Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa SWIFT/BIC code

ICRAITR1 – the SWIFT/BIC code of Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa

The 8-character code ICRAITR1 and the 11-character code ICRAITR1LL1 refer to the same bank: Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa. A SWIFT code tells every bank in the chain exactly which bank should receive the money, much like a postcode for banks. You will need it mainly when dealing with payments that cross a border and payments in foreign currencies.

On this page you will find how the code is put together, when it matters and what else a transfer to or from Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa requires. Keep in mind that the BIC only identifies the bank, not the person: the account number or IBAN takes care of that.

Euro (EUR) and conversion costs

Most accounts at Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa are usually held in EUR, the national currency of Italy. Money sent in a different currency will be converted into EUR on its way to Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa, and whoever converts it chooses the rate. Every conversion costs the amount.

Who does the conversion has an effect on how much arrives. Sending the money already in EUR usually prevents a second conversion at the receiving end.

The rate for EUR fluctuates constantly. On larger amounts, even seemingly small gap in the rate adds up quickly.

Euro transfers to Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa: is a BIC needed?

Inside SEPA, euro payments to Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa follow the same rules. The BIC field is often optional in that case.

For anything other than euros and from non-SEPA countries, ICRAITR1LL1 or ICRAITR1 remains part of the payment details. If your banking app has a field for the BIC anyway, adding ICRAITR1 does no harm.

Euro payments within SEPA normally land within one business day, and instant transfers in seconds where both banks support them. Fees for SEPA transfers are generally low.

8 or 11 characters: ICRAITR1 versus ICRAITR1LL1

A BIC is made up of a few fixed parts: characters one to four identify the bank, characters five and six show the country and the two after that indicate the location. Together, those parts make up ICRAITR1, the code most people search for.

XXX at the end of ICRAITR1LL1 does not stand for a missing value or an error: it indicates the head office of Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa. Some forms ask for 11 characters, in which case you simply enter XXX after ICRAITR1.

In practice the code is written in capitals. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

How long does an international transfer to Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa take?

An international transfer typically needs one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in the sending or receiving country add a day or more to the journey. Sometimes a bank asks what the payment is for.

Many banks use SWIFT gpi. Each gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep your transfer receipt; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the person who paid should contact their own bank, not the receiving bank. Request from the sender the payment receipt – it helps your own bank look for the money.

Getting paid from abroad into a Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa account

For a transfer from abroad into your account at Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa, the person paying you has to have not just the BIC. What they need is: the account holder’s name, account number or IBAN, ICRAITR1LL1 and in many cases your postal address.

Certain banks want the address of Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa in Colonna. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

Expect that the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate applies. Make clear with the sender who pays which costs before the money is sent.

About this information

The details here are taken from public sources. Even so, banks merge, rename themselves or change codes. The figures on this page are based on our own data and not on information from Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa itself.

See our directory on this page as a helpful check. GoldexPay has no connection to Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa, we only compare transfer services. Spotted outdated information? Let us know via our contact form so we can correct it.

Paying someone abroad from your Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa account

If you send money abroad from Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa, the visible fee is rarely all of the cost. Besides a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted, the bank usually applies a rate below the actual market rate.

Banks do not show the margin on the rate separately, but you pay it all the same. An easy check: put the bank’s rate against the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a specialist provider turns out to be cheaper than a bank – mostly thanks to the rate. GoldexPay compares these services side by side, showing the amount the recipient gets for the same amount sent. Using a transfer service does not require leaving Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa.

Choosing between the 5 SWIFT codes of Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa

Our directory lists 5 SWIFT/BIC codes for Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa, spread over 5 cities. Besides the head office code ICRAITR1LL1, you will find codes for branches, departments or specific services.

In most cases you do not need to pick a branch: transfers sent to ICRAITR1LL1 are routed within Banca di Credito Cooperativo del Tuscolo - Rocca Priora Societa' Cooperativa without problems. When you receive a specific code, use it as it is rather than replacing it with the head office code.

The best way is to take the code straight from the recipient’s statement. Branch codes are more prone to be retired than the head office code.

Is ICRAITR1 still correct? How to check

The most reliable source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare it with ICRAITR1 on this page.

Mistakes in the BIC are annoying rather than disastrous: often the payment comes back, minus fees. Remember the account number: an error there can be more difficult to undo than a wrong code.

Most online banking apps validate the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. More and more banks check the payee name against the account before you confirm. A small test payment is a sensible step for large sums, even if it costs an extra fee.

Scams that use SWIFT codes

Scammers often use fake invoices containing changed bank details. The fact that ICRAITR1 exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Always verify changed bank details through a phone call. Urgency and requests to keep it quiet tend to be red flags. If money has already gone to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference. A payment confirmation from the sender proves nothing – check your own account.