Ikr-Broker Tozsdeugynoki Kft. SWIFT/BIC code

What IKTKHUH1 means for a payment to Ikr-Broker Tozsdeugynoki Kft.

The short code IKTKHUH1 and the 11-character code IKTKHUH1XXX identify one and the same institution: Ikr-Broker Tozsdeugynoki Kft.. A SWIFT code tells every bank in the chain exactly which bank should receive the money. In daily life you mostly come across the code on invoices from abroad, in your banking app and in the bank details that Ikr-Broker Tozsdeugynoki Kft. provides.

We wrote this page to help anyone who pays into an account at Ikr-Broker Tozsdeugynoki Kft. and wants to get the details right. Remember that the BIC only identifies the bank, not the account: the IBAN or account number does that part.

Do you need IKTKHUH1 for a SEPA transfer?

Hungary is a member of the SEPA area, the zone for uniform euro payments. For a regular euro transfer from another SEPA country, you normally only need the IBAN; many banks no longer ask for the BIC.

You still need IKTKHUH1XXX when sending payments in other currencies or transfers from countries outside SEPA. If a payment form has a field for the BIC anyway, adding IKTKHUH1 does no harm.

Instant euro transfers are widely supported across SEPA. As long as the payment stays in euros, the transfer tends to be cheap; costs rise once a conversion is involved.

Tracking a transfer to or from Ikr-Broker Tozsdeugynoki Kft.

An international transfer typically needs one to a few business days, depending on the currency, the route and the banks involved. Transfers sent late in the day or on a weekend or public holiday usually go out the next business day. Compliance checks by one of the banks can also add some delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually provide tracking in their app so you can see how far the payment is.

If the money does not arrive within the expected time, the person who paid needs to contact their own bank, not the receiving bank. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

How up to date is this code?

The codes here come from public sources which we refresh regularly. Even so, banks merge or change codes. The figures we show reflect what is in our directory, not official figures from Ikr-Broker Tozsdeugynoki Kft..

Treat this page as a reference, not as the last word. GoldexPay is a comparison site for money transfers and not affiliated with Ikr-Broker Tozsdeugynoki Kft.. Spotted an error? Tell us via our contact form so we can correct it.

Before you send: check the Ikr-Broker Tozsdeugynoki Kft. code

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare it against IKTKHUH1 here.

Errors in the BIC tend to be annoying rather than disastrous: often the payment comes back, minus fees. Remember the account number: a mistake there is harder to undo than a wrong BIC.

Most online banking apps validate the structure of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now check the payee name against the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums.

Protect yourself against fake payment requests

A common scam goes like this: an email arrives with a message claiming that a supplier now has new bank details and that the next payment should go there. A real SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Do not trust contact details from the same email that contains the change. Pressure or secrecy tend to be red flags – a real supplier can wait a day. When money has already gone to the wrong account, call your bank right away.

Recipients are targeted too: one known trick is an overpayment and then sends a request to refund the difference abroad. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Choosing between the 2 SWIFT codes of Ikr-Broker Tozsdeugynoki Kft.

We have 2 SWIFT/BIC codes for Ikr-Broker Tozsdeugynoki Kft. in 1 cities. Besides the head office code IKTKHUH1XXX, there are codes for regional offices and specialised units.

For the vast majority of payments to a private or business account, the head office code IKTKHUH1XXX is what you need. A branch code only makes sense when the account holder explicitly mentions it, which is more common for business accounts and specialised services.

The best way is to take the code directly from the account holder’s statement. Branch codes can change when banks reorganise, so do not rely on old paperwork.

Incoming international payments to Ikr-Broker Tozsdeugynoki Kft.

To receive an international payment at Ikr-Broker Tozsdeugynoki Kft., the sender needs more than the SWIFT code. What they need is: the account holder’s name, IBAN or account number, IKTKHUH1XXX and in many cases your postal address.

The sender’s bank might request the bank address of Ikr-Broker Tozsdeugynoki Kft.. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always arrive for the full amount. Intermediary banks may deduct a fee, Ikr-Broker Tozsdeugynoki Kft. may charge for incoming payments, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs before the money is sent.

Why Ikr-Broker Tozsdeugynoki Kft. has an 8- and an 11-character code

A BIC is built from a few fixed parts: characters one to four stand for the bank, the next two show the country and the two after that mark the location. That gives you IKTKHUH1, the short form of the code.

The long version adds a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office.

As a rule the code is typed in capitals, without spaces or dashes. A wrong letter may route a payment to a different institution.

International transfers from Ikr-Broker Tozsdeugynoki Kft.: the real cost

If you send money abroad via Ikr-Broker Tozsdeugynoki Kft., the visible fee is only part of the cost. On top of the transfer fee, banks in between can take a cut, and if currencies are converted, the bank usually uses a rate that is less favourable than the actual market rate.

Many banks rarely list their exchange rate markup separately. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. On GoldexPay we compare what recipients receive with different providers, so you can pick the cheapest route. Using a transfer service does not require closing your account at Ikr-Broker Tozsdeugynoki Kft. – you pay the provider from your own account.

Sending HUF to Ikr-Broker Tozsdeugynoki Kft.

The currency in Hungary is the Hungarian Forint (HUF). Money sent in a different currency will be converted into HUF before it reaches the account – and the bank that does it picks the rate. Each conversion costs the amount – usually through the rate rather than a fee.

Where the conversion happens has an effect on how much arrives. Transferring the money directly in HUF often avoids an extra conversion by Ikr-Broker Tozsdeugynoki Kft..

Rates for HUF change all the time, and some providers let you lock in a rate. If you pay regularly, a slightly better rate make a real difference over time.