Volksbank Griesheim EG SWIFT/BIC code

VOGRDE51 – the SWIFT/BIC code of Volksbank Griesheim EG

Whether a recipient gives you VOGRDE51 or VOGRDE51XXX, it is the identical address for Volksbank Griesheim EG in Germany. The code has a single purpose: it makes sure that money from abroad reaches the right bank. You will need it mainly when dealing with payments that cross a border and payments in foreign currencies.

This page is meant to help people who receives money at an account at Volksbank Griesheim EG without mistakes. A SWIFT code identifies an institution, not a single account.

Scams that use SWIFT codes

Stay alert if a contact suddenly asks you to pay into a different account abroad. That VOGRDE51 is a real code does not mean that the account is genuine – fraudsters use real bank codes as well.

Do not trust contact details from the same email that announces the new account. Urgency and requests to keep it quiet tend to be warning signs – a real supplier can wait a day. When a payment has already gone to a fraudster, call your bank right away.

Fraud can also target the receiver. Someone sends more than agreed and asks you to refund the extra to a new account. Do not act before the money is actually in your account – ask Volksbank Griesheim EG if something looks wrong.

Paying into Volksbank Griesheim EG in EUR

Germany uses the Euro, code EUR. A payment in a foreign currency will be converted into EUR before it reaches the account. Every conversion eats into something – usually through the rate rather than a fee.

Who does the conversion affects how much arrives. Often it is cheaper if you send EUR straight away via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

Exchange rates move all the time. For regular payments, small differences in the rate make a real difference over a year.

How to check VOGRDE51 before you pay

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. If the code you have differs from VOGRDE51 or VOGRDE51XXX, stop and ask: check with the recipient or with Volksbank Griesheim EG directly.

If the code is wrong, the transfer might get stuck, bounce back or end up costing more – sometimes after weeks of searching. Do not forget the account number: a mistake there can be harder to correct than a wrong code.

A validity check in your banking app only tells you that the IBAN exists, not that it is the right account. Some banks now compare the payee name against the account before you confirm; take any warning seriously. A small test payment can be worth it for large sums.

Which of the 2 codes of Volksbank Griesheim EG do you need?

With 2 codes, Volksbank Griesheim EG is one of the banks that use separate codes for parts of the organisation and departments. The main code remains VOGRDE51XXX.

Unless the recipient tells you otherwise, go with VOGRDE51XXX. Only use a branch code when your contact explicitly asks for it.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes can change over time, so a code from an old document is not always valid.

Do you need VOGRDE51 for a SEPA transfer?

Inside SEPA, euro transfers to Volksbank Griesheim EG use the same rules. The BIC field is usually optional or missing for those payments.

You still need VOGRDE51XXX when sending payments in other currencies or money from outside the SEPA area. A few banks and apps still ask for the BIC out of habit; if so, enter VOGRDE51.

Instant euro transfers are increasingly available within SEPA; check with Volksbank Griesheim EG whether it applies to your account. As long as the payment stays in euros, the transfer tends to be cheap; costs rise once a conversion is involved.

Receiving money from abroad at Volksbank Griesheim EG

A sender in another country needs a few details from you. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the BIC VOGRDE51XXX and sometimes your address.

It helps to include the bank name and Griesheim (Hessen) as well, because some payment forms have separate fields for them. Double-check the details before you share them, because the sender’s bank usually copies them as is.

Money from abroad will not always land in full. Fees for incoming transfers differ per bank – the price list of Volksbank Griesheim EG tells you what applies. For business payments, you can agree how the fees are split to avoid a shortfall.

Transfer times and tracking a payment to Volksbank Griesheim EG

How fast a transfer arrives at Volksbank Griesheim EG depends on several factors: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Weekends and public holidays in either country add a day or more, since banks do not process on those days. Compliance checks by one of the banks may also cause a delay, even when all details are correct.

If the money seems late, ask the sending bank for the tracking status and the transaction reference; with that reference banks can see where the payment is. Save the payment confirmation; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace. Request from the sender a copy of the payment confirmation including the reference.

Sending money abroad from Volksbank Griesheim EG

When you send money to another country via Volksbank Griesheim EG, the fee you see is rarely all of the cost. There is the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate when the money is converted.

Banks do not show the margin on the rate separately – you only notice it if you compare. An easy check: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.

For a lot of currency pairs, a specialist provider is less expensive than a bank, mainly because of the exchange rate. Before your next transfer, take a minute comparing what arrives via GoldexPay. You can still use your account at Volksbank Griesheim EG; only the conversion and sending happen elsewhere.

Where our SWIFT data comes from

The details on this page are taken from public sources. Even so, banks merge or retire codes, so information can be out of date. The number of codes we show are based on our own data, not official figures from Volksbank Griesheim EG.

Use our data as a starting point, rather than as the final word. GoldexPay is a comparison site for money transfers and not affiliated with Volksbank Griesheim EG. If you notice a mistake, we welcome a message via the contact page.

Why Volksbank Griesheim EG has an 8- and an 11-character code

The structure of a BIC never changes: a bank code of four letters, two for the country and a two-character location code. In this case, that core is VOGRDE51.

Most payment forms work with either length. If yours requires eleven characters, enter VOGRDE51XXX; if it wants eight, use VOGRDE51.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. A wrong letter may route a payment to a different institution, so check it twice.