Europaeisch-Iranische Handelsbank AG SWIFT/BIC code

EIHBIRTH – the SWIFT/BIC code of Europaeisch-Iranische Handelsbank AG

The short code EIHBIRTH and the 11-character code EIHBIRTHXXX refer to the same bank: Europaeisch-Iranische Handelsbank AG. The code has a single purpose: it makes sure that a cross-border transfer reaches the right bank. It comes up mainly when dealing with transfers between countries or a currency.

Further down we go through the practical questions: money coming in from abroad, sending money abroad and how to check a SWIFT code before you hit send. Keep in mind that the BIC only identifies the bank, not the person: the IBAN or account number takes care of that.

Which of the 3 codes of Europaeisch-Iranische Handelsbank AG do you need?

Europaeisch-Iranische Handelsbank AG uses 3 separate SWIFT/BIC codes. One of them is the head office code; the rest belong to branches or departments, and sometimes internal departments.

In most cases you do not need to look up a branch: transfers addressed to EIHBIRTHXXX reach Europaeisch-Iranische Handelsbank AG without problems. When you receive a specific code, use it as it is instead of replacing it for the head office code.

The best way is to copy the code directly from the account holder’s invoice. Codes for branches are more prone to change than the head office code when a bank merges or closes offices.

Scams that use SWIFT codes

A common scam works like this: you receive a message claiming that a company has new bank details and asking you to pay there from now on. A correct SWIFT code tells you nothing about whether the request is genuine.

Do not trust a phone number from the same email that contains the change. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. If a payment was sent to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone claims to have sent more than agreed and asks you to refund the difference via a different route. A payment confirmation from the sender proves nothing – check your own account.

Tracking a transfer to or from Europaeisch-Iranische Handelsbank AG

There is no single delivery time for international payments: some land the same day or the next. Payments made after the cut-off time or just before a weekend or public holiday usually start the next business day. Sometimes a bank asks what the payment is for, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR. Save the payment confirmation until the recipient confirms.

The bank that sent the money can start an official trace. Ask the sender for the payment receipt with the date and reference; that often settles the question quickly.

EIHBIRTH or EIHBIRTHXXX – which one to use?

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. That gives you EIHBIRTH for Europaeisch-Iranische Handelsbank AG.

Most banks and apps accept either length. If yours asks for eleven characters, enter EIHBIRTHXXX; if it wants eight, use EIHBIRTH.

Enter the code as one block, in capitals and without spaces, exactly as shown here. Copying the code is safer than retyping it: a typo can point to another bank.

How to check EIHBIRTH before you pay

The most reliable place for the correct BIC is a document from the bank itself like a bank statement or the account page in online banking. If the code you have does not match EIHBIRTH or EIHBIRTHXXX, do not guess – contact the recipient or Europaeisch-Iranische Handelsbank AG.

With a wrong code, the transfer might get stuck, be returned or cost extra – sometimes after weeks of searching. An error in the IBAN or account number is more serious.

Many banking apps check the structure of an IBAN and sometimes look up the BIC automatically. Some banks now check the name against the account before you confirm – do not ignore a mismatch warning. A small test payment is a sensible step for a large first payment, even if it costs an extra fee.

What a transfer from Europaeisch-Iranische Handelsbank AG abroad really costs

An international bank payment costs rather more than the fee suggests. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate, not in the fee: the bank converts at a rate that includes a margin. Compare their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Specialised transfer providers frequently use a rate near the mid-market rate. GoldexPay lists transfer providers next to each other so you can see the amount the recipient gets. Choosing a specialist does not mean closing your account at Europaeisch-Iranische Handelsbank AG – you pay the provider from your own account.

About this information

The details on this page are taken from publicly available data which we refresh regularly. Banks merge, close branches and change codes – a directory can be a step behind. Counts and locations are from our directory and may differ from what Europaeisch-Iranische Handelsbank AG publishes.

Treat the information here as a handy check and rely on the recipient or Europaeisch-Iranische Handelsbank AG for the final confirmation. GoldexPay is not affiliated with Europaeisch-Iranische Handelsbank AG; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note via the contact page.

Incoming international payments to Europaeisch-Iranische Handelsbank AG

To receive a transfer from abroad into your account at Europaeisch-Iranische Handelsbank AG, the person paying you has to have more than the BIC. Share your name as the bank knows it, the IBAN or account number, SWIFT code EIHBIRTHXXX and your address.

It helps to include Europaeisch-Iranische Handelsbank AG and its city too, because some payment forms have separate fields for them. Check every detail before you send them.

Money from abroad does not always land for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs.