Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. SWIFT/BIC code

ICRAITR1 – the SWIFT/BIC code of Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.

If an invoice shows ICRAITR1 or ICRAITR1CX1, you are looking at the identical identifier for Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. in Italy. Banks worldwide use BIC codes to route international transfers to the right bank. In daily life you usually see it on international invoices, in your banking app and on the account details of Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. customers.

On this page you will find how the code means, when you need it and which other details you need for a transfer to or from Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.. A SWIFT code names a bank or branch, never a specific account, which is why you always need the account number too.

What the XXX in ICRAITR1CX1 means

Every SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. For Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop., that core is ICRAITR1.

Many banks and apps accept either length. If a form asks for eleven characters, enter ICRAITR1CX1.

As a rule the code is typed in capitals and without spaces. A wrong character can send a payment to another bank, so copy it carefully.

Sending EUR to Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.

The currency of Italy is the Euro (EUR). Money sent in a different currency is exchanged into EUR on its way to Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop., and whoever converts it chooses the rate. Every conversion costs the amount – usually through the rate rather than a fee.

Who converts the payment matters: every bank has its own margin. Transferring the amount directly in EUR usually avoids a second conversion at the receiving end – as long as your own rate is good.

Rates for EUR move during the day. For recurring payments, a slightly better rate add up over time.

Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.: head office code versus branch codes

Having 6 codes in 6 locations, Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. is one of the banks that use separate codes for parts of the organisation. The main code is ICRAITR1CX1.

For most payments to a private or business account, the head office code ICRAITR1CX1 is the right choice. Branch codes are only needed if the account holder specifically mentions it, which is more common for corporate accounts and specialised services.

When in doubt, check with the recipient for the exact BIC in their bank details. Codes for branches are more prone to change than ICRAITR1CX1.

When will the money arrive at Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.?

There is no single answer: some land within a day, others take several business days. Transfers sent late in the day or just before a weekend or public holiday usually go out a business day later. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer carries a unique reference, the UETR. Save your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the person who paid should start with the bank that sent it, not the receiving bank. Ask the sender for the payment receipt; that often settles the question quickly.

Sending money abroad from Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.

The price of a payment abroad has several parts – not just the fee on your screen. There is the fee for the transfer itself, sometimes charges from correspondent banks in between and, above all, the margin on the exchange rate when the money is converted.

Many banks rarely show the margin on the rate separately – you only notice it if you compare. An easy check: put the rate you get next to the mid-market rate for the same moment and look at the difference.

Money transfer services frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay compares transfer providers next to each other so you can see the amount the recipient gets. You can always use your account at Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. to fund the transfer.

Watch out for payment fraud

One of the most common tricks works like this: you receive a request saying that a company now has new bank details and that the next payment should go there. The fact that ICRAITR1 exists is no guarantee that the account is legitimate.

Always confirm changed bank details by phone on a number you know, not one from the message. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. If money was sent to a fraudster, call your bank right away.

Fraud can also work the other way: someone claims to have sent too much and wants you to return the extra via a different route. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Incoming international payments to Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.

To receive an international payment into your account at Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop., the sender needs not just the SWIFT code. That means: your full name exactly as it appears on the account, your account number or IBAN, the BIC ICRAITR1CX1 and, often, your postal address.

It helps to add the bank name and Albano Laziale as well, since some forms ask for it. Check the details before you share them.

An incoming payment will not always arrive in full. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who covers the fees, especially for larger amounts.

Before you send: check the Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. code

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare that code against ICRAITR1 here and ask if anything does not match.

Mistakes in the SWIFT code tend to be annoying more than disastrous. A mistake in the IBAN or account number is a bigger problem because it can reach the wrong person, so check that just as carefully.

Many banking apps validate the structure of an IBAN, but that does not prove the account belongs to the right person. Some banks now check the name against the account – do not ignore a mismatch warning. A small test payment is worth it for a large first payment, even if it costs an extra fee.

How up to date is this code?

This directory is compiled from publicly available sources and is updated regularly. It can happen that a code on this page is out of date, for example after a merger. Figures such as the number of codes are from our own dataset.

See our directory here as a helpful check and rely on the recipient or Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. for the final confirmation. We are an independent comparison service and not part of Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop.. Found outdated information? Let us know via our contact form.

SEPA payments and the Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. BIC

Within the SEPA zone, euro transfers to Banca di Credito Cooperativo Dei Castelli Romani Soc. Coop. use the same rules, so the IBAN does the job in most cases. The BIC field is often optional in that case.

Outside the euro and from non-SEPA countries, ICRAITR1CX1 or ICRAITR1 remains required. Some forms still ask for the BIC; in that case, enter ICRAITR1 or ICRAITR1CX1.

SEPA transfers normally land by the next business day. Provided the payment stays in euros, the transfer tends to be inexpensive; costs rise once a conversion is involved.