Banque Centrale de la Republique de Guinee SWIFT/BIC code

What REPCGNGA means for a payment to Banque Centrale de la Republique de Guinee

If an invoice shows REPCGNGA or REPCGNGAXXX, it is the same address for Banque Centrale de la Republique de Guinee in Guinea. A BIC has a single purpose: it makes sure that an international payment ends up at the right bank. In practice you mostly come across it on international invoices, in your banking app and in the bank details of Banque Centrale de la Republique de Guinee customers.

Further down we go through the practical side: receiving money at Banque Centrale de la Republique de Guinee, sending money abroad and how to check the code before you hit send. Remember that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

What a transfer from Banque Centrale de la Republique de Guinee abroad really costs

When you send money to another country from Banque Centrale de la Republique de Guinee, the visible fee is rarely all of what you pay. On top of a fixed fee, banks in between may deduct a fee, and when the money changes currency the bank usually uses a rate that is less favourable than the real market rate.

Many banks rarely list the margin on the rate separately, but you pay it all the same. Check their rate against the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. GoldexPay lists transfer providers side by side so you can see what actually arrives for the same amount sent. Using a transfer service does not require closing your account at Banque Centrale de la Republique de Guinee.

Incoming international payments to Banque Centrale de la Republique de Guinee

A sender in another country will ask for a few details about your account – incomplete details often cause delays. That means: your name as registered with Banque Centrale de la Republique de Guinee, your IBAN or account number, the BIC REPCGNGAXXX (or REPCGNGA) and, often, your address.

It helps to include the bank name and Conakry as well, since some forms ask for it. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

The amount you receive can be lower than the amount sent. Fees for incoming transfers differ from bank to bank; check the price list of Banque Centrale de la Republique de Guinee. On invoices, it is common to state who bears the costs, so that nobody is left short.

Where our SWIFT data comes from

We gather bank codes from publicly available data and update them regularly. Institutions reorganise, change names and retire codes. Figures such as the number of codes are from our directory.

For any payment that matters, check the BIC with Banque Centrale de la Republique de Guinee or the recipient. GoldexPay is a comparison site for money transfers and not part of Banque Centrale de la Republique de Guinee. Spotted an error? Let us know through the contact page and we will look into it.

REPCGNGA or REPCGNGAXXX – which one to use?

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. For Banque Centrale de la Republique de Guinee, the 8-character core is REPCGNGA.

XXX at the end of REPCGNGAXXX is not a missing value or a mistake: it stands for the head office of Banque Centrale de la Republique de Guinee. Some banking apps insist on 11 characters, and then you can enter XXX behind REPCGNGA.

As a rule the code is typed in capitals and without spaces. A single character may route the money to another bank, so copy it carefully.

How long does an international transfer to Banque Centrale de la Republique de Guinee take?

How fast a transfer arrives at Banque Centrale de la Republique de Guinee depends on a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Weekends and public holidays in either country add extra days to the journey. Compliance checks on larger or unusual payments may also add a delay.

Many banks use SWIFT gpi. Every gpi transfer gets a unique reference, the UETR. Keep your transfer receipt until the recipient confirms.

If a payment has not arrived after a few business days, the sender should start with their own bank, not the receiving bank. On the receiving end, you can check your statements for a partial amount because fees can reduce the amount.

Before you send: check the Banque Centrale de la Republique de Guinee code

Have the recipient send you their bank details straight from a recent statement. Compare it with REPCGNGA on this page and ask if anything does not match.

With a wrong code, the payment may get stuck, bounce back or cost extra. Remember the account number: an error there is harder to undo than a wrong BIC.

A validity check in your banking app only tells you that the IBAN is valid. More and more banks compare the payee name against the account before you confirm; take any warning seriously. When you pay someone new, some people start with a small test amount before sending the rest.

Choosing between the 2 SWIFT codes of Banque Centrale de la Republique de Guinee

Banque Centrale de la Republique de Guinee uses 2 separate SWIFT/BIC codes across 1 locations. Only one is the head office code; the rest belong to branches or departments, and sometimes internal departments.

In most cases there is no need to pick a branch: transfers addressed to REPCGNGAXXX reach Banque Centrale de la Republique de Guinee correctly. Only use a branch code when your contact gives you that exact code, for example on a letter or invoice.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are more prone to be retired than REPCGNGAXXX.

Changed bank details? Be careful

Stay wary when someone suddenly wants you to pay into another account. The fact that REPCGNGA exists does not mean that the account is legitimate.

Always verify a change of bank details by phone, using a number you already had. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. When a payment has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to refund the difference abroad. Do not act before the money has really arrived.