Daimler AG SWIFT/BIC code

Daimler AG SWIFT code: DCAGDE6S

The 8-character code DCAGDE6S and the 11-character code DCAGDE6SXXX identify one and the same institution: Daimler AG. Banks worldwide use BIC codes to direct payments between countries to the correct bank. In practice you usually see it on invoices from abroad, in your banking app and on the account details that Daimler AG provides.

This page is meant to help people who receives money at an account at Daimler AG without mistakes. A SWIFT code names a bank or branch, not a specific account.

Is DCAGDE6S still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. If the code you have differs from DCAGDE6S or DCAGDE6SXXX, stop and ask.

With a wrong code, the payment may get stuck, be returned or cost extra, and tracing it can take weeks. Do not forget the IBAN: an error there is more difficult to undo than a wrong code.

Many banking apps check the structure of an IBAN, but that does not prove the account belongs to the right person. If your bank offers it, a name check on the recipient adds an extra layer of safety. When you pay someone new, some people send a small test amount and wait for confirmation.

A note on our data

The directory on GoldexPay is based on public sources and we update it periodically. Even so, banks merge or change codes. The number of codes on this page are based on what is in our directory.

Treat our data as a reference, not as the final word – the bank details from the recipient are leading. GoldexPay is independent of Daimler AG; we are a comparison site for money transfers. Found outdated information? Tell us through the contact page and we will look into it.

Daimler AG: head office code versus branch codes

Daimler AG has 4 different SWIFT/BIC codes across 1 cities. One of them is the head office code; the rest identify branches, and sometimes specific services.

For most incoming transfers, the head office code DCAGDE6SXXX is the right choice. A branch code only makes sense if the account holder explicitly asks for it.

When in doubt, check with the recipient which code their bank gave them. Codes for branches are more likely to change than the head office code.

SEPA payments and the Daimler AG BIC

Since Germany is in SEPA, a euro transfer to Daimler AG from within the SEPA area usually requires just the IBAN. Many banks no longer ask for the BIC for these payments or fill it in for you.

Outside the euro and for senders outside SEPA, DCAGDE6SXXX is still required. Some banks and apps still show a field for the BIC out of habit; in that case, fill in DCAGDE6S or DCAGDE6SXXX.

Instant euro transfers are increasingly available across SEPA; check with Daimler AG whether it applies to your account. As long as the payment stays in euros, a SEPA transfer tends to be cheap; it is the conversion that costs money.

International transfers from Daimler AG: the real cost

What you pay for an international transfer has more than one component – not just the fee on your screen. Besides a fixed fee, banks in between can take a cut, and when the money changes currency, the bank usually uses a rate below the actual market rate.

That exchange rate margin is often the biggest cost even though it is not listed as a fee. An easy check: put the rate you get against the mid-market rate and look at the difference.

For many routes, a transfer service turns out to be cheaper than a bank, mainly because of the exchange rate. GoldexPay compares these services next to each other so you can see the amount the recipient gets. You can still use your account at Daimler AG, while a cheaper service handles the conversion.

The Euro and what conversion costs you

Most accounts at Daimler AG are typically held in EUR, the local currency. A payment in a foreign currency will be exchanged into EUR before it reaches the account, and whoever converts it chooses the rate. There is rarely a separate line for the conversion; it is built into the rate.

Who converts the payment matters. Check how much EUR arrives via several services.

The rate for EUR fluctuates throughout the day and quotes are often valid only for a short time. On larger amounts, a small difference in the rate adds up quickly.

What to give a sender who pays you at Daimler AG

When you are waiting for a payment from another country, give the sender a complete set of details. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code DCAGDE6SXXX (or DCAGDE6S) and, often, your postal address.

Their bank might also ask for the address of your bank; the head office in Stuttgart is usually fine. A typo in your account number is harder to fix than you might think, so copy the details from your online banking.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Charges on incoming payments differ per bank; check the price list of Daimler AG. Agree with the sender who pays which costs before the money is sent.

When will the money arrive at Daimler AG?

There is no single delivery time: some land the same day or the next. Transfers sent after the cut-off time or just before weekends and holidays often go out the next business day. Extra checks on larger or unusual payments may also add a delay, regardless of the details.

When a payment takes longer than expected, contact your bank for the status and the transaction reference so they can trace it along the chain. Keep your transfer receipt – you will need it for any trace request.

If a payment has not arrived within the expected time, the person who paid needs to start with their own bank. On the receiving end, it helps to check your statements for a partial amount, since fees may have been deducted.

8 or 11 characters: DCAGDE6S versus DCAGDE6SXXX

A SWIFT code is made up of a few fixed parts: the first four letters identify the bank, characters five and six show the country and characters seven and eight indicate the location. In this case, the 8-character core is DCAGDE6S.

XXX at the end of DCAGDE6SXXX does not stand for a placeholder or an error: it indicates the main office of Daimler AG. Certain payment forms ask for 11 characters, and then you can add XXX behind DCAGDE6S.

Do not add spaces or dashes when you enter DCAGDE6S; the code is always written in one block. Pasting the code is safer than typing it by hand.

Protect yourself against fake payment requests

Stay wary when someone unexpectedly asks you to send money to another account. That DCAGDE6S is a real code does not mean that a request mentioning it is genuine.

Verify new payment details via a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Urgency or secrecy are warning signs; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment; also report it to the police.

Fraud can also work the other way: someone sends more than agreed and wants you to return the difference. Do not act before the money has really arrived.