Adriano Lease Sec S.r.l. SWIFT/BIC code

AEESIT21 – the SWIFT/BIC code of Adriano Lease Sec S.r.l.

AEESIT21 and AEESIT21XXX are the short and the long form of the same bank identifier, and both lead to Adriano Lease Sec S.r.l. in Conegliano. The code has a single purpose: it makes sure that money from abroad reaches the right bank. In practice you mostly see it on invoices from abroad, in payment forms and on the account details that Adriano Lease Sec S.r.l. provides.

Below we go through the practical questions: receiving money at Adriano Lease Sec S.r.l., paying someone in another country and how to check the code before you hit send. The SWIFT code on its own cannot identify a personal account; for that you need the IBAN or account number is for.

Getting paid from abroad into a Adriano Lease Sec S.r.l. account

To receive an international payment at Adriano Lease Sec S.r.l., the sender needs more than the SWIFT code. That means: your name exactly as it appears on the account, your account number or IBAN, the BIC AEESIT21XXX and usually your postal address.

Certain banks want the bank’s address; it does no harm to include it. Double-check each detail before you send them.

Money from abroad will not always land for the full amount. Correspondent banks can take a fee, and if the money is converted, an exchange rate margin comes on top. Agree with the sender who pays which costs before the money is sent.

About this information

The directory on GoldexPay is based on public sources and is updated regularly. It is possible that information here is out of date after a merger or reorganisation. Counts and locations come from our directory.

See our directory on this page as a helpful check, and let the details from the recipient or Adriano Lease Sec S.r.l. have the final say. We are an independent comparison site for money transfers and not part of Adriano Lease Sec S.r.l.. Found an error? Let us know via our contact form.

Paying Adriano Lease Sec S.r.l. in euros within SEPA

Italy is part of the Single Euro Payments Area (SEPA). When you send euros from another SEPA country, the IBAN is usually enough.

Outside the euro and for senders outside SEPA, AEESIT21XXX remains required. If your banking app has a field for the BIC regardless, adding AEESIT21 does no harm.

Instant payments in euros are increasingly available across SEPA; check with Adriano Lease Sec S.r.l. whether it applies to your account. Charges on SEPA transfers are generally low.

What the XXX in AEESIT21XXX means

The structure of every SWIFT code never changes: a bank code of four letters, a two-letter country code and a two-character location code. That gives you AEESIT21 for Adriano Lease Sec S.r.l..

XXX at the end of AEESIT21XXX does not stand for a missing value or a mistake: it stands for the head office of Adriano Lease Sec S.r.l.. Some forms ask for 11 characters, and then you can enter XXX behind AEESIT21.

Leave out spaces or dashes when you type AEESIT21; the code is always written in one block. A single character can send a payment to a different institution, so copy it carefully.

Verifying the SWIFT code of Adriano Lease Sec S.r.l.

The most reliable place for the right code remains a document from the bank itself like a bank statement or the account page in online banking. Compare that code against AEESIT21 on this page and ask if anything does not match.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges. Remember the account number: an error there can be more difficult to correct than a wrong BIC.

Most online banking apps validate the format of IBANs. If your bank offers it, a name check on the recipient adds extra certainty. A small test payment is worth it for a large first payment despite the extra fee.

Scams that use SWIFT codes

Be wary when someone suddenly asks you to pay into another account abroad. A correct SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Before paying, confirm changed bank details by phone on a number you know, not one from the message. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Contact your bank straight away and have them try to recall the payment; also report it to the police.

Scams also target the receiver. Someone claims to have sent too much and asks you to return the difference to a new account. Wait until the money has really arrived.

International transfers from Adriano Lease Sec S.r.l.: the real cost

An international bank payment can cost more than the fee suggests. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the exchange rate markup.

The markup on the rate tends to be the biggest cost even though it is not listed as a fee. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Specialist money transfer services often use rates closer to the mid-market rate with clearer fees. GoldexPay compares what recipients receive across providers, so you can pick the cheapest route. Using a transfer service does not mean closing your account at Adriano Lease Sec S.r.l. – you pay the provider from your own account.

Transfer times and tracking a payment to Adriano Lease Sec S.r.l.

An international transfer usually needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Bank holidays in either country can add a day or more. Occasionally a bank asks what the payment is for, which can hold things up.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique transaction reference, the UETR. Specialist transfer services usually provide tracking in their app so you can see how far the payment has got.

If a payment has not arrived after a few business days, the sender should contact the bank that sent it. Ask the sender for a copy of the payment confirmation including the reference; that often settles the question quickly.

Sending EUR to Adriano Lease Sec S.r.l.

Most accounts at Adriano Lease Sec S.r.l. are typically held in EUR, the local currency of Italy. Money sent in a different currency will be exchanged into EUR on its way to Adriano Lease Sec S.r.l.. You rarely see a separate line for the conversion.

Who converts the money makes a difference. Transferring the amount already in EUR often prevents an extra conversion – as long as your own rate is good.

Exchange rates change during the day, and some providers let you lock in a rate. With bigger transfers, a seemingly small gap in the rate can be worth more than the fee.

Choosing between the 2 SWIFT codes of Adriano Lease Sec S.r.l.

With 2 codes in 1 cities, Adriano Lease Sec S.r.l. belongs to the banks that register separate codes for branches. The main code remains AEESIT21XXX.

For the vast majority of payments to a private or business account, the head office code AEESIT21XXX is what you need. Branch codes are only needed if the account holder explicitly asks for it.

Unsure which code to use? Check with the recipient, or look at a recent statement from Adriano Lease Sec S.r.l.. Branch codes can change over time, so a code from an old document is not always valid.