Canara Bank SWIFT/BIC code

What CNRBINBB means for a payment to Canara Bank

The short code CNRBINBB and the full code CNRBINBBXXX identify one and the same institution: Canara Bank. The code has a single purpose: it makes sure that money from abroad ends up at the right bank. In daily life you mostly come across the code on international invoices, in payment forms and on the account details that Canara Bank provides.

Further down we go through the practical questions: money coming in from abroad, paying someone in another country and how to check a SWIFT code before you confirm a payment. A SWIFT code names a bank or branch, never a single account.

Receiving money from abroad at Canara Bank

Someone abroad who wants to pay you will ask for several details about your account, and missing ones are a common cause of delays. That means: your full name exactly as it appears on the account, your account number or IBAN, the BIC CNRBINBBXXX (or CNRBINBB) and, often, your postal address.

Some banks want the name and address of Canara Bank in Mumbai. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

What lands in your account is often less than the amount sent. Fees for incoming transfers vary per bank – the price list of Canara Bank tells you what applies. Make clear with the sender who covers the fees.

A note on our data

We collect bank codes using public sources and check them regularly. It can happen that information here is out of date after a merger or reorganisation. The figures on this page reflect what is in our directory and not on information from Canara Bank itself.

Treat this page as a reference, not as the final word – the bank details from the recipient are leading. GoldexPay is an independent comparison service and not affiliated with Canara Bank. Found outdated information? Let us know via our contact form so we can correct it.

Tracking a transfer to or from Canara Bank

There is no fixed delivery time for every transfer: some land within a day. Payments made after the cut-off time or on a weekend or public holiday usually go out the next business day. Compliance checks by one of the banks can also cause some delay.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Save your transfer receipt; it contains the details a bank needs to start a trace.

The bank that sent the money can request a trace – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for a copy of the payment confirmation including the reference.

What the XXX in CNRBINBBXXX means

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. Together, those parts form CNRBINBB, the code most people search for.

XXX at the end of CNRBINBBXXX does not stand for a missing value or an error: it indicates the main office of Canara Bank. Some forms ask for 11 characters, and then you simply enter XXX after CNRBINBB.

Do not add spaces, dots when you type CNRBINBB. Copying the code is safer than typing it by hand: a typo can point to another bank.

Paying someone abroad from your Canara Bank account

A bank transfer abroad can cost rather more than the fee suggests. Besides the transfer fee, correspondent or intermediary banks can deduct a fee, and if currencies are converted, the bank often uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For many currency pairs, a transfer service turns out to be less expensive than a bank. GoldexPay lists transfer providers side by side so you can see the amount the recipient gets. Using a transfer service does not require leaving Canara Bank – you pay the provider from your own account.

Head office or branch code at Canara Bank?

We have 188 SWIFT/BIC codes for Canara Bank in 76 places. Next to the head office code CNRBINBBXXX, you will find codes for regional offices and specialised units.

Unless the recipient tells you otherwise, use CNRBINBBXXX. Branch codes are only needed if the account holder explicitly asks for it, which is more common for corporate accounts and specialised services.

Not sure which code to use? Ask the recipient, or look at a recent statement from Canara Bank. Branch codes are more prone to change than CNRBINBBXXX when a bank merges or closes offices.

Paying into Canara Bank in INR

Accounts at Canara Bank are usually held in INR, the local currency of India. Money sent in a different currency is exchanged into INR. You rarely see a separate charge for the conversion; it is built into the rate.

Which bank converts the payment makes a difference, because each party uses its own rate. Transferring the amount directly in INR often avoids a second conversion – as long as your own rate is good.

Rates for INR move during the day – some services let you fix a rate in advance. If you pay regularly, a slightly better rate make a real difference over a year.

How to check CNRBINBB before you pay

The best place to find the right code is a document from the bank itself, such as a statement or the account details in online banking. Check it against CNRBINBB on this page and ask if anything does not match.

If the code is wrong, the payment might get stuck, be returned or cost extra. A mistake in the account number can be a bigger problem because it can reach the wrong person.

An automatic check in your banking app merely tells you that the code exists, not that it is the right account. If your bank offers it, a name check before sending gives extra certainty. Sending a small amount first can be a sensible step for large sums.

Watch out for payment fraud

A common scam works like this: an email arrives with a message saying that a contact now has a new bank account. The fact that CNRBINBB exists is no guarantee that the account is legitimate.

Before paying, confirm changed bank details by phone. Pressure or requests to keep it quiet are warning signs; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Scams also work the other way: someone claims to have sent too much and wants you to refund the extra. Wait until the money is actually in your account – ask Canara Bank if something looks wrong.