Landesbank Rheinland-Pfalz SWIFT/BIC code

What MALADE51 means for a payment to Landesbank Rheinland-Pfalz

If an invoice shows MALADE51 or MALADE51XXX, you are looking at the identical address for Landesbank Rheinland-Pfalz in Germany. A SWIFT code shows the banks handling a payment which institution should receive the money, much like a postcode for banks. In daily life you mostly come across it on international invoices, in payment forms and in the bank details of Landesbank Rheinland-Pfalz customers.

On this page we explain how the code is put together, when it matters and which other details you need for a transfer to or from Landesbank Rheinland-Pfalz. A SWIFT code names an institution, never a specific account, which is why you always need the account number too.

What to give a sender who pays you at Landesbank Rheinland-Pfalz

To receive an international payment at Landesbank Rheinland-Pfalz, the sender has to have more than the SWIFT code. That means: your full name as registered with Landesbank Rheinland-Pfalz, your account number or IBAN, the BIC MALADE51XXX and usually your address.

Their bank might also ask for the bank address of Landesbank Rheinland-Pfalz; the head office in Mainz is usually fine. A mistake in your account number is more trouble than it looks, so copy the details from your online banking.

An incoming payment will not always arrive in full. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin applies. Make clear with the sender who pays which costs before the money is sent.

Before you send: check the Landesbank Rheinland-Pfalz code

Have the recipient copy the account details directly from their banking app. Compare it with MALADE51 here and ask if anything does not match.

An incorrect BIC can cause delays, a payment being sent back or additional charges along the way. Remember the IBAN: an error there can be more difficult to correct than a wrong code.

An automatic check by your bank only tells you that the IBAN exists – not that it belongs to the person you mean to pay. Some banks now compare the name with the account before you confirm. Sending a small amount first can be worth it for large sums.

International transfers from Landesbank Rheinland-Pfalz: the real cost

A bank transfer abroad can cost rather more than the fee suggests. You pay the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup when the money is converted.

The real cost is often in the rate, rather than in the fee: the bank converts using an exchange rate with a margin built in. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services frequently offer rates closer to the mid-market rate with clearer fees. On GoldexPay we compare what recipients receive across services, so you can pick the cheapest route. Choosing a specialist does not require leaving Landesbank Rheinland-Pfalz – you pay the provider from your own account.

8 or 11 characters: MALADE51 versus MALADE51XXX

Every SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. Together, those parts form MALADE51, the code most people search for.

XXX at the end of MALADE51XXX is not a placeholder or an error: it stands for the main office of Landesbank Rheinland-Pfalz. Certain payment forms ask for 11 characters, and then you simply add XXX behind MALADE51.

As a rule the code is typed in capitals, without spaces or dashes. A wrong letter can send the money to a different institution.

Paying Landesbank Rheinland-Pfalz in euros within SEPA

Since Germany is part of SEPA, a euro transfer to Landesbank Rheinland-Pfalz from within the SEPA area usually requires just the IBAN. Many banks no longer ask for the BIC in that case.

You will still need MALADE51XXX when sending payments in other currencies or transfers from countries outside SEPA. If your banking app asks for the BIC anyway, adding MALADE51 does no harm.

SEPA transfers usually arrive within one business day. Provided the payment stays in euros, the transfer is inexpensive; it is the conversion that costs money.

Choosing between the 2 SWIFT codes of Landesbank Rheinland-Pfalz

Our directory lists 2 SWIFT/BIC codes for Landesbank Rheinland-Pfalz. Next to the head office code MALADE51XXX, you will find codes for regional offices and specialised units.

For most payments to a private or business account, the head office code MALADE51XXX works fine. Only use a branch code when your contact gives you that exact code, for example on a letter or invoice.

Not sure which code applies? Ask the recipient. Branch codes are more prone to change than MALADE51XXX when a bank merges or closes offices.

Changed bank details? Be careful

Stay wary if someone suddenly asks you to pay into a different account abroad. That MALADE51 is a real code is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Never trust a phone number from the same email that announces the new account. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from straight away and ask them to start a recall.

Scams can also target the receiver. Someone sends too much and asks you to return the difference. Do not act before the money is actually in your account.

The Euro and what conversion costs you

The currency in Germany is the Euro (EUR). A payment in a foreign currency is converted into EUR before it reaches the account. Each conversion eats into the amount, even when no fee is shown.

Where the conversion happens has an effect on how much arrives. Often it is cheaper if you send EUR directly via a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.

The rate for EUR fluctuates throughout the day and quotes are often valid only for a short time. For recurring payments, a slightly better rate make a real difference over a year.

About this information

The codes here are taken from publicly available data which we refresh regularly. Banks merge, close branches and retire codes – a directory can be a step behind. The number of codes we show are based on our own data, not official figures from Landesbank Rheinland-Pfalz.

For a payment of any size, always confirm the BIC with Landesbank Rheinland-Pfalz or with the recipient. GoldexPay is independent of Landesbank Rheinland-Pfalz, we only compare transfer services. Should you notice a mistake, we welcome a message via the contact page.

How long does an international transfer to Landesbank Rheinland-Pfalz take?

How fast a payment reaches Landesbank Rheinland-Pfalz depends on several factors: which currency you send, the number of banks in between, daily processing deadlines and time zones. Bank holidays in either country add extra days to the journey. Occasionally a bank asks about the purpose of a payment before releasing it.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every payment gets a unique transaction reference, the UETR. Specialist transfer services often provide tracking in their app showing how far the payment has got.

The bank that sent the money can request a trace or a recall. As a recipient, you can check your account for a partial amount.