Banca del Cilento di Sassano e Vallo di Diano e Della Lucania SWIFT/BIC code

ICRAITR1 – the SWIFT/BIC code of Banca del Cilento di Sassano e Vallo di Diano e Della Lucania

ICRAITR1 and ICRAITR14A6 are two ways of writing the same SWIFT/BIC code, and both lead to Banca del Cilento di Sassano e Vallo di Diano e Della Lucania in Acciaroli. A SWIFT code tells the sending bank exactly which bank should receive the money, a bit like a postal address for banks. It comes up mainly for payments that cross a border and payments in foreign currencies.

Further down you will find the practical questions: money coming in from abroad, sending money abroad and how to verify the code before you confirm a payment. Remember that the BIC only identifies the bank, not the person: the account number or IBAN takes care of that.

Receiving money from abroad at Banca del Cilento di Sassano e Vallo di Diano e Della Lucania

For an international payment into your account at Banca del Cilento di Sassano e Vallo di Diano e Della Lucania, the person paying you needs more than the BIC. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code ICRAITR14A6 and sometimes your postal address.

It helps to add the bank name and its city too. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive can be lower than the amount sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. On invoices, it is common to state who bears the costs, so that nobody is left short.

Transfer times and tracking a payment to Banca del Cilento di Sassano e Vallo di Diano e Della Lucania

How quickly a payment arrives at Banca del Cilento di Sassano e Vallo di Diano e Della Lucania depends on a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Weekends and public holidays in the sending or receiving country add extra days. Extra checks by one of the banks can also cause a delay.

When a payment takes longer than expected, ask your bank about the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services often provide tracking in their app so you can see where the payment has got.

A missing payment is investigated by the sending bank on the basis of the transfer details. Ask the sender for the payment receipt.

What the XXX in ICRAITR14A6 means

A BIC is made up of a few fixed parts: characters one to four stand for the bank, the next two give the country and characters seven and eight indicate the location. For Banca del Cilento di Sassano e Vallo di Diano e Della Lucania, that core is ICRAITR1.

Many banks and apps work with either length. If yours asks for eleven characters, enter ICRAITR14A6, otherwise ICRAITR1 is fine.

Type the code in one piece, in upper case and without separators, exactly as shown here. Copying the code is safer than retyping it.

Euro (EUR) and conversion costs

Accounts at Banca del Cilento di Sassano e Vallo di Diano e Della Lucania are typically held in EUR, the national currency of Italy. When you pay money in a different currency it has to be converted somewhere along the way – by your bank, by Banca del Cilento di Sassano e Vallo di Diano e Della Lucania or by a bank in between. You rarely see a separate charge for the conversion – the cost sits in the rate.

Where the conversion happens affects the final amount, as rates and margins differ per bank. Compare what EUR the recipient gets via several providers.

The rate for EUR changes constantly. If you pay regularly, small differences in the rate add up over a year.

Protect yourself against fake payment requests

One of the most common tricks works like this: you receive a request claiming that a supplier has new bank details. The fact that ICRAITR1 exists does not mean that the account is genuine; criminals use the codes of real banks too.

Check new payment details through a different channel like a call to a number from an earlier contract, not by replying to the message. Pressure and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from without delay and have them try to recall the payment and report the fraud.

Recipients can be targeted as well: one known trick is an overpayment and then sends a request to refund the difference abroad. Wait until the money has really arrived – ask Banca del Cilento di Sassano e Vallo di Diano e Della Lucania if something looks wrong.

International transfers from Banca del Cilento di Sassano e Vallo di Diano e Della Lucania: the real cost

If you transfer money to another country through Banca del Cilento di Sassano e Vallo di Diano e Della Lucania, the visible fee is only part of what you pay. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

The real cost is often in the rate, rather than in the fee: the bank converts using an exchange rate with a margin built in. An easy check: set the rate you get next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. Next time you send money, take a minute comparing what arrives via GoldexPay instead of going straight to your bank. You can always use your account at Banca del Cilento di Sassano e Vallo di Diano e Della Lucania to fund the transfer; only the conversion and sending happen elsewhere.

About this information

We gather bank codes from publicly available data and update them regularly. It can happen that a code here is out of date. Figures such as the number of codes are from our own dataset and are not confirmed by Banca del Cilento di Sassano e Vallo di Diano e Della Lucania.

Treat this page as a reference, not as the final word – the bank details from the recipient are leading. GoldexPay has no connection to Banca del Cilento di Sassano e Vallo di Diano e Della Lucania. Spotted outdated information? Let us know through the contact page so we can correct it.

Before you send: check the Banca del Cilento di Sassano e Vallo di Diano e Della Lucania code

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match ICRAITR1 or ICRAITR14A6, do not guess – contact the recipient or Banca del Cilento di Sassano e Vallo di Diano e Della Lucania.

With a wrong code, the payment may be delayed, bounce back or end up costing more. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

Most online banking apps validate the format of IBANs and sometimes look up the BIC automatically. Where available, a payee name check on the recipient gives extra certainty. Sending a small amount first can be worth it for a large first payment, even if it costs an extra fee.

Head office or branch code at Banca del Cilento di Sassano e Vallo di Diano e Della Lucania?

Our directory lists 16 SWIFT/BIC codes for Banca del Cilento di Sassano e Vallo di Diano e Della Lucania in 15 places. Besides the head office code ICRAITR14A6, there are codes for branches, departments or specific services.

Unless the recipient tells you otherwise, use ICRAITR14A6. Only use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

Unsure which code to use? Ask the recipient, or look at a recent statement from Banca del Cilento di Sassano e Vallo di Diano e Della Lucania. Codes can change over time, so a code from an old document is not always valid.

Paying Banca del Cilento di Sassano e Vallo di Diano e Della Lucania in euros within SEPA

Inside SEPA, euro payments to an account in Italy follow the same rules, so the IBAN does the job in most cases. A field for the BIC is often optional in that case.

A SWIFT code like ICRAITR1 still matter when the currency is not euros. A few banks and apps also show a field for the BIC; if so, fill in ICRAITR1 or ICRAITR14A6.

Instant payments in euros have become increasingly supported across SEPA; check with Banca del Cilento di Sassano e Vallo di Diano e Della Lucania whether it applies to your account. As long as no currency is converted, the transfer is inexpensive.