Landesbank Baden-Wuerttemberg SWIFT/BIC code

Landesbank Baden-Wuerttemberg SWIFT code: SOLADEST

The 8-character code SOLADEST and the 11-character code SOLADESTXXX refer to one and the same institution: Landesbank Baden-Wuerttemberg in Stuttgart, Germany. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money, a bit like a postal address for banks. In practice you mostly see it on invoices from abroad, in your banking app and on the account details of Landesbank Baden-Wuerttemberg customers.

Below we go through the practical side: money coming in from abroad, sending money abroad and how to verify the code before you hit send. Remember that the SWIFT code just identifies the bank, not the person: the IBAN or account number does that part.

Paying into Landesbank Baden-Wuerttemberg in EUR

The local currency of Germany is the Euro (EUR). A payment in a foreign currency is exchanged into EUR before it reaches the account, and whoever converts it chooses the rate. Each conversion eats into the amount.

Where the conversion happens affects how much arrives. Transferring the amount already in EUR often prevents an extra conversion – as long as your own rate is good.

The rate for EUR changes constantly. If you pay regularly, a slightly better rate add up over time.

About this information

The details on this page come from publicly available data which we refresh regularly. Even so, banks merge, rename themselves or change codes. The figures on this page reflect what is in our directory, not official figures from Landesbank Baden-Wuerttemberg.

For any payment that matters, always confirm the code with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Landesbank Baden-Wuerttemberg; we are a comparison site for money transfers. Should you notice a mistake, we welcome a message.

Protect yourself against fake payment requests

Fraudsters regularly send payment requests containing new bank details sent from what looks like a familiar address. The fact that SOLADEST exists is no guarantee that the account is genuine; criminals use the codes of real banks too.

Always confirm a change of bank details through a phone call on a number you know, not one from the message. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Already paid? Contact your bank without delay and have them start a recall and report the fraud.

Scams can also work the other way. Someone claims to have sent more than agreed and wants you to refund the extra to a new account. Wait until the money is actually in your account and check with Landesbank Baden-Wuerttemberg if anything seems off.

What to give a sender who pays you at Landesbank Baden-Wuerttemberg

To receive a transfer from abroad into your account at Landesbank Baden-Wuerttemberg, the person paying you needs not just the BIC. Share your name as the bank knows it, your account number or IBAN, the BIC SOLADESTXXX and your address.

Certain banks also ask for the address of Landesbank Baden-Wuerttemberg, so keep it at hand. A mistake in your account number is harder to fix than it looks.

Expect that the amount credited is below what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin comes on top. For business payments, it is common to agree how the fees are split, so that nobody is left short.

8 or 11 characters: SOLADEST versus SOLADESTXXX

The layout of a BIC is always the same: four characters for the institution, a two-letter country code and two for the location, sometimes followed by a branch code. The result is SOLADEST for Landesbank Baden-Wuerttemberg.

Many payment forms work with both lengths. If yours requires eleven characters, enter SOLADESTXXX.

Do not add spaces when you enter SOLADEST or SOLADESTXXX. Pasting the code is safer than retyping it.

Transfer times and tracking a payment to Landesbank Baden-Wuerttemberg

How fast a payment arrives at Landesbank Baden-Wuerttemberg depends on several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Payments made after the cut-off time or just before a weekend or public holiday usually start a business day later. Extra checks by one of the banks can also add some delay, regardless of the details.

Many banks use SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep your transfer receipt until the recipient confirms – you will need it for any trace request.

The bank that sent the money can request a trace; the receiving side usually has nothing to trace yet. Ask the sender for the payment receipt with the date and reference; that often settles the question quickly.

Landesbank Baden-Wuerttemberg: head office code versus branch codes

With 8 codes in 3 locations, Landesbank Baden-Wuerttemberg is one of the banks that use separate codes for parts of the organisation. The head office code remains SOLADESTXXX.

Unless the recipient tells you otherwise, use SOLADESTXXX or its short form SOLADEST. Branch codes are only needed when the recipient’s bank explicitly asks for it, which is more common for corporate accounts and specialised services.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are more likely to change than SOLADESTXXX when a bank merges or closes offices.

Euro transfers to Landesbank Baden-Wuerttemberg: is a BIC needed?

Germany is a member of the SEPA area, the zone for standardised euro payments. For a standard euro transfer within SEPA, the IBAN is usually enough.

You will still need SOLADESTXXX for payments in other currencies or transfers from countries outside SEPA. If a payment form asks for the BIC regardless, adding SOLADEST does no harm.

SEPA transfers usually arrive by the next business day. Provided the payment stays in euros, a SEPA transfer is inexpensive.

How to check SOLADEST before you pay

The best place to find the correct BIC is a document from the bank itself, such as a statement or the account details in online banking. Check that code against SOLADEST here.

An incorrect BIC can cause a delay, a payment being sent back or extra fees. A mistake in the IBAN or account number is more serious, because the money may be credited to someone else, so check that just as carefully.

An automatic check in your banking app merely tells you that the code is valid, not that it is the right account. If your bank offers it, a payee name check before sending adds an extra layer of safety. Sending a small amount first is a sensible step for large sums despite the extra fee.

Paying someone abroad from your Landesbank Baden-Wuerttemberg account

The price of an international transfer is made up of more than one component, and the transfer fee is only the most visible one. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. Compare the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For many currency pairs, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares the amount that arrives with different services, which makes the cheapest option easy to spot. You can always keep your account at Landesbank Baden-Wuerttemberg as the source of the money, while a cheaper service handles the conversion.