Frankfurter Volksbank EG SWIFT/BIC code

Frankfurter Volksbank EG SWIFT code: FFVBDEFF

The short code FFVBDEFF and the full code FFVBDEFFXXX identify one and the same institution: Frankfurter Volksbank EG in Frankfurt Am Main, Germany. Banks worldwide use BIC codes to direct payments between countries to the right bank. In daily life you mostly come across the code on international invoices, in your banking app and in the bank details of Frankfurter Volksbank EG customers.

We wrote this page to help anyone who sends money to an account at Frankfurter Volksbank EG without mistakes. The BIC identifies an institution, never a specific account.

Changed bank details? Be careful

One of the most common tricks works like this: an email arrives with a request saying that a company has new bank details and asking you to pay there from now on. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Check new payment details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, odd spelling or an email address that differs by one letter. When money has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference abroad. A screenshot of a transfer is no proof – check your own account.

Do you need FFVBDEFF for a SEPA transfer?

Inside SEPA, euro transfers to Frankfurter Volksbank EG use common rules and in most cases need only the IBAN. The BIC field is often optional in that case.

The BIC does come into play when the currency is not euros, and for transfers from outside SEPA. A few banks and apps also show a field for the BIC out of habit; in that case, enter FFVBDEFF.

SEPA transfers usually arrive within one business day; instant payments are faster if both banks offer them. Provided no currency is converted, a SEPA transfer tends to be inexpensive.

How long does an international transfer to Frankfurter Volksbank EG take?

How fast a transfer reaches Frankfurter Volksbank EG is determined by several factors: which currency you send, the number of banks in between, cut-off times and time zones. Payments made after the cut-off time or just before a weekend or public holiday often start a business day later. Occasionally a bank asks about the purpose of a payment before releasing it.

If a transfer seems delayed, ask the sending bank about the tracking status and the transaction reference. Money transfer services often show a status in their app so you can see how far the money has got.

If a payment has not arrived within the expected time, the sender should contact the bank that sent it rather than Frankfurter Volksbank EG. Request from the sender a copy of the payment confirmation with the date and reference; that often settles the question quickly.

A note on our data

We gather bank codes from public sources and check them from time to time. It is possible that information here is out of date. The figures on this page are based on our own data, not official figures from Frankfurter Volksbank EG.

See our directory here as a handy check, and let the details from the recipient or Frankfurter Volksbank EG have the final say. GoldexPay is a comparison service and not affiliated with Frankfurter Volksbank EG. If you notice a mistake, we welcome a message.

International transfers from Frankfurter Volksbank EG: the real cost

An international bank payment can cost more than the listed fee. There is the fee for the transfer itself, sometimes charges from correspondent banks in between and, above all, the exchange rate markup when the money is converted.

Banks do not list their exchange rate markup as a cost – you only notice it if you compare. Check their rate with the mid-market rate.

Specialised transfer providers often use a rate near the mid-market rate. On GoldexPay you can compare the amount that arrives across services, so you can pick the cheapest route. You can always use your account at Frankfurter Volksbank EG to fund the transfer; only the conversion and sending happen elsewhere.

Head office or branch code at Frankfurter Volksbank EG?

With 3 codes, Frankfurter Volksbank EG is one of the banks that use individual codes for parts of the organisation and departments. The head office code is FFVBDEFFXXX.

If nobody asks you for a branch code, go with FFVBDEFFXXX or its short form FFVBDEFF. Just use a branch code when your contact gives you that exact code, for example on a letter or invoice.

Unsure which code applies? Ask the recipient, or look at a recent statement from Frankfurter Volksbank EG. Codes for branches are more likely to change than FFVBDEFFXXX when a bank merges or closes offices.

Incoming international payments to Frankfurter Volksbank EG

For an international payment at Frankfurter Volksbank EG, the person paying you has to have more than the BIC. In practice that means: your full name as registered with Frankfurter Volksbank EG, your account number or IBAN, the BIC FFVBDEFFXXX (or FFVBDEFF) and, often, your address.

The sender’s bank might request the address of your bank; the head office in Frankfurt Am Main is usually fine. A mistake in your account number can be harder to fix than it looks, so copy the details from your online banking.

An incoming payment will not always arrive for the full amount. Fees for incoming transfers differ from bank to bank; check the price list of Frankfurter Volksbank EG. For business payments, it is common to state who bears the costs.

How to check FFVBDEFF before you pay

Ask the recipient to send you the bank details directly from their banking app. When the code you were given does not match FFVBDEFF or FFVBDEFFXXX, stop and ask – contact the recipient or Frankfurter Volksbank EG.

Errors in the BIC are annoying more than fatal: often the payment comes back, minus fees. A mistake in the IBAN or account number is a bigger problem, because the money may be credited to someone else.

An automatic check in your banking app merely confirms that the code is valid – not that it belongs to the person you mean to pay. Where available, a name check on the recipient gives extra certainty. Sending a small amount first is worth it for large sums, even if it costs an extra fee.

What the XXX in FFVBDEFFXXX means

The structure of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code, plus an optional branch code. The result is FFVBDEFF, the short form of the code.

XXX at the end of FFVBDEFFXXX does not stand for a missing value or a mistake: it stands for the main office of Frankfurter Volksbank EG. Certain payment forms ask for 11 characters, and then you simply enter XXX behind FFVBDEFF.

Do not add spaces or dashes when you enter FFVBDEFF or FFVBDEFFXXX. Watch for the letter O and the digit 0 and the letter I and the digit 1; they are easy to mix up.

Paying into Frankfurter Volksbank EG in EUR

Germany uses the Euro, with the currency code EUR. When you pay another currency, the amount has to be converted somewhere along the way. Every conversion costs the amount – usually through the rate rather than a fee.

Which bank converts the money makes a difference, because each party uses its own rate. Sending the money directly in EUR often avoids an extra conversion.

Exchange rates change all the time – some services let you fix a rate in advance. With bigger transfers, a seemingly small difference in the rate adds up quickly.