Treasury Intelligence Solutions GMBH SWIFT/BIC code

SWIFT/BIC code of Treasury Intelligence Solutions GMBH

The 8-character code TISGDE5W and the full code TISGDE5WXXX identify one and the same institution: Treasury Intelligence Solutions GMBH. Banks worldwide use these codes to direct international transfers to the correct bank. In practice you usually come across it on international invoices, in payment forms and in the bank details of Treasury Intelligence Solutions GMBH customers.

We wrote this page to help anyone who sends money to an account at Treasury Intelligence Solutions GMBH without mistakes. The BIC identifies an institution, not a specific account, which is why you always need the account number too.

SEPA payments and the Treasury Intelligence Solutions GMBH BIC

Because Germany is part of SEPA, a euro payment into Treasury Intelligence Solutions GMBH from within the SEPA area usually requires just an IBAN. Most banking apps do not require the BIC in that case or fill it in for you.

You will still need TISGDE5WXXX when sending non-euro payments or transfers from countries outside SEPA. Some forms still ask for the BIC out of habit; if so, enter TISGDE5W.

Instant payments in euros are increasingly supported within SEPA. As long as no currency is converted, the transfer is cheap.

Changed bank details? Be careful

Fraudsters often send payment requests with changed bank details, sometimes in an email that looks completely genuine. That TISGDE5W is a real code does not mean that the account is genuine; criminals use the codes of real banks too.

Always verify a change of bank details through a phone call, using a number you already had. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Contact the bank you paid from straight away and ask them to start a recall.

Recipients are targeted too: a classic trick is an overpayment followed by a request to send back the difference abroad. A payment confirmation from the sender is no proof – check your own account.

Tracking a transfer to or from Treasury Intelligence Solutions GMBH

How fast a transfer reaches Treasury Intelligence Solutions GMBH is determined by several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Weekends and public holidays in the sending or receiving country add extra days. Extra checks on larger or unusual payments can also add some delay, regardless of the details.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each payment gets a unique transaction reference, the UETR. Money transfer services often show a status in their app so you can see where the payment is.

Only the sending bank can start an official trace or a recall; the receiving side usually has nothing to trace yet. Ask the sender for the payment receipt; that often settles the question quickly.

A note on our data

This directory is based on publicly available sources and is updated regularly. It can happen that a code here is out of date, for example after a merger. Figures such as the number of codes come from our own dataset and may differ from what Treasury Intelligence Solutions GMBH publishes.

Before a payment of any size, always confirm the code with the recipient’s bank or the recipient. GoldexPay is independent of Treasury Intelligence Solutions GMBH, we only compare transfer services. Found outdated information? Tell us via our contact form so we can correct it.

Choosing between the 16 SWIFT codes of Treasury Intelligence Solutions GMBH

Having 16 codes, Treasury Intelligence Solutions GMBH is one of the banks that register separate codes for branches. The main code remains TISGDE5WXXX.

If nobody asks you for a branch code, use TISGDE5WXXX or its short form TISGDE5W. Only use a branch code when your contact explicitly asks for it.

The best way is to take the code directly from the recipient’s bank details. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

Is TISGDE5W still correct? How to check

Have the recipient send you the account details directly from their online banking. If the code you have differs from TISGDE5W or TISGDE5WXXX, stop and ask: check with the recipient or with Treasury Intelligence Solutions GMBH directly.

A wrong SWIFT code can cause delays, a returned payment or additional charges along the way. Remember the IBAN: an error there is harder to undo than a wrong code.

A validity check in your banking app only confirms that the IBAN exists, not that it is the right account. More and more banks compare the name with the account before you confirm; take any warning seriously. For a first payment, some people start with a small amount first before sending the rest.

What the XXX in TISGDE5WXXX means

The structure of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. Together, these eight characters make up TISGDE5W – the version you usually see online.

Most payment forms work with either length. If yours asks for eleven characters, enter TISGDE5WXXX, otherwise TISGDE5W is fine.

As a rule the code is typed in capitals and without spaces. Watch for the letter O and the digit 0 and I versus 1, a common source of typos.

Getting paid from abroad into a Treasury Intelligence Solutions GMBH account

Someone abroad who wants to pay you will ask for a few details about your account. Share the account holder’s name, your account number or IBAN, SWIFT code TISGDE5WXXX and your address.

The sender’s bank may also ask for the bank address of Treasury Intelligence Solutions GMBH; the head office in Walldorf is usually fine. A mistake in your account number can be more trouble than you might think; copy them from your banking app rather than typing.

The amount you receive is often lower than the amount sent. Fees for incoming transfers vary per bank; check the price list of Treasury Intelligence Solutions GMBH. For business payments, it is common to state who bears the costs, so that nobody is left short.

Sending money abroad from Treasury Intelligence Solutions GMBH

A bank transfer abroad costs rather more than the fee suggests. Besides a fixed fee, banks in between may take a cut, and if the money changes currency, the bank often uses a rate below the real market rate.

Banks rarely list the margin on the rate as a cost. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

For a lot of routes, a transfer service turns out to be less expensive than a bank – mostly thanks to the rate. GoldexPay compares these services next to each other, showing the amount the recipient gets for the same amount sent. Using a transfer service does not require leaving Treasury Intelligence Solutions GMBH: you simply pay the service from your account.

The Euro and what conversion costs you

Germany uses the Euro, code EUR. When you pay another currency has to be converted at some point – by your bank, by Treasury Intelligence Solutions GMBH or by a bank in between. There is rarely a separate line for the conversion.

Who does the conversion affects the final amount. Check what EUR the recipient gets via different services.

The EUR rate changes constantly. With bigger transfers, a seemingly small gap in the rate adds up quickly.