Volksbank Deisslingen EG SWIFT/BIC code

What VODEDE61 means for a payment to Volksbank Deisslingen EG

VODEDE61 and VODEDE61XXX are two ways of writing the same bank identifier, and both lead to Volksbank Deisslingen EG in Deisslingen-Lauffen. A SWIFT code tells the banks handling a payment exactly which bank should receive the money, much like a postcode for banks. You will need it mainly for payments that cross a border and payments in foreign currencies.

This page is meant to help people who sends money to an account at Volksbank Deisslingen EG without mistakes. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

VODEDE61 or VODEDE61XXX – which one to use?

A BIC is built from fixed blocks: the first four letters stand for the bank, characters five and six give the country and characters seven and eight indicate the location. Together, those parts form VODEDE61 – the version you usually see online.

XXX at the end of VODEDE61XXX is not a missing value or a mistake: it stands for the main office of Volksbank Deisslingen EG. Some forms ask for 11 characters, and then you simply enter XXX after VODEDE61.

As a rule the code is typed in capitals, without spaces or dashes. Pasting the code beats retyping it: a typo can point to another bank.

Head office or branch code at Volksbank Deisslingen EG?

Volksbank Deisslingen EG uses 3 different SWIFT/BIC codes across 3 cities. Only one is the head office code, VODEDE61XXX; the others belong to branches or departments.

If nobody asks you for a branch code, go with VODEDE61XXX or its short form VODEDE61. Branch codes are only needed if the recipient’s bank specifically mentions it.

The safest approach is to take the code straight from the recipient’s invoice. Branch codes can change over time, so a code from an old document is not always valid.

Verifying the SWIFT code of Volksbank Deisslingen EG

Ask the recipient to copy their bank details directly from their banking app. When the code you were given does not match VODEDE61 or VODEDE61XXX, do not guess: check with the recipient or with Volksbank Deisslingen EG directly.

If the code is wrong, the transfer might get stuck, bounce back or end up costing more – sometimes after weeks of searching. An error in the IBAN or account number is a bigger problem, because the money may be credited to someone else, so check that just as carefully.

A format check by your bank merely tells you that the IBAN is valid – not that it belongs to the person you mean to pay. Where available, a payee name check before sending gives an extra layer of safety. When you pay someone new, some people send a small test amount and wait for confirmation.

Protect yourself against fake payment requests

Be alert when a contact suddenly wants you to pay into a different account. The fact that VODEDE61 exists is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Check changed payment details via a different channel like a call to a number from an earlier contract. Pressure or requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. If a payment was sent to the wrong account, contact your bank immediately.

People receiving money are targeted too: one known trick is an overpayment followed by a request to send back the difference. Do not act before the money is actually in your account.

What to give a sender who pays you at Volksbank Deisslingen EG

When you expect money from abroad, send the payer all details at once. In practice that means: your name as registered with Volksbank Deisslingen EG, your account number or IBAN, the SWIFT/BIC code VODEDE61XXX and, often, your postal address.

It helps to include Volksbank Deisslingen EG and Deisslingen-Lauffen as well, because some payment forms have separate fields for them. Check the details before you share them.

Expect that the amount credited is smaller than what the sender paid. Fees for incoming transfers differ per bank; check the price list of Volksbank Deisslingen EG. On invoices, you can state how the fees are split to avoid a shortfall.

The Euro and what conversion costs you

The currency in Germany is the Euro (EUR). When you pay money in a different currency it gets converted at some point. Each conversion eats into the amount.

Where the conversion happens has an effect on how much arrives. In many cases you pay less if you send EUR directly through a transfer service with a good rate rather than letting the receiving bank convert.

Rates for EUR move all the time – some services let you fix a rate in advance. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.

Where our SWIFT data comes from

The codes here come from public sources which we refresh regularly. It is possible that information on this page is no longer current, for example after a merger. Figures such as the number of codes come from our own dataset and are not confirmed by Volksbank Deisslingen EG.

See the information on this page as a helpful check, and let the details from the recipient or Volksbank Deisslingen EG have the final say. We are an independent comparison service and not affiliated with Volksbank Deisslingen EG. Spotted an error? Tell us via our contact form and we will look into it.

Tracking a transfer to or from Volksbank Deisslingen EG

A SWIFT payment usually needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in the sending or receiving country add extra days to the journey. Occasionally a bank asks what the payment is for.

Many banks use SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services usually show tracking online showing how far the money is.

Only the sending bank is able to start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender a copy of the payment confirmation with the date and reference.

Euro transfers to Volksbank Deisslingen EG: is a BIC needed?

Germany belongs to the SEPA area, where euro transfers follow common rules. For a regular euro transfer within SEPA, the IBAN is usually enough.

Outside the euro and for senders outside SEPA, VODEDE61XXX or VODEDE61 is still required. Some forms also show a field for the BIC out of habit; in that case, fill in VODEDE61 or VODEDE61XXX.

Instant euro transfers are widely available across SEPA – whether Volksbank Deisslingen EG offers them for your account is worth checking. Fees for SEPA payments tend to be low, as long as no currency conversion is involved.

Paying someone abroad from your Volksbank Deisslingen EG account

An international bank payment can cost rather more than the fee suggests. On top of the transfer fee, banks in between can deduct a fee, and when the money changes currency, the bank often uses a rate that is less favourable than the actual market rate.

Many banks rarely list their exchange rate markup as a cost, but you pay it all the same. A simple test: set the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

For a lot of currency pairs, a transfer service is less expensive than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, take a minute comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. You can always use your account at Volksbank Deisslingen EG as the source of the money, while a cheaper service handles the conversion.