Norddeutsche Landesbank Girozentrale SWIFT/BIC code

What NOLADE2H means for a payment to Norddeutsche Landesbank Girozentrale

The short code NOLADE2H and the 11-character code NOLADE2HXXX identify the same bank: Norddeutsche Landesbank Girozentrale, with its head office in Hannover. Banks worldwide use BIC codes to route payments between countries to the correct institution. In practice you usually see the code on international invoices, in payment forms and on the account details that Norddeutsche Landesbank Girozentrale provides.

On this page we explain how the code is put together, when you need it and which other details you need for a transfer to or from Norddeutsche Landesbank Girozentrale. The SWIFT code on its own cannot identify an individual account holder; that is what the account number or IBAN .

Getting paid from abroad into a Norddeutsche Landesbank Girozentrale account

To receive an international payment into your account at Norddeutsche Landesbank Girozentrale, the sender needs not just the BIC. In practice that means: your name as registered with Norddeutsche Landesbank Girozentrale, your IBAN or account number, the SWIFT/BIC code NOLADE2HXXX (or NOLADE2H) and usually your postal address.

You can include the bank name and Hannover as well, because some payment forms have separate fields for them. Check each detail before you send them, because the sender’s bank usually copies them as is.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, and if the money is converted, an exchange rate margin applies. Make clear with the sender who pays which costs before the money is sent.

When will the money arrive at Norddeutsche Landesbank Girozentrale?

There is no single answer for international payments: some arrive within a day while others need several business days. Transfers sent late in the day or on a weekend or public holiday often go out the next business day. Sometimes a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, contact the sending bank for the tracking status. Save the payment confirmation; it contains the details a bank needs to start a trace.

A delayed transfer has to be investigated from the sending side. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.

Changed bank details? Be careful

Fraudsters often use fake invoices with changed bank details sent from what looks like a familiar address. A valid SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Always verify changed bank details through a phone call. Watch out for time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Contact the bank you paid from without delay and have them start a recall; also report it to the police.

People receiving money can be targeted as well: one known trick is an overpayment and then sends a request to send back the difference abroad. Wait until the money has really arrived – ask Norddeutsche Landesbank Girozentrale if something looks wrong.

NOLADE2H or NOLADE2HXXX – which one to use?

Every SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. In this case, the 8-character core is NOLADE2H.

Most banks and apps work with either length. If yours asks for eleven characters, use NOLADE2HXXX; if it wants eight, use NOLADE2H.

Do not add spaces, dots when you type NOLADE2H. A wrong character may route a payment to another bank, so copy it carefully.

Norddeutsche Landesbank Girozentrale: head office code versus branch codes

Having 2 codes in 1 locations, Norddeutsche Landesbank Girozentrale belongs to the banks that use separate codes for branches and departments. The head office code remains NOLADE2HXXX.

If nobody asks you for a branch code, go with NOLADE2HXXX or its short form NOLADE2H. If you have been given a specific code, stick to it instead of swapping it for the head office code.

The safest route is to copy the code directly from the recipient’s bank details. Branch codes are more prone to change than NOLADE2HXXX.

What a transfer from Norddeutsche Landesbank Girozentrale abroad really costs

If you send money abroad via Norddeutsche Landesbank Girozentrale, the fee you see is rarely all of the cost. Besides the transfer fee, banks in between may deduct a fee, and when currencies are converted, the bank often applies a rate below the actual market rate.

The markup on the rate tends to be the biggest item, and it is easy to miss. Check their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Specialist money transfer services frequently use a rate near the mid-market rate. GoldexPay compares the amount that arrives across services, which makes the cheapest option easy to spot. You can always keep your account at Norddeutsche Landesbank Girozentrale.

Euro transfers to Norddeutsche Landesbank Girozentrale: is a BIC needed?

Inside SEPA, euro transfers to an account in Germany use the same rules, so the IBAN does the job in most cases. A field for the BIC is often optional for those payments.

The BIC does matter when the currency is not euros. If your banking app has a field for the BIC regardless, entering NOLADE2H does no harm.

Instant euro transfers have become increasingly supported across SEPA. As long as the payment stays in euros, a SEPA transfer tends to be inexpensive.

Verifying the SWIFT code of Norddeutsche Landesbank Girozentrale

The best place to find the correct BIC is a document from the bank itself like a bank statement or the account page in online banking. When the code you were given does not match NOLADE2H or NOLADE2HXXX, do not guess – contact the recipient or Norddeutsche Landesbank Girozentrale.

A wrong SWIFT code may lead to delays, a payment being sent back or additional charges for investigation. A mistake in the account number can be more serious because it can reach the wrong person.

A validity check by your bank only tells you that the IBAN exists – not that it belongs to the person you mean to pay. More and more banks compare the payee name with the account before you confirm – do not ignore a mismatch warning. For a first payment, some people start with a small test amount before sending the rest.

How up to date is this code?

The details here are taken from public sources. It is possible that a code here is no longer current, for example after a merger. Counts and locations are from our directory.

For a payment of any size, confirm the BIC with Norddeutsche Landesbank Girozentrale or with the recipient. GoldexPay is not affiliated with Norddeutsche Landesbank Girozentrale; we are a comparison site for money transfers. Should you notice something that is out of date, we appreciate a message via the contact page.

The Euro and what conversion costs you

The currency of Germany is the Euro (EUR). When you pay another currency, the amount has to be converted at some point: by your bank, an intermediary or Norddeutsche Landesbank Girozentrale itself. There is rarely a separate line for that conversion – the cost sits in the rate.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Check how much EUR arrives with different services; the difference between options can be larger than you expect.

The EUR rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, even small difference in the rate adds up quickly.