Jpmorgan Chase Bank, N.a., Frankfurt Branch SWIFT/BIC code

Jpmorgan Chase Bank, N.a., Frankfurt Branch SWIFT code: CHASDEFB

The short code CHASDEFB and the 11-character code CHASDEFBXXX identify the same bank: Jpmorgan Chase Bank, N.a., Frankfurt Branch in Frankfurt Am Main, Germany. A BIC does one job: it makes sure that a cross-border transfer ends up at the right bank. In daily life you mostly come across the code on international invoices, in your banking app and on the account details of Jpmorgan Chase Bank, N.a., Frankfurt Branch customers.

This page is meant to help anyone who pays into an account at Jpmorgan Chase Bank, N.a., Frankfurt Branch without mistakes. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number .

Getting paid from abroad into a Jpmorgan Chase Bank, N.a., Frankfurt Branch account

To receive an international payment at Jpmorgan Chase Bank, N.a., Frankfurt Branch, the person paying you has to have more than the BIC. What they need is: your name, IBAN or account number, CHASDEFBXXX and in many cases your postal address.

Their bank might request the address of your bank; the head office in Frankfurt Am Main is usually fine. Double-check the details before you share them.

Expect that the amount credited is smaller than what the sender paid. Correspondent banks can take a fee, Jpmorgan Chase Bank, N.a., Frankfurt Branch may charge for incoming payments, and if the money is converted, a markup on the rate applies. On invoices, it is common to agree how the fees are split to avoid a shortfall.

Why Jpmorgan Chase Bank, N.a., Frankfurt Branch has an 8- and an 11-character code

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. The result is CHASDEFB.

The long version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, so CHASDEFBXXX and CHASDEFB are interchangeable.

Do not add spaces or dashes when you enter CHASDEFB. Pasting the code beats retyping it: a typo can point to another bank.

Is CHASDEFB still correct? How to check

The best place to find the right code remains a document from the bank itself. Compare it with CHASDEFB here and ask if anything does not match.

Mistakes in the BIC tend to be costly rather than disastrous: often the payment comes back, minus fees. Remember the account number: a mistake there is more difficult to undo than a wrong BIC.

Many banking apps check the format of an IBAN – that confirms the format, not the owner. If your bank offers it, a name check on the recipient gives an extra layer of safety. A small test payment is worth it for large sums despite the extra fee.

Jpmorgan Chase Bank, N.a., Frankfurt Branch: head office code versus branch codes

Having 3 codes, Jpmorgan Chase Bank, N.a., Frankfurt Branch belongs to the banks that register separate codes for parts of the organisation and departments. The head office code is CHASDEFBXXX.

If nobody asks you for a branch code, go with CHASDEFBXXX or its short form CHASDEFB. If you have been given a branch code, use it as it is instead of replacing it with the head office code.

The safest approach is to take the code directly from the recipient’s statement. Codes are sometimes changed or retired when banks reorganise.

How up to date is this code?

Our SWIFT/BIC directory is compiled from publicly available sources. Banks merge, change names and change codes. Counts and locations are from our directory.

Treat our data as a starting point, rather than as the final word. GoldexPay is an independent comparison site for money transfers and not affiliated with Jpmorgan Chase Bank, N.a., Frankfurt Branch. Found an error? Tell us via our contact form.

Scams that use SWIFT codes

One of the most common tricks works like this: an email arrives with a message claiming that a company now has a new bank account and that the next payment should go there. The fact that CHASDEFB exists is no guarantee that the account is legitimate.

Verify changed payment details through a different channel, such as a phone number you already know, never via the email that asked for the change. Watch out for urgent requests, unusual wording or an email address that differs by one letter. When a payment was sent to the wrong account, contact your bank immediately.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to send back the difference. Do not act before the money is actually in your account – ask Jpmorgan Chase Bank, N.a., Frankfurt Branch if something looks wrong.

Transfer times and tracking a payment to Jpmorgan Chase Bank, N.a., Frankfurt Branch

How quickly a payment arrives at Jpmorgan Chase Bank, N.a., Frankfurt Branch depends on several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Payments made after the cut-off time or just before a weekend or public holiday often start a business day later. Extra checks by one of the banks can also cause some delay.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique transaction reference, the UETR. Save the payment confirmation.

If the money does not arrive after a few business days, the sender should contact the bank that sent it. Ask the sender for the payment receipt – it helps your own bank look for the money.

SEPA payments and the Jpmorgan Chase Bank, N.a., Frankfurt Branch BIC

Because Germany is part of the SEPA zone, a euro payment to Jpmorgan Chase Bank, N.a., Frankfurt Branch from within the SEPA area normally only needs an IBAN. Most banking apps do not require the BIC in that case or fill it in for you.

You will still need CHASDEFBXXX for payments in other currencies or transfers from countries outside SEPA. A few forms also ask for the BIC out of habit; if so, fill in CHASDEFB.

Euro payments within SEPA usually arrive within one business day; instant payments are faster if both banks offer them. Charges on SEPA transfers tend to be low as long as everything stays in euros.

Paying someone abroad from your Jpmorgan Chase Bank, N.a., Frankfurt Branch account

What you pay for an international transfer has more than one component, and the transfer fee is only the most visible one. On top of a fixed fee, banks in between can deduct a fee, and when currencies are converted, the bank usually uses a rate that is less favourable than the real market rate.

Banks rarely list their exchange rate markup separately, but you pay it all the same. Check the rate you are offered against the mid-market rate – the rate you find on financial news sites.

For a lot of routes, a specialist provider is less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists these services next to each other so you can see what actually arrives before you commit. Choosing a specialist does not require closing your account at Jpmorgan Chase Bank, N.a., Frankfurt Branch.

Paying into Jpmorgan Chase Bank, N.a., Frankfurt Branch in EUR

The currency of Germany is the Euro (EUR). A payment in a foreign currency is converted into EUR on its way to Jpmorgan Chase Bank, N.a., Frankfurt Branch. Every conversion eats into the amount, even when no fee is shown.

Who does the conversion affects how much arrives. Transferring the money already in EUR usually prevents an extra conversion.

Exchange rates change all the time, and some providers let you lock in a rate. For regular payments, small differences in the rate add up over a year.