account number: a mistake there can be more difficult to correct than a wrong BIC.

A format check in your banking app only tells you that the code is valid. More and more banks check the name against the account. A small test payment can be a sensible step for large sums despite the extra fee.

Sending money abroad from Citibank N.a., Filiale Frankfurt/Main

If you transfer money abroad through Citibank N.a., Filiale Frankfurt/Main, the visible fee is only part of the cost. Besides a fixed fee, banks in between can deduct a fee, and when currencies are converted the bank usually applies a rate below the actual market rate.

Many banks rarely list their exchange rate markup separately. Compare their rate against the mid-market rate; the gap is what conversion costs you.

For many currency pairs, a transfer service is cheaper than a bank – mostly thanks to the rate. GoldexPay compares what recipients receive with different providers, which makes the cheapest option easy to spot. You can always keep your account at Citibank N.a., Filiale Frankfurt/Main to fund the transfer, while a cheaper service handles the conversion.

When will the money arrive at Citibank N.a., Filiale Frankfurt/Main?

There is no single answer for every transfer: many land the same day or the next, others take several business days. Transfers sent after the cut-off time or on weekends and holidays usually go out a business day later. Sometimes a bank asks about the purpose of a payment, which can hold things up.

Many banks are connected to SWIFT gpi. Each payment carries a unique transaction reference, the UETR that banks can use to trace it. Save the payment confirmation until the recipient confirms – you will need it for any trace request.

A missing payment is traced from the sending side, using the payment confirmation. As a recipient, you can check your account for a partial amount, since fees may have been deducted.

About this information

We collect SWIFT/BIC codes from publicly available data and update our list regularly. Institutions merge, close branches and change codes – a directory can be a step behind. The number of codes we show reflect what is in our directory and not on information from Citibank N.a., Filiale Frankfurt/Main itself.

Use our data as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay is not affiliated with Citibank N.a., Filiale Frankfurt/Main; we are a comparison site for money transfers. Spotted an error? Tell us through the contact page so we can correct it.

Sending EUR to Citibank N.a., Filiale Frankfurt/Main

Accounts at Citibank N.a., Filiale Frankfurt/Main are typically held in EUR, the local currency of Germany. When you pay another currency has to be converted at some point: by your bank, an intermediary or Citibank N.a., Filiale Frankfurt/Main itself. Every conversion eats into something, even when no fee is shown.

Who does the conversion affects the final amount. Sending the money already in EUR usually avoids an extra conversion at the receiving end.

The rate for EUR fluctuates throughout the day. On larger amounts, a small gap in the rate adds up quickly.

Do you need CITIDE55 for a SEPA transfer?

Within the SEPA zone, euro transfers to an account in Germany use the same rules and in most cases need only the IBAN. A field for the BIC is usually optional or missing in that case.

For anything other than euros and from non-SEPA countries, CITIDE55XXX or CITIDE55 remains required. A few banks and apps still ask for the BIC out of habit; if so, fill in CITIDE55.

Instant euro transfers are widely supported across SEPA; check with Citibank N.a., Filiale Frankfurt/Main whether it applies to your account. Charges on SEPA transfers tend to be low, as long as no currency conversion is involved.

Changed bank details? Be careful

Stay alert when someone unexpectedly wants you to pay into another account or a bank in another country. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Check new payment details via a different channel, such as a phone number you already know, never via the email that asked for the change. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. When a payment was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference. A payment confirmation from the sender is no proof – check your own account.

Head office or branch code at Citibank N.a., Filiale Frankfurt/Main?

Our database contains 2 SWIFT/BIC codes for Citibank N.a., Filiale Frankfurt/Main. Besides the head office code CITIDE55XXX, there are codes for regional offices and specialised units.

In most cases there is no need to look up a branch: payments addressed to CITIDE55XXX reach Citibank N.a., Filiale Frankfurt/Main without problems. Branch codes are only needed if the recipient’s bank explicitly mentions it, which is more common for corporate accounts and specialised services.

The safest approach is to copy the code directly from the recipient’s bank details. Branch codes are sometimes changed or retired when banks reorganise.