Banca del Fucino SWIFT/BIC code

Banca del Fucino SWIFT code: BAFUITRR

BAFUITRR and BAFUITRRXXX are the short and the long form of the same bank identifier, and both point to Banca del Fucino in Roma. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right bank. You will need it mostly for transfers between countries or a currency.

This page is meant to help people who sends money to an account at Banca del Fucino without mistakes. The BIC identifies a bank or branch, not a specific account, which is why you always need the account number too.

Tracking a transfer to or from Banca del Fucino

How fast a payment arrives at Banca del Fucino depends on several factors: the currency, the number of banks in between, cut-off times and time zones. Transfers sent after the cut-off time or just before a weekend or public holiday usually start a business day later. Compliance checks by one of the banks can also add some delay, even when all details are correct.

Many banks are connected to SWIFT gpi. Each payment gets a unique reference, the UETR that banks can use to trace it. Keep your transfer receipt until the recipient confirms.

If a payment has not arrived after a few business days, the sender should start with the bank that sent it. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.

Paying Banca del Fucino in euros within SEPA

Within the SEPA zone, euro payments to Banca del Fucino follow the same rules, so the IBAN does the job in most cases. A field for the BIC is often optional in that case.

You will still need BAFUITRRXXX when sending payments in other currencies or transfers from countries outside SEPA. A few banks and apps still ask for the BIC out of habit; in that case, fill in BAFUITRR or BAFUITRRXXX.

SEPA transfers normally land by the next business day; instant payments are faster if both banks offer them. As long as no currency is converted, the transfer tends to be cheap; it is the conversion that costs money.

Protect yourself against fake payment requests

One of the most common tricks goes like this: an email arrives with a request saying that a company has new bank details. The fact that BAFUITRR exists does not mean that a request mentioning it is genuine.

Always verify a change of bank details by phone, using a number you already had. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from straight away and ask them to start a recall and report the fraud.

Fraud also work the other way: someone sends more than agreed and wants you to refund the difference. Wait until the money is actually in your account.

A note on our data

We collect bank codes from public sources and check our list regularly. It can happen that a code on this page is no longer current after a merger or reorganisation. Figures such as the number of codes come from our own dataset and may differ from what Banca del Fucino publishes.

Before any payment that matters, always check the code with Banca del Fucino or with the recipient. We are an independent comparison service for money transfers and not affiliated with Banca del Fucino. Found an error? Tell us through the contact page and we will look into it.

Receiving money from abroad at Banca del Fucino

Someone abroad who wants to pay you will ask for several details about your account. What they need is: the account holder’s name, IBAN or account number, BAFUITRRXXX or BAFUITRR and, for some countries, your postal address.

You can add the bank name and its city as well. Check every detail before you send them, because the sender’s bank usually copies them as is.

Money from abroad does not always land in full. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. For business payments, you can agree how the fees are split to avoid a shortfall.

The Euro and what conversion costs you

Accounts at Banca del Fucino are typically held in EUR, the local currency. When you pay money in a different currency it gets converted at some point – by your bank, by Banca del Fucino or by a bank in between. Every conversion costs the amount.

Who does the conversion affects how much arrives, since every bank sets its own rate. In many cases you pay less to send EUR straight away through a transfer service with a good rate rather than letting the receiving bank convert.

Exchange rates move during the day – some services let you fix a rate in advance. If you pay regularly, small differences in the rate make a real difference over time.

How to check BAFUITRR before you pay

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have differs from BAFUITRR or BAFUITRRXXX, stop and ask – contact the recipient or Banca del Fucino.

An incorrect BIC may lead to delays, a returned payment or additional charges along the way. A mistake in the account number can be more serious because it can reach the wrong person; check it just as carefully.

A validity check by your bank only tells you that the code is valid, not that it is the right account. More and more banks compare the name against the account before you confirm. For a first payment, some people start with a small amount first before sending the rest.

Paying someone abroad from your Banca del Fucino account

An international bank payment costs rather more than the fee suggests. Besides a fixed fee, banks in between may take a cut, and when currencies are converted, the bank usually uses a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the biggest item because it is hidden in the rate. A simple test: set the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services frequently offer rates closer to the mid-market rate. Next time you send money, it is worth comparing the total cost via GoldexPay. Choosing a specialist does not require leaving Banca del Fucino: you simply pay the service from your account.

Banca del Fucino: head office code versus branch codes

Banca del Fucino has 33 different SWIFT/BIC codes. One of them is the head office code; the others identify branches or departments.

If nobody asks you for a branch code, use BAFUITRRXXX. Only use a branch code when your contact gives you that exact code, for example on a letter or invoice.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes for branches are more prone to change than BAFUITRRXXX when a bank merges or closes offices.

What the XXX in BAFUITRRXXX means

A BIC is built from fixed blocks: characters one to four stand for the bank, characters five and six show the country and the two after that indicate the location. In this case, that core is BAFUITRR.

The 11-character version adds three more characters that identify a branch or department. If the last three are XXX, they simply mean the head office, which is why BAFUITRRXXX and BAFUITRR lead to the same place.

Do not add spaces or dashes when you enter BAFUITRR. Watch for O versus 0 or I versus 1; they are easy to mix up.