Deutsche Kontor Privatbank AG SWIFT/BIC code

DEKTDE71 – the SWIFT/BIC code of Deutsche Kontor Privatbank AG

The 8-character code DEKTDE71 and the 11-character code DEKTDE71XXX identify one and the same institution: Deutsche Kontor Privatbank AG. Banks worldwide use these codes to route international transfers to the correct institution. It comes up mostly when dealing with payments that cross a border and payments in foreign currencies.

Below we go through the practical questions: money coming in from abroad, paying someone in another country and how to check the code before you hit send. Keep in mind that the BIC just identifies the bank, not the account: the account number or IBAN does that part.

About this information

The directory on GoldexPay is based on publicly available sources. Institutions merge, change names and retire codes, and a directory never catches every change immediately. Counts and locations come from our directory and may differ from what Deutsche Kontor Privatbank AG publishes.

Treat this page as a starting point, rather than as the last word – the bank details from the recipient are leading. We are an independent comparison site for money transfers and not part of Deutsche Kontor Privatbank AG. If you notice a mistake, we appreciate a message.

Which of the 4 codes of Deutsche Kontor Privatbank AG do you need?

Our directory lists 4 SWIFT/BIC codes for Deutsche Kontor Privatbank AG, spread over 2 locations. Besides the head office code DEKTDE71XXX, you will find codes for individual branches and departments.

If nobody asks you for a branch code, go with DEKTDE71XXX or its short form DEKTDE71. If you have been given a specific code, use it as it is instead of swapping it for the head office code.

When in doubt, ask the person you are paying which code their bank gave them. Codes can change when banks reorganise.

Scams that use SWIFT codes

One of the most common tricks works like this: you receive a request saying that a supplier has a new bank account and asking you to pay there from now on. That DEKTDE71 is a real code is no guarantee that the account is legitimate.

Verify new bank details via a different channel, never via the email that asked for the change. Urgency or requests to keep it quiet tend to be warning signs – a real supplier can wait a day. If a payment was sent to the wrong account, contact your bank immediately.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to refund the difference to another account. A screenshot of a transfer proves nothing.

Paying Deutsche Kontor Privatbank AG in euros within SEPA

Because Germany is in SEPA, a euro payment to Deutsche Kontor Privatbank AG from another SEPA country normally requires just the IBAN. Most banking apps no longer ask for the BIC in that case.

For anything other than euros and from non-SEPA countries, DEKTDE71XXX or DEKTDE71 is still required. A few banks and apps also show a field for the BIC; if so, enter DEKTDE71.

SEPA transfers usually arrive by the next business day. Fees for SEPA payments are generally low.

Transfer times and tracking a payment to Deutsche Kontor Privatbank AG

How fast a transfer reaches Deutsche Kontor Privatbank AG depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Payments made after the cut-off time or on a weekend or public holiday often go out a business day later. Sometimes a bank wants to know about the purpose of a payment before releasing it.

If a transfer is delayed, contact the sending bank for the status; with that reference banks can see where the payment is. Keep your transfer receipt until the recipient confirms – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid needs to contact the bank that sent it, not the receiving bank. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

Sending EUR to Deutsche Kontor Privatbank AG

The local currency of Germany is the Euro (EUR). A payment in a foreign currency will be exchanged into EUR on its way to Deutsche Kontor Privatbank AG – and the bank that does it picks the rate. Every conversion costs the amount, even when no fee is shown.

Which bank converts the money matters. Often you pay less to send EUR directly through a provider that converts near the mid-market rate.

The EUR rate changes constantly, so the amount you see is usually only valid for a short time. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

International transfers from Deutsche Kontor Privatbank AG: the real cost

What you pay for a payment abroad is made up of more than one component – not just the fee on your screen. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate if the currency changes.

That exchange rate margin is often the largest item even though it is not listed as a fee. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For a lot of routes, a transfer service turns out to be cheaper than a bank. On GoldexPay we compare what recipients receive across providers, so you can pick the cheapest route. Using a transfer service does not mean leaving Deutsche Kontor Privatbank AG.

How to check DEKTDE71 before you pay

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Check that code against DEKTDE71 on this page.

If the code is wrong, the transfer may get stuck, bounce back or cost extra, and tracing it can take weeks. Do not forget the IBAN: a mistake there is more difficult to correct than a wrong BIC.

Many banking apps check the structure of IBANs – that confirms the format, not the owner. Some banks now compare the payee name against the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums despite the extra fee.

Getting paid from abroad into a Deutsche Kontor Privatbank AG account

Someone abroad who wants to pay you will ask for a few details about your account, and missing ones are a common cause of delays. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the BIC DEKTDE71XXX (or DEKTDE71) and, often, your address.

You can include Deutsche Kontor Privatbank AG and its city too, because some payment forms have separate fields for them. A typo in your account number is more trouble than you might think.

What lands in your account is often less than what was sent. Fees for incoming transfers differ from bank to bank – the price list of Deutsche Kontor Privatbank AG tells you what applies. Agree with the sender who pays which costs, especially for larger amounts.

Why Deutsche Kontor Privatbank AG has an 8- and an 11-character code

Each SWIFT/BIC code has an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. That gives you DEKTDE71 for Deutsche Kontor Privatbank AG.

Most banks and apps work with both lengths. If a form requires eleven characters, enter DEKTDE71XXX.

Type the code as one block, in capitals and without spaces, exactly as shown here. Copying the code is safer than retyping it.