Evangelische Bank EG SWIFT/BIC code

EKKBDE52 – the SWIFT/BIC code of Evangelische Bank EG

EKKBDE52 and EKKBDE52XXX are two spellings of the same bank identifier, and both point to Evangelische Bank EG in Kassel. A SWIFT code tells the banks handling a payment which institution is meant to get the money, much like a postcode for banks. It comes up mainly when dealing with transfers between countries or a currency.

We wrote this page to help anyone who sends money to an account at Evangelische Bank EG without mistakes. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number .

A note on our data

The codes on this page come from public sources which we refresh regularly. It can happen that a code here is no longer current after a merger or reorganisation. Figures such as the number of codes come from our own dataset.

Treat our data as a reference, not as the final word: the recipient’s bank details come first. GoldexPay is not affiliated with Evangelische Bank EG, we only compare transfer services. Found an error? Tell us via our contact form and we will look into it.

Sending EUR to Evangelische Bank EG

The currency in Germany is the Euro (EUR). Money sent in a different currency is converted into EUR, and whoever converts it chooses the rate. You rarely see a separate charge for the conversion.

Where the conversion happens affects the final amount, since every bank sets its own rate. Compare what EUR arrives via different providers; the difference between options can be larger than you expect.

The rate for EUR changes constantly and quotes are often valid only for a short time. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

Do you need EKKBDE52 for a SEPA transfer?

Because Germany is part of SEPA, a euro payment into Evangelische Bank EG from within the SEPA area normally only needs an IBAN. Many banks do not require the BIC in that case.

For anything other than euros and for senders outside SEPA, EKKBDE52XXX remains part of the payment details. If your banking app has a field for the BIC regardless, adding EKKBDE52 is fine.

Instant payments in euros are increasingly available across SEPA; check with Evangelische Bank EG whether it applies to your account. Charges on SEPA transfers tend to be low, as long as no currency conversion is involved.

Evangelische Bank EG: head office code versus branch codes

Having 2 codes in 1 locations, Evangelische Bank EG belongs to the banks that use individual codes for parts of the organisation and departments. The main code remains EKKBDE52XXX.

In most cases you do not need to look up a branch: transfers sent to EKKBDE52XXX are routed within Evangelische Bank EG without problems. If you have been given a branch code, stick to it instead of swapping it with the head office code.

The best way is to copy the code straight from the account holder’s bank details. Codes for branches are more likely to be retired than EKKBDE52XXX.

Scams that use SWIFT codes

A common scam works like this: you receive a message saying that a company has new bank details and asking you to pay there from now on. The fact that EKKBDE52 exists is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Check changed bank details through a separate channel, such as a phone number you already know. Urgency and requests to keep it quiet are red flags. Acted too fast? Contact your bank straight away and have them try to recall the payment and report the fraud.

People receiving money can be targeted as well: one known trick is an overpayment followed by a request to send back the difference abroad. A screenshot of a transfer is no proof.

How to check EKKBDE52 before you pay

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have does not match EKKBDE52 or EKKBDE52XXX, do not guess: check with the recipient or with Evangelische Bank EG directly.

Mistakes in the BIC tend to be costly more than disastrous – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number can be more serious because it can reach the wrong person, so check that just as carefully.

Most online banking apps validate the format of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now check the payee name with the account before you confirm; take any warning seriously. Sending a small amount first can be worth it for a large first payment, even if it costs an extra fee.

International transfers from Evangelische Bank EG: the real cost

If you send money abroad from Evangelische Bank EG, the visible fee is rarely all of what you pay. Besides the transfer fee, correspondent or intermediary banks may take a cut, and if the money changes currency the bank often uses a rate that is less favourable than the real market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert at a rate with a margin built in. An easy check: set the bank’s rate next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists these services next to each other so you can see the amount the recipient gets before you commit. You can still keep your account at Evangelische Bank EG to fund the transfer, while a cheaper service handles the conversion.

When will the money arrive at Evangelische Bank EG?

An international transfer typically takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country add a day or more. Sometimes a bank wants to know about the purpose of a payment before releasing it.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Save your transfer receipt – you will need it for any trace request.

If the money does not arrive after a few business days, the sender needs to start with the bank that sent it rather than Evangelische Bank EG. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.

What the XXX in EKKBDE52XXX means

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. In this case, the 8-character core is EKKBDE52.

Many payment forms work with either length. If a form requires eleven characters, use EKKBDE52XXX, otherwise EKKBDE52 is fine.

In practice the code is typed in capitals, without spaces or dashes. Look out for the letter O and the digit 0 and the letter I and the digit 1.

Getting paid from abroad into a Evangelische Bank EG account

If you expect money from abroad, give the sender a complete set of details. The basics are: your name, account number or IBAN, EKKBDE52XXX and often your home address.

Some banks also ask for the bank’s address in Kassel, so keep it at hand. A typo in your account number is more trouble than you might think, so copy the details from your online banking.

The amount you receive is often lower than the amount sent. Fees for incoming transfers differ per bank; check the price list of Evangelische Bank EG. Make clear with the sender who covers the fees, especially for larger amounts.