Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) SWIFT/BIC code

FORTDEH4 – the SWIFT/BIC code of Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne)

FORTDEH4 and FORTDEH4XXX are the short and the long form of the same bank identifier, and both point to Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) in Oldenburg. A SWIFT code tells the sending bank which institution should receive the money, a bit like a postal address for banks. In practice you mostly come across the code on invoices from abroad, in payment forms and in the bank details that Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) provides.

We wrote this page to help anyone who pays into an account at Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) and wants to get the details right. The SWIFT code on its own does not identify a personal account; for that you need the IBAN or account number is for.

Euro transfers to Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne): is a BIC needed?

Since Germany is in SEPA, a euro transfer to Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) from another SEPA country usually only needs an IBAN. Many banks no longer ask for the BIC for these payments.

A SWIFT code like FORTDEH4 still come into play when the currency is not euros, and for transfers from outside SEPA. Some banks and apps still ask for the BIC; if so, fill in FORTDEH4 or FORTDEH4XXX.

Euro payments within SEPA normally land by the next business day, and instant transfers in seconds where both banks support them. As long as no currency is converted, the transfer is inexpensive; it is the conversion that costs money.

What a transfer from Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) abroad really costs

An international bank payment can cost rather more than the listed fee. On top of the transfer fee, banks in between may deduct a fee, and when the money changes currency, the bank often applies a rate that is less favourable than the real market rate.

That exchange rate margin is often the largest cost even though it is not listed as a fee. An easy check: set the rate you get against the mid-market rate and work out the difference on your amount.

For many routes, a transfer service is cheaper than a traditional bank transfer. Next time you send money, take a minute to compare what arrives on GoldexPay. You can still use your account at Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) to fund the transfer; only the conversion and sending happen elsewhere.

What the XXX in FORTDEH4XXX means

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. For Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne), that core is FORTDEH4.

Most banks and apps accept either length. If a form asks for eleven characters, enter FORTDEH4XXX.

Enter the code as one block, in upper case and without separators, exactly as shown here. A wrong character can send the money to another bank, so copy it carefully.

When will the money arrive at Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne)?

How quickly a payment reaches Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) is determined by several factors: which currency you send, the number of banks in between, daily processing deadlines and time zones. Weekends and public holidays in either country can add a day or more. Compliance checks on larger or unusual payments can also add a delay, regardless of the details.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR. Money transfer services often show tracking in their app showing how far the payment is.

A missing payment is investigated from the sending side, using the payment confirmation. On the receiving end, it helps to check your statements for a partial amount.

A note on our data

The details here come from public sources. Institutions merge, close branches and change codes – a directory can be a step behind. The number of codes on this page reflect our own data and not on information from Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) itself.

Before any payment of any size, check the code with the recipient’s bank or the recipient. GoldexPay is independent of Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne). Should you notice a mistake, we appreciate a short note.

Incoming international payments to Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne)

A sender in another country will ask for a few details about your account. That means: your full name as registered with Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne), your account number or IBAN, the BIC FORTDEH4XXX and usually your postal address.

You can include the bank name and Oldenburg too. Double-check every detail before you share them, because the sender’s bank usually copies them as is.

The amount you receive can be lower than what was sent. Fees for incoming transfers vary per bank; check the price list of Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne). For business payments, you can state who bears the costs to avoid a shortfall.

Sending EUR to Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne)

Germany uses the Euro, with the currency code EUR. When you pay another currency has to be converted somewhere along the way – by your bank, by Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) or by a bank in between. You rarely see a separate line for that conversion.

Who converts the payment matters: every bank has its own margin. Often it is cheaper if you send EUR directly via a transfer service with a good rate.

The EUR rate fluctuates throughout the day, so the amount you see is usually only valid for a short time. On larger amounts, a small difference in the rate adds up quickly.

Changed bank details? Be careful

Criminals regularly send payment requests with new bank details. A correct SWIFT code says nothing about whether the request is genuine.

Verify changed bank details through a different channel, such as a phone number you already know. Pressure and requests to keep it quiet tend to be warning signs. If a payment was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to refund the difference to another account. A screenshot of a transfer is no proof.

Before you send: check the Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) code

Ask the recipient to send you the bank details directly from their online banking. Compare that code against FORTDEH4 on this page; if they differ, ask before you pay.

A wrong SWIFT code can cause a delay, a returned payment or extra fees. An error in the IBAN or account number can be more serious.

Most online banking apps validate the format of an IBAN. Where available, a name check before sending adds an extra layer of safety. For a first payment, some people start with a small amount first.

Which of the 2 codes of Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) do you need?

We have 2 SWIFT/BIC codes for Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne), spread over 1 locations. Besides the head office code FORTDEH4XXX, there are codes for regional offices and specialised units.

Usually you do not need to pick a branch: transfers addressed to FORTDEH4XXX reach Oldenburgische Landesbank AG (Formerly W. Fortmann und Soehne) without problems. If you have been given a branch code, stick to it instead of swapping it with the head office code.

The safest approach is to copy the code straight from the account holder’s statement. Branch codes are more prone to be retired than FORTDEH4XXX when a bank merges or closes offices.