Volksbank Reutlingen EG SWIFT/BIC code

VBRTDE6R – the SWIFT/BIC code of Volksbank Reutlingen EG

The 8-character code VBRTDE6R and the 11-character code VBRTDE6RXXX identify one and the same institution: Volksbank Reutlingen EG, with its head office in Reutlingen. A BIC has a single purpose: it makes sure that a cross-border transfer reaches the right bank. You will need it mainly when dealing with transfers between countries or a currency.

We wrote this page to help anyone who sends money to an account at Volksbank Reutlingen EG and wants to get the details right. The SWIFT code alone does not identify an individual account holder; that is what the account number or IBAN is for.

International transfers from Volksbank Reutlingen EG: the real cost

When you transfer money to another country from Volksbank Reutlingen EG, the visible fee is rarely all of the cost. You pay the transfer fee, sometimes charges from correspondent banks in between and, above all, the exchange rate markup when the money is converted.

Banks rarely show their exchange rate markup as a cost. Compare their rate with the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services frequently offer rates closer to the mid-market rate. GoldexPay compares these services side by side, showing the amount the recipient gets before you commit. Using a transfer service does not require closing your account at Volksbank Reutlingen EG: you simply pay the service from your account.

What to give a sender who pays you at Volksbank Reutlingen EG

When you expect money from abroad, send the payer a complete set of details. Share your name as the bank knows it, your account number or IBAN, SWIFT code VBRTDE6RXXX and your address.

The sender’s bank may request the address of your bank, in which case the Reutlingen head office is the usual answer. A typo in your account number is harder to fix than it looks; copy them from your banking app rather than typing.

The amount you receive is often less than the amount sent. Charges on incoming payments differ from bank to bank – the price list of Volksbank Reutlingen EG tells you what applies. Make clear with the sender who covers the fees before the money is sent.

A note on our data

The details here come from public sources which we refresh regularly. Banks reorganise, change names and retire codes, and a directory never catches every change immediately. The figures on this page reflect our own data and not on information from Volksbank Reutlingen EG itself.

For any payment of any size, check the BIC with the recipient’s bank or the recipient. GoldexPay is an independent comparison site and not part of Volksbank Reutlingen EG. Should you notice something that is out of date, we welcome a message via the contact page.

VBRTDE6R or VBRTDE6RXXX – which one to use?

A BIC is built from fixed blocks: the first four letters identify the bank, the next two give the country and characters seven and eight mark the location. For Volksbank Reutlingen EG, that core is VBRTDE6R.

Many banks and apps work with either length. If a form asks for eleven characters, use VBRTDE6RXXX, otherwise VBRTDE6R is fine.

As a rule the code is typed in capitals and without spaces. A single letter can send a payment to another bank, so check it twice.

Paying Volksbank Reutlingen EG in euros within SEPA

Because Germany is in SEPA, a euro payment into Volksbank Reutlingen EG from within the SEPA area usually only needs an IBAN. Many banks no longer ask for the BIC for these payments.

A SWIFT code like VBRTDE6R still come into play when the currency is not euros, and for transfers from outside SEPA. If your banking app has a field for the BIC anyway, adding VBRTDE6R is fine.

Instant payments in euros have become widely available within SEPA. Provided no currency is converted, a SEPA transfer tends to be cheap; costs rise once a conversion is involved.

Transfer times and tracking a payment to Volksbank Reutlingen EG

There is no fixed delivery time: many arrive the same day or the next, others take several business days. Payments made late in the day or on weekends and holidays often start a business day later. Extra checks on larger or unusual payments can also add some delay, even when all details are correct.

Many banks are connected to SWIFT gpi. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often show a status in their app so you can see how far the payment is.

Only the sending bank can request a trace. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Verifying the SWIFT code of Volksbank Reutlingen EG

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. If the code you have does not match VBRTDE6R or VBRTDE6RXXX, stop and ask.

A wrong SWIFT code may lead to delays, a returned payment or extra fees for investigation. Do not forget the IBAN: an error there can be more difficult to undo than a wrong BIC.

A format check by your bank only tells you that the code exists – not that it belongs to the person you mean to pay. Where available, a payee name check on the recipient gives extra certainty. When you pay someone new, many people send a small test amount before sending the rest.

Changed bank details? Be careful

A common scam goes like this: you receive a message claiming that a supplier now has a new bank account and asking you to pay there from now on. A valid SWIFT code tells you nothing about who owns the account.

Before paying, verify changed bank details by phone on a number you know, not one from the message. Pressure or requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Acted too fast? Contact your bank without delay and ask them to start a recall and report the fraud.

Recipients are targeted too: a classic trick is a buyer who pays too much and then sends a request to refund the difference. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Euro (EUR) and conversion costs

Most accounts at Volksbank Reutlingen EG are typically held in EUR, the national currency. A payment in a foreign currency will be exchanged into EUR, and whoever converts it chooses the rate. There is rarely a separate line for that conversion.

Who does the conversion has an effect on how much arrives, as rates and margins differ per bank. Sending the amount already in EUR usually prevents a second conversion by Volksbank Reutlingen EG.

Exchange rates move all the time, and some providers let you lock in a rate. With bigger transfers, a small difference in the rate can be worth more than the fee.

Which of the 2 codes of Volksbank Reutlingen EG do you need?

Volksbank Reutlingen EG uses 2 different SWIFT/BIC codes across 2 cities. Only one is the head office code, VBRTDE6RXXX; the others belong to branches or departments.

In most cases there is no need to look up a branch: transfers sent to VBRTDE6RXXX reach Volksbank Reutlingen EG correctly. When you receive a specific code, use it as it is rather than replacing it for the head office code.

The safest approach is to copy the code directly from the account holder’s invoice. Branch codes can change when banks reorganise, so a code from an old document is not always valid.