Deichmann SE SWIFT/BIC code

DEICDE31 – the SWIFT/BIC code of Deichmann SE

Whether you are given DEICDE31 or DEICDE31XXX, you are looking at the same address for Deichmann SE in Germany. The code does one job: it makes sure that a cross-border transfer ends up at the right bank. It comes up mostly for payments that cross a border.

On this page you can read how the code means, when you need it and which other details a transfer to or from Deichmann SE requires. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN .

The Euro and what conversion costs you

The currency of Germany is the Euro (EUR). Money sent in a different currency is converted into EUR before it reaches the account – and the bank that does it picks the rate. Each conversion costs something.

Which bank converts the money makes a difference, because each party uses its own rate. Often you pay less to send EUR straight away via a provider with a good rate.

The EUR rate fluctuates constantly and quotes are often valid only for a short time. With bigger transfers, a seemingly small difference in the rate adds up quickly.

Tracking a transfer to or from Deichmann SE

An international transfer typically needs one to a few business days. Payments made late in the day or on a weekend or public holiday usually start the next business day. Compliance checks on larger or unusual payments can also add some delay.

When a payment takes longer than expected, contact the sending bank about the status or the UETR. Money transfer services usually provide tracking in their app showing how far the money is.

If a payment has not arrived after a few business days, the person who paid needs to start with their own bank. As a recipient, it helps to check your statements to see a slightly lower amount.

Euro transfers to Deichmann SE: is a BIC needed?

Inside SEPA, euro payments to Deichmann SE use the same rules. A field for the BIC is often optional for those payments.

Outside the euro and for senders outside SEPA, DEICDE31XXX or DEICDE31 remains part of the payment details. If your banking app asks for the BIC regardless, adding DEICDE31 is fine.

SEPA transfers usually arrive by the next business day; instant payments are faster if both banks offer them. As long as the payment stays in euros, the transfer is cheap.

A note on our data

We collect SWIFT/BIC codes from public sources and update our list from time to time. Still, banks merge, rename themselves or change codes. The number of codes on this page are based on our own data, not official figures from Deichmann SE.

Use our data as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is a comparison service and not part of Deichmann SE. If you notice a mistake, we appreciate a message.

Changed bank details? Be careful

Fraudsters often use fake invoices containing changed bank details sent from what looks like a familiar address. That DEICDE31 is a real code does not mean that the account is genuine; criminals use the codes of real banks too.

Do not rely on contact details from the same email that announces the new account. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Already paid? Contact the bank you paid from without delay and ask them to try to recall the payment and report the fraud.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much followed by a request to refund the difference. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Deichmann SE: head office code versus branch codes

Deichmann SE has 2 separate SWIFT/BIC codes across 1 locations. Only one is the head office code; the rest belong to branches, and sometimes internal departments.

For the vast majority of payments to a private or business account, the head office code DEICDE31XXX works fine. Branch codes are only needed when the recipient’s bank explicitly mentions it, which is more common for business accounts and specialised services.

The best way is to copy the code straight from the recipient’s statement. Branch codes can change over time, so do not rely on old paperwork.

Incoming international payments to Deichmann SE

Someone abroad who wants to pay you will ask for several details about your account. Give them your name as the bank knows it, your account number or IBAN, the BIC DEICDE31XXX and your address.

It helps to include the bank name and its city too, since some forms ask for it. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than what the sender paid. Intermediary banks may deduct a fee, and when currencies differ, an exchange rate margin applies. For business payments, you can agree how the fees are split to avoid a shortfall.

What a transfer from Deichmann SE abroad really costs

A bank transfer abroad can cost more than the listed fee. On top of the transfer fee, banks in between may deduct a fee, and when currencies are converted the bank often applies a rate below the real market rate.

That exchange rate margin tends to be the biggest cost, and it is easy to miss. Check their rate with the mid-market rate.

For a lot of currency pairs, a specialist provider is less expensive than a bank, mainly because of the exchange rate. GoldexPay lists these services side by side, showing what actually arrives for the same amount sent. Choosing a specialist does not require leaving Deichmann SE.

Before you send: check the Deichmann SE code

The best place to find the correct BIC is paperwork issued by the bank. When the code you were given does not match DEICDE31 or DEICDE31XXX, stop and ask: check with the recipient or with Deichmann SE directly.

An incorrect BIC may lead to a delay, a returned payment or extra fees. A mistake in the IBAN or account number is a bigger problem because it can reach the wrong person, so check that just as carefully.

Most online banking apps check the structure of IBANs and some suggest the matching BIC. Some banks now check the payee name with the account – do not ignore a mismatch warning. Sending a small amount first is worth it for a large first payment, even if it costs an extra fee.

DEICDE31 or DEICDE31XXX – which one to use?

A SWIFT code is made up of a few fixed parts: characters one to four stand for the bank, characters five and six show the country and characters seven and eight indicate the location. That gives you DEICDE31, the short form of the code.

Most banks and apps accept both lengths. If yours requires eleven characters, use DEICDE31XXX.

Do not add spaces or dashes when you type DEICDE31. Pasting the code beats retyping it: a typo can point to another bank.