Greensill Bank AG SWIFT/BIC code

What NFHBDE21 means for a payment to Greensill Bank AG

The 8-character code NFHBDE21 and the 11-character code NFHBDE21XXX refer to one and the same institution: Greensill Bank AG, with its head office in Bremen. Banks worldwide use these codes to route payments between countries to the right institution. It comes up mainly for payments that cross a border.

On this page you will find how the code means, when it matters and what else you need for a transfer to or from Greensill Bank AG. Remember that the BIC only identifies the bank, not the account: the account number or IBAN takes care of that.

What a transfer from Greensill Bank AG abroad really costs

If you send money abroad via Greensill Bank AG, the visible fee is only part of what you pay. Besides a fixed fee, banks in between may take a cut, and when the money changes currency the bank usually applies a rate that is less favourable than the real market rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. Compare their rate with the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. On GoldexPay you can compare the amount that arrives across services, so you can pick the cheapest route. You can still keep your account at Greensill Bank AG as the source of the money; only the conversion and sending happen elsewhere.

Verifying the SWIFT code of Greensill Bank AG

The most reliable place for the correct BIC remains paperwork issued by the bank, such as a statement or the account details in online banking. Check it against NFHBDE21 here.

An incorrect BIC can cause a delay, a payment being sent back or additional charges along the way. A mistake in the account number can be a bigger problem because it can reach the wrong person.

Many banking apps validate the format of an IBAN and some suggest the matching BIC. If your bank offers it, a payee name check on the recipient adds extra certainty. For a first payment, many people start with a small amount first.

Protect yourself against fake payment requests

One of the most common tricks goes like this: you receive a message saying that a company has a new bank account. A correct SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Verify new payment details via a separate channel like a call to a number from an earlier contract, not by replying to the message. Pressure or secrecy are red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from without delay and have them start a recall and report the fraud.

Fraud can also target the receiver: someone claims to have sent too much and wants you to return the extra to a new account. A screenshot of a transfer is no proof.

Sending EUR to Greensill Bank AG

The currency in Germany is the Euro (EUR). When you pay another currency, the amount has to be converted somewhere along the way. You rarely see a separate line for the conversion; it is built into the rate.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Check what EUR arrives via different services before choosing one.

Rates for EUR move during the day, and some providers let you lock in a rate. With bigger transfers, even small difference in the rate adds up quickly.

Tracking a transfer to or from Greensill Bank AG

How fast a transfer arrives at Greensill Bank AG is determined by several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Transfers sent after the cut-off time or on weekends and holidays often go out the next business day. Extra checks on larger or unusual payments can also cause some delay.

When a payment takes longer than expected, ask your bank about the tracking status. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

The bank that sent the money can start an official trace or a recall. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Incoming international payments to Greensill Bank AG

Someone abroad who wants to pay you will ask for several details about your account. The basics are: your name, IBAN or account number, NFHBDE21XXX or NFHBDE21 and often your home address.

The sender’s bank may request the bank address of Greensill Bank AG; the head office in Bremen is usually fine. A mistake in the IBAN can be harder to fix than it looks, so copy the details from your online banking.

Money from abroad does not always arrive for the full amount. Fees for incoming transfers vary from bank to bank – the price list of Greensill Bank AG tells you what applies. On invoices, it is common to agree how the fees are split to avoid a shortfall.

Paying Greensill Bank AG in euros within SEPA

Because Germany is part of the SEPA zone, a euro transfer into Greensill Bank AG from within the SEPA area usually requires just the IBAN. Many banks no longer ask for the BIC for these payments or fill it in for you.

The BIC does matter for payments in other currencies, and for transfers from outside SEPA. If a payment form has a field for the BIC regardless, adding NFHBDE21 is fine.

Instant euro transfers are widely available across SEPA – whether Greensill Bank AG offers them for your account is worth checking. As long as no currency is converted, the transfer tends to be inexpensive; it is the conversion that costs money.

8 or 11 characters: NFHBDE21 versus NFHBDE21XXX

A SWIFT code is made up of a few fixed parts: the first four letters identify the bank, the next two give the country and the two after that indicate the location. The result is NFHBDE21 for Greensill Bank AG.

Most banks and apps work with either length. If a form asks for eleven characters, use NFHBDE21XXX, otherwise NFHBDE21 is fine.

Type the code as one block, in upper case and without separators. A single letter may route a payment to another bank.

Head office or branch code at Greensill Bank AG?

Greensill Bank AG has 2 different SWIFT/BIC codes across 1 locations. Only one is the head office code; the others identify branches, and sometimes internal departments.

For most payments to a private or business account, the head office code NFHBDE21XXX works fine. When you receive a branch code, use it as it is rather than swapping it with the head office code.

Not sure which code to use? Ask the recipient or the bank itself. Branch codes are more likely to change than the head office code.

Where our SWIFT data comes from

The codes on this page come from public sources which we refresh regularly. Even so, banks merge, rename themselves or change codes and our data may lag behind. Counts and locations are from our directory and may differ from what Greensill Bank AG publishes.

For any payment that matters, always check the code with Greensill Bank AG or with the recipient. GoldexPay is not affiliated with Greensill Bank AG; we are a comparison site for money transfers. Spotted outdated information? Tell us via our contact form.