SWIFT/BIC codes in Guinea

Finding a SWIFT code in Guinea

Here you will find the SWIFT/BIC codes of 18 institutions in Guinea, 19 codes in all. You need such a code mainly for payments across borders, and especially for payments in foreign currencies.

Search for the bank you need in the list and open its page to see the full list of codes and the details a transfer needs. Further down we explain how codes from Guinea are built, how to send money to Guinea without overpaying and how to check a code before you pay.

Tracking a payment to Guinea

There is no fixed delivery time for payments to Guinea: some land within a day, others take several business days. Public holidays in either country add a day or more.

When a payment takes longer than expected, ask the sender to contact their own bank. Save your transfer receipt until the money has arrived; a bank needs it to start a trace.

The cheapest way to send money to Guinea

When you send money to Guinea with a regular bank, the fee you see is rarely all of what you pay. Besides a fixed fee, correspondent banks can take a cut, and when the money is converted the bank often uses a less favourable rate than the actual market rate.

The markup on the rate is often the largest part of the cost because it is hidden in the rate. An easy check: put the offered rate against the mid-market rate and look at the difference.

For a lot of routes, a transfer service turns out to be less expensive than a traditional bank transfer. On GoldexPay we compare the amount that arrives in Guinea with different providers.

SWIFT transfers to Guinea

Since Guinea is outside SEPA, an international payment is usually sent as a SWIFT payment. This means the payment always needs the SWIFT/BIC code of the recipient’s bank in addition to the account details.

Not every country uses IBAN numbers – where there is none, the local account number is enough. Ask the recipient which details their bank needs for incoming international payments – many banks give clear instructions for this. Before it arrives, a payment can go through intermediary banks.

The largest SWIFT network in Guinea: Banque Centrale de la Republique de Guinee

In our directory, Banque Centrale de la Republique de Guinee holds the largest number of SWIFT/BIC codes in Guinea. The head office of Banque Centrale de la Republique de Guinee uses REPCGNGAXXX.

A large number of codes often means separate codes for branches, departments or services – it says nothing about the size of the bank as such. If not a branch code is given, REPCGNGAXXX is fine for a payment to Banque Centrale de la Republique de Guinee.

What a sender needs to pay you in Guinea

A sender in another country will ask for several details about your account, and missing ones are a common cause of delays. That means: your full name as your bank knows it, your IBAN or account number, the BIC of your bank and, often, your address.

Find the bank in the list above to check its code, but take the code from your own bank details when in doubt. It helps to add your bank’s name and city.

What lands in your account is often lower than what was sent. Correspondent banks can take a fee, your bank may charge for incoming payments, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs, especially for larger amounts.

About our data and how to check a code

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given differs from our list, do not guess – contact the recipient or their bank.

We gather SWIFT/BIC codes from publicly available data and check our list regularly. Still, banks merge or change codes, so information can be out of date. Treat this list as a reference. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Watch out for payment requests containing changed bank details. A real SWIFT code tells you nothing about who owns the account.

Recognising a SWIFT code from Guinea

A SWIFT code is 8 or 11 characters long and the parts always come in the same order. The first four letters identify the bank, characters five and six are the country code and the next two mark the location.

In every code from Guinea, characters five and six show the ISO country code of Guinea – that is the quickest way to spot one. Codes with a different country code belong to another country, even if the bank name looks familiar.

When a code ends in XXX, it means the head office. For most transfers the head office code is fine unless the recipient asks for a specific branch.