Volksbank Lindenberg EG SWIFT/BIC code

VOIDDE61 – the SWIFT/BIC code of Volksbank Lindenberg EG

VOIDDE61 and VOIDDE61XXX are the short and the long form of the same SWIFT/BIC code, and both lead to Volksbank Lindenberg EG in Scheidegg. The code has a single purpose: it ensures that an international payment reaches the right bank. In practice you usually come across it on invoices from abroad, in payment forms and on the account details that Volksbank Lindenberg EG provides.

On this page we explain what the code means, when you need it and which other details a transfer to or from Volksbank Lindenberg EG requires. Remember that the SWIFT code just identifies the bank, not the person: the IBAN or account number does that part.

Receiving money from abroad at Volksbank Lindenberg EG

For a transfer from abroad into your account at Volksbank Lindenberg EG, the sender has to have not just the BIC. What they need is: the account holder’s name, IBAN or account number, VOIDDE61XXX and often your postal address.

The sender’s bank may also ask for the address of your bank. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the amount credited is below what the sender paid. Fees for incoming transfers differ per bank; check the price list of Volksbank Lindenberg EG. Make clear with the sender who covers the fees.

Is VOIDDE61 still correct? How to check

The best place to find the correct BIC remains paperwork issued by the bank. Compare that code against VOIDDE61 here; if they differ, ask before you pay.

With a wrong code, the payment might get stuck, bounce back or end up costing more. Do not forget the account number: an error there can be harder to undo than a wrong code.

A validity check by your bank merely tells you that the code exists – not that it belongs to the person you mean to pay. More and more banks check the name against the account before you confirm – do not ignore a mismatch warning. For a first payment, some people send a small test amount and wait for confirmation.

Protect yourself against fake payment requests

Stay wary when someone unexpectedly wants you to send money to a different account or a bank in another country. The fact that VOIDDE61 exists does not mean that the account is legitimate.

Do not trust contact details in the same message that announces the change. Urgency and requests to keep it quiet tend to be red flags. Already paid? Contact your bank without delay and have them start a recall and report the fraud.

Fraud also work the other way. Someone claims to have sent too much and asks you to return the difference via a different route. A payment confirmation from the sender is no proof – check your own account.

Paying someone abroad from your Volksbank Lindenberg EG account

What you pay for a payment abroad is made up of more than one component – not just the fee on your screen. There is the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup.

The real cost is often in the rate, rather than in the fee: many banks convert at a rate that includes a margin. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. Before your next transfer, take a minute to compare what arrives via GoldexPay. Using a transfer service does not mean closing your account at Volksbank Lindenberg EG: you simply pay the service from your account.

What the XXX in VOIDDE61XXX means

A SWIFT code is built from a few fixed parts: characters one to four stand for the bank, the next two give the country and characters seven and eight mark the location. Together, those parts form VOIDDE61 – the version you usually see online.

The 11-character version has three more characters that identify a branch or department. If the last three are XXX, they simply mean the head office, so VOIDDE61XXX and VOIDDE61 are interchangeable.

Enter the code as one block, in capitals and without separators, exactly as shown here. Look out for the letter O and the digit 0 or I versus 1; they are easy to mix up.

Euro transfers to Volksbank Lindenberg EG: is a BIC needed?

Since Germany is in the SEPA zone, a euro transfer to Volksbank Lindenberg EG from another SEPA country usually only needs an IBAN. Many banks do not require the BIC for these payments.

A SWIFT code like VOIDDE61 still matter when the currency is not euros. If a payment form asks for the BIC anyway, adding VOIDDE61 does no harm.

Euro payments within SEPA normally land by the next business day; instant payments are faster if both banks offer them. As long as no currency is converted, the transfer is cheap; it is the conversion that costs money.

Paying into Volksbank Lindenberg EG in EUR

Accounts at Volksbank Lindenberg EG are usually held in EUR, the local currency of Germany. Money sent in a different currency will be converted into EUR before it reaches the account, and whoever converts it chooses the rate. You rarely see a separate line for the conversion.

Where the conversion happens has an effect on how much arrives, as rates and margins differ per bank. Check how much EUR arrives with different providers; the difference between options can be larger than you expect.

Exchange rates change all the time. With bigger transfers, even small gap in the rate can be worth more than the fee.

How long does an international transfer to Volksbank Lindenberg EG take?

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add extra days to the journey. Extra checks by one of the banks may also cause some delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi. Each payment carries a unique reference, the UETR that banks can use to trace it. Keep your transfer receipt until the money has arrived.

If the money does not arrive within the expected time, the sender should contact the bank that sent it. Ask the sender for a copy of the payment confirmation including the reference; that often settles the question quickly.

Choosing between the 3 SWIFT codes of Volksbank Lindenberg EG

We have 3 SWIFT/BIC codes for Volksbank Lindenberg EG, spread over 2 cities. Besides the head office code VOIDDE61XXX, you will find codes for individual branches and departments.

In most cases there is no need to pick a branch: payments sent to VOIDDE61XXX reach Volksbank Lindenberg EG correctly. A branch code only makes sense when the recipient’s bank specifically mentions it, which is more common for corporate accounts and trade services.

The safest approach is to take the code directly from the account holder’s invoice. Codes for branches are more likely to change than VOIDDE61XXX when a bank merges or closes offices.

Where our SWIFT data comes from

We gather bank codes from publicly available data and update our list regularly. Banks merge, change names and retire codes. The number of codes we show are based on our own data.

See our directory on this page as a helpful check. GoldexPay is not affiliated with Volksbank Lindenberg EG; we are a comparison site for money transfers. If you notice something that is out of date, we welcome a message via the contact page.