Etris Bank SWIFT/BIC code

What ETRIDE31 means for a payment to Etris Bank

Whether you are given ETRIDE31 or ETRIDE31XXX, it is the same identifier for Etris Bank in Germany. The code has a single purpose: it makes sure that a cross-border transfer ends up at the right bank. You will need it mainly for payments that cross a border.

This page is meant to help people who pays into an account at Etris Bank and wants to get the details right. Keep in mind that the SWIFT code only identifies the bank, not the account: the IBAN or account number takes care of that.

Etris Bank: head office code versus branch codes

Our directory lists 2 SWIFT/BIC codes for Etris Bank in 1 cities. Next to the head office code ETRIDE31XXX, you will find codes for branches, departments or specific services.

If nobody asks you for a branch code, go with ETRIDE31XXX or its short form ETRIDE31. A branch code only makes sense if the recipient’s bank explicitly mentions it, which is more common for business accounts and specialised services.

Unsure which code to use? Check with the recipient, or look at a recent statement from Etris Bank. Branch codes are more likely to change than ETRIDE31XXX.

Sending EUR to Etris Bank

The national currency in Germany is the Euro (EUR). When you pay another currency it gets converted somewhere along the way: by your bank, an intermediary or Etris Bank itself. There is rarely a separate line for the conversion – the cost sits in the rate.

Who converts the payment matters: every bank has its own margin. Transferring the money directly in EUR often avoids an extra conversion at the receiving end.

Exchange rates move during the day – some services let you fix a rate in advance. If you pay regularly, small differences in the rate add up over time.

Changed bank details? Be careful

Scammers often send fake invoices containing new bank details sent from what looks like a familiar address. That ETRIDE31 is a real code is no guarantee that a request mentioning it is legitimate.

Never rely on a phone number from the same email that contains the change. Urgency or requests to keep it quiet tend to be warning signs. If a payment was sent to a fraudster, call your bank right away.

Fraud can also work the other way: someone claims to have sent more than agreed and asks you to refund the extra. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

How to check ETRIDE31 before you pay

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. Check it against ETRIDE31 on this page.

Errors in the SWIFT code are costly rather than disastrous. Do not forget the account number: an error there is more difficult to correct than a wrong code.

A validity check by your bank only tells you that the IBAN exists. If your bank offers it, a payee name check before sending gives extra certainty. Sending a small amount first is a sensible step for a large first payment despite the extra fee.

What the XXX in ETRIDE31XXX means

A SWIFT code is built from a few fixed parts: the first four letters identify the bank, the next two give the country and characters seven and eight indicate the location. The result is ETRIDE31.

Many banks and apps accept both lengths. If yours requires eleven characters, use ETRIDE31XXX; if it wants eight, use ETRIDE31.

Do not add spaces when you type ETRIDE31. Pasting the code beats retyping it: a typo can point to another bank.

When will the money arrive at Etris Bank?

There is no single delivery time for every transfer: some land the same day or the next. Transfers sent late in the day or just before weekends and holidays often start the next business day. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact the sending bank about the status or the UETR. Save the payment confirmation; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the person who paid should start with their own bank rather than Etris Bank. Ask the sender for the payment receipt including the reference – it helps your own bank look for the money.

A note on our data

Our SWIFT/BIC directory draws on public sources. Even so, banks merge, rename themselves or change codes. The figures we show reflect our own data, not official figures from Etris Bank.

Treat our data as a starting point, rather than as the final word – the bank details from the recipient are leading. We are an independent comparison site for money transfers and not part of Etris Bank. Found outdated information? Let us know through the contact page so we can correct it.

Paying someone abroad from your Etris Bank account

An international bank payment can cost more than the listed fee. You pay the transfer fee, possibly fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: the bank converts using an exchange rate with a margin built in. Check the rate you are offered against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Specialist money transfer services often offer a rate near the mid-market rate with clearer fees. GoldexPay compares what recipients receive with different providers, so you can pick the cheapest route. Choosing a specialist does not require closing your account at Etris Bank.

Receiving money from abroad at Etris Bank

Someone abroad who wants to pay you will ask for a few details from you – incomplete details often cause delays. Give them the account holder’s name, the IBAN or account number, SWIFT code ETRIDE31XXX and your address, which some banks require.

It helps to add Etris Bank and Wuppertal as well. Check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account is often lower than what was sent. Charges on incoming payments differ from bank to bank; check the price list of Etris Bank. Make clear with the sender who pays which costs before the money is sent.

Euro transfers to Etris Bank: is a BIC needed?

Since Germany is in SEPA, a euro transfer to Etris Bank from another SEPA country normally only needs the IBAN. Most banking apps no longer ask for the BIC in that case.

The BIC does come into play for payments in other currencies. If a payment form asks for the BIC anyway, adding ETRIDE31 is fine.

Instant payments in euros are widely supported within SEPA; check with Etris Bank whether it applies to your account. Provided no currency is converted, the transfer is inexpensive; it is the conversion that costs money.