Dexia Kommunalbank Deutschland AG SWIFT/BIC code

DXIADEBB – the SWIFT/BIC code of Dexia Kommunalbank Deutschland AG

DXIADEBB and DXIADEBBXXX are two spellings of the same SWIFT/BIC code, and both lead to Dexia Kommunalbank Deutschland AG in Berlin. The code has a single purpose: it ensures that money from abroad reaches the right bank. It comes up mostly for transfers between countries and payments in foreign currencies.

Below you will find the practical side: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number .

Incoming international payments to Dexia Kommunalbank Deutschland AG

If you expect money from abroad, send the payer all details at once. Give them your name as the bank knows it, the IBAN or account number, the BIC DXIADEBBXXX and your address, which some banks require.

You can add the bank name and its city as well. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Expect that the amount credited is smaller than what the sender paid. Charges on incoming payments vary per bank – the price list of Dexia Kommunalbank Deutschland AG tells you what applies. Make clear with the sender who pays which costs before the money is sent.

Tracking a transfer to or from Dexia Kommunalbank Deutschland AG

A SWIFT payment typically takes anywhere from one to several business days. Transfers sent after the cut-off time or on a weekend or public holiday usually go out the next business day. Compliance checks on larger or unusual payments can also cause some delay.

When a payment takes longer than expected, contact the sending bank for the tracking status so they can trace it along the chain. Save the payment confirmation.

A missing payment has to be investigated by the sending bank on the basis of the transfer details. Request from the sender the payment receipt – it helps your own bank look for the money.

8 or 11 characters: DXIADEBB versus DXIADEBBXXX

A SWIFT code is built from fixed blocks: the first four letters identify the bank, the next two give the country and the two after that mark the location. In this case, the 8-character core is DXIADEBB.

XXX at the end of DXIADEBBXXX does not stand for a missing value or a mistake: it stands for the main office of Dexia Kommunalbank Deutschland AG. Some banking apps ask for 11 characters, in which case you can add XXX behind DXIADEBB.

As a rule the code is typed in capitals, without spaces or dashes. Pasting the code is safer than typing it by hand.

Dexia Kommunalbank Deutschland AG: head office code versus branch codes

Our directory lists 2 SWIFT/BIC codes for Dexia Kommunalbank Deutschland AG, spread over 1 locations. Besides the head office code DXIADEBBXXX, you will find codes for branches, departments or specific services.

Unless the recipient tells you otherwise, go with DXIADEBBXXX or its short form DXIADEBB. If you have been given a branch code, stick to it instead of swapping it for the head office code.

Unsure which code to use? Ask the recipient. Branch codes are more prone to change than DXIADEBBXXX.

Before you send: check the Dexia Kommunalbank Deutschland AG code

Have the recipient copy their account details directly from a recent statement. Compare it with DXIADEBB on this page.

An incorrect BIC may lead to delays, a returned payment or extra fees along the way. Remember the IBAN: a mistake there can be harder to undo than a wrong BIC.

Many banking apps check the structure of an IBAN and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Where available, a payee name check on the recipient adds an extra layer of safety. When you pay someone new, some people send a small test amount and wait for confirmation.

Do you need DXIADEBB for a SEPA transfer?

Germany is a member of the Single Euro Payments Area (SEPA), the zone for standardised euro payments. For a standard euro transfer from another SEPA country, you normally only need the IBAN.

You will still need DXIADEBBXXX for payments in other currencies or transfers from countries outside SEPA. If a payment form has a field for the BIC regardless, entering DXIADEBB does no harm.

Instant payments in euros have become widely supported across SEPA. Fees for SEPA payments tend to be low as long as everything stays in euros.

Protect yourself against fake payment requests

Stay alert if a contact unexpectedly wants you to send money to another account or a bank in another country. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Before paying, verify a change of bank details through a phone call. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. If a payment has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

People receiving money can be targeted as well: one known trick is an overpayment and then sends a request to refund the difference abroad. Wait until the money is actually in your account – ask Dexia Kommunalbank Deutschland AG if something looks wrong.

The Euro and what conversion costs you

Germany uses the Euro (EUR). Money sent in a different currency will be converted into EUR before it reaches the account – and the bank that does it picks the rate. Every conversion eats into the amount.

Where the conversion happens has an effect on how much arrives, as rates and margins differ per bank. Often it is cheaper to send EUR directly through a provider that converts near the mid-market rate rather than letting the receiving bank convert.

The EUR rate changes throughout the day. On larger amounts, a small gap in the rate adds up quickly.

Where our SWIFT data comes from

The codes on this page are taken from publicly available data. It is possible that a code on this page is out of date. Counts and locations are from our own dataset and are not confirmed by Dexia Kommunalbank Deutschland AG.

Before any payment that matters, always confirm the code with the recipient’s bank or the recipient. GoldexPay is not affiliated with Dexia Kommunalbank Deutschland AG, we only compare transfer services. Found outdated information? Let us know via our contact form and we will look into it.

Paying someone abroad from your Dexia Kommunalbank Deutschland AG account

An international bank payment can cost more than the listed fee. You pay the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate when the money is converted.

Banks rarely list the margin on the rate as a cost. Check their rate with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider turns out to be cheaper than a bank – mostly thanks to the rate. GoldexPay compares transfer providers next to each other, showing what actually arrives for the same amount sent. You can still use your account at Dexia Kommunalbank Deutschland AG to fund the transfer; only the conversion and sending happen elsewhere.