Landesbank Saar SWIFT/BIC code

SWIFT/BIC code of Landesbank Saar

SALADE55 and SALADE55XXX are the short and the long form of the same SWIFT/BIC code, and both lead to Landesbank Saar in Saarbruecken. The code has a single purpose: it makes sure that money from abroad ends up at the right bank. You will need it mainly when dealing with transfers between countries.

Below you will find the practical questions: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you hit send. The SWIFT code alone cannot identify a personal account; that is what the IBAN or account number .

Verifying the SWIFT code of Landesbank Saar

The safest source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare that code against SALADE55 on this page.

If the code is wrong, the transfer might get stuck, be returned or cost extra – sometimes after weeks of searching. A mistake in the account number can be a bigger problem.

Many banking apps validate the structure of IBANs and sometimes look up the BIC automatically. If your bank offers it, a payee name check on the recipient gives extra certainty. A small test payment is worth it for a large first payment despite the extra fee.

Sending money abroad from Landesbank Saar

If you send money to another country via Landesbank Saar, the fee you see is rarely all of the cost. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, most importantly, the exchange rate markup if the currency changes.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert at a rate with a margin built in. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of routes, a specialist provider turns out to be less expensive than a bank. Before your next transfer, take a minute to compare the total cost via GoldexPay rather than accepting the bank’s rate by default. You can always keep your account at Landesbank Saar.

Sending EUR to Landesbank Saar

Germany uses the Euro, with the currency code EUR. A payment in a foreign currency is exchanged into EUR on its way to Landesbank Saar, and whoever converts it chooses the rate. There is rarely a separate line for the conversion.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Transferring the money directly in EUR usually prevents an extra conversion at the receiving end.

The EUR rate changes throughout the day and quotes are often valid only for a short time. For recurring payments, a slightly better rate add up over time.

Head office or branch code at Landesbank Saar?

Having 2 codes, Landesbank Saar belongs to the banks that register separate codes for parts of the organisation and departments. The main code is SALADE55XXX.

For the vast majority of payments to a private or business account, the head office code SALADE55XXX is what you need. Only use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes can change over time.

A note on our data

We gather bank codes using publicly available data and update them regularly. It can happen that information here is no longer current. The figures on this page are based on our own data and not on information from Landesbank Saar itself.

For a payment that matters, confirm the BIC with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Landesbank Saar. Found outdated information? Tell us through the contact page so we can correct it.

Incoming international payments to Landesbank Saar

To receive an international payment into your account at Landesbank Saar, the person paying you needs not just the SWIFT code. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the BIC SALADE55XXX and, often, your postal address.

Certain sending banks want the name and address of Landesbank Saar in Saarbruecken, so keep it at hand. Check every detail before you share them.

An incoming payment does not always arrive for the full amount. Fees for incoming transfers vary from bank to bank; check the price list of Landesbank Saar. Make clear with the sender who pays which costs, especially for larger amounts.

What the XXX in SALADE55XXX means

A SWIFT code is built from fixed blocks: the first four letters identify the bank, the next two give the country and the two after that mark the location. Combined, these eight characters form SALADE55.

The full version adds three more characters for a branch or department. If the last three are XXX, they simply mean the head office, which is why SALADE55XXX and SALADE55 lead to the same place.

As a rule the code is typed in capitals and without spaces. Look out for O versus 0 and the letter I and the digit 1; they are easy to mix up.

Watch out for payment fraud

Fraudsters regularly send fake invoices containing new bank details. The fact that SALADE55 exists does not mean that the account is genuine.

Check changed bank details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Contact the bank you paid from straight away and ask them to try to recall the payment; also report it to the police.

Fraud can also work the other way. Someone sends too much and asks you to refund the difference to a new account. A payment confirmation from the sender proves nothing.

When will the money arrive at Landesbank Saar?

How fast a transfer arrives at Landesbank Saar depends on several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Bank holidays in either country can add a day or more. Sometimes a bank wants to know what the payment is for, which can hold things up.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique reference, the UETR. Specialist transfer services often provide tracking online showing how far the payment has got.

If a payment has not arrived within the expected time, the sender should contact the bank that sent it. On the receiving end, it helps to look at your account to see a partial amount because fees can reduce the amount.

Euro transfers to Landesbank Saar: is a BIC needed?

Because Germany is in SEPA, a euro transfer to Landesbank Saar from another SEPA country normally requires just an IBAN. Many banks no longer ask for the BIC for these payments or fill it in for you.

Outside the euro and for senders outside SEPA, SALADE55XXX remains required. Some banks and apps still show a field for the BIC; if so, fill in SALADE55.

Instant euro transfers are widely available across SEPA – whether Landesbank Saar offers them for your account is worth checking. Provided no currency is converted, the transfer is inexpensive; costs rise once a conversion is involved.