Banca di Credito Cooperativo Pordenonese S.c.r.l. SWIFT/BIC code

Banca di Credito Cooperativo Pordenonese S.c.r.l. SWIFT code: ICRAITR1

If an invoice shows ICRAITR1 or ICRAITR19W4, you are looking at the identical identifier for Banca di Credito Cooperativo Pordenonese S.c.r.l. in Italy. A SWIFT code shows the sending bank exactly which bank should receive the money, a bit like a postal address for banks. You will need it mostly when dealing with payments that cross a border.

On this page you will find how the code means, when you need it and what else you need for a transfer to or from Banca di Credito Cooperativo Pordenonese S.c.r.l.. The SWIFT code alone cannot identify an individual account holder; that is what the IBAN or account number .

Which of the 19 codes of Banca di Credito Cooperativo Pordenonese S.c.r.l. do you need?

We have 19 SWIFT/BIC codes for Banca di Credito Cooperativo Pordenonese S.c.r.l.. Next to the head office code ICRAITR19W4, you will find codes for branches, departments or specific services.

Unless the recipient tells you otherwise, go with ICRAITR19W4. Branch codes are only needed when the account holder explicitly asks for it.

When in doubt, check with the recipient which code their bank gave them. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

What to give a sender who pays you at Banca di Credito Cooperativo Pordenonese S.c.r.l.

For an international payment at Banca di Credito Cooperativo Pordenonese S.c.r.l., the person paying you has to have more than the SWIFT code. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the BIC ICRAITR19W4 (or ICRAITR1) and sometimes your postal address.

It helps to add Banca di Credito Cooperativo Pordenonese S.c.r.l. and Aviano too, since some forms ask for it. Check the details before you share them.

Do not be surprised if the incoming amount is below the amount on the sender’s receipt. Fees for incoming transfers differ from bank to bank; check the price list of Banca di Credito Cooperativo Pordenonese S.c.r.l.. For business payments, it is common to agree who bears the costs.

8 or 11 characters: ICRAITR1 versus ICRAITR19W4

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. That gives you ICRAITR1 for Banca di Credito Cooperativo Pordenonese S.c.r.l..

Many payment forms accept either length. If yours requires eleven characters, enter ICRAITR19W4, otherwise ICRAITR1 is fine.

As a rule the code is typed in capitals. Pasting the code beats retyping it: a typo can point to another bank.

Before you send: check the Banca di Credito Cooperativo Pordenonese S.c.r.l. code

Have the recipient send you their account details directly from their banking app. Check that code with ICRAITR1 on this page.

An incorrect BIC may lead to delays, a payment being sent back or extra fees. A mistake in the account number is a bigger problem, because the money may be credited to someone else, so check that just as carefully.

A validity check in your banking app only tells you that the IBAN exists. If your bank offers it, a payee name check before sending adds an extra layer of safety. When you pay someone new, some people send a small amount first.

Paying someone abroad from your Banca di Credito Cooperativo Pordenonese S.c.r.l. account

An international bank payment costs rather more than the listed fee. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

Many banks rarely list their exchange rate markup as a cost. A simple test: put the bank’s rate next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers frequently use rates closer to the mid-market rate. Next time you send money, it is worth comparing what arrives on GoldexPay instead of going straight to your bank. Using a transfer service does not require leaving Banca di Credito Cooperativo Pordenonese S.c.r.l..

Sending EUR to Banca di Credito Cooperativo Pordenonese S.c.r.l.

The currency in Italy is the Euro (EUR). Money sent in a different currency is exchanged into EUR, and whoever converts it chooses the rate. There is rarely a separate charge for the conversion.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Check what EUR arrives with several services; the difference between options can be larger than you expect.

The EUR rate changes constantly, so the amount you see is usually only valid for a short time. For recurring payments, a slightly better rate make a real difference over time.

Tracking a transfer to or from Banca di Credito Cooperativo Pordenonese S.c.r.l.

An international transfer typically needs one to a few business days – it depends on currency, route and the banks in between. Transfers sent late in the day or just before a weekend or public holiday usually start the next business day. Compliance checks on larger or unusual payments can also add some delay.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid needs to start with their own bank, not the receiving bank. Ask the sender for the payment receipt including the reference – it helps your own bank look for the money.

SEPA payments and the Banca di Credito Cooperativo Pordenonese S.c.r.l. BIC

Italy is a member of the SEPA area, the zone for uniform euro payments. For a regular euro transfer within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

You still need ICRAITR19W4 for payments in other currencies or transfers from countries outside SEPA. If a payment form asks for the BIC anyway, adding ICRAITR1 is fine.

Instant payments in euros are increasingly available across SEPA; check with Banca di Credito Cooperativo Pordenonese S.c.r.l. whether it applies to your account. Provided the payment stays in euros, a SEPA transfer is cheap; it is the conversion that costs money.

Protect yourself against fake payment requests

Stay wary when someone unexpectedly wants you to send money to a different account. The fact that ICRAITR1 exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Check new bank details via a different channel, such as a phone number you already know, never via the email that asked for the change. Watch out for urgent requests, unusual wording or a sender address that is slightly off. If money has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

Fraud also target the receiver. Someone claims to have sent more than agreed and asks you to refund the extra via a different route. Wait until the money has really arrived and check with Banca di Credito Cooperativo Pordenonese S.c.r.l. if anything seems off.

About this information

The codes here are taken from publicly available data. Still, banks merge, rename themselves or change codes. The figures on this page reflect our own data.

See the information on this page as a helpful check and rely on the recipient or Banca di Credito Cooperativo Pordenonese S.c.r.l. for the final confirmation. GoldexPay is independent of Banca di Credito Cooperativo Pordenonese S.c.r.l., we only compare transfer services. If you notice a mistake, we welcome a short note.