Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. SWIFT/BIC code

BCCFIT33 – the SWIFT/BIC code of Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a.

Whether a recipient gives you BCCFIT33 or BCCFIT33XXX, it is the same address for Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. in Italy. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money. In practice you mostly come across it on invoices from abroad, in payment forms and in the bank details of Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. customers.

Further down we go through the practical side: money coming in from abroad, sending money abroad and how to verify the code before you confirm a payment. A SWIFT code identifies a bank or branch, never a specific account; the IBAN or account number does that.

Why Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. has an 8- and an 11-character code

A BIC is built from a few fixed parts: the first four letters stand for the bank, characters five and six give the country and the two after that mark the location. In this case, that core is BCCFIT33.

Most payment forms accept both lengths. If a form requires eleven characters, use BCCFIT33XXX, otherwise BCCFIT33 is fine.

In practice the code is typed in capitals and without spaces. Copying the code beats retyping it.

Paying into Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. in EUR

The local currency of Italy is the Euro (EUR). When you pay another currency, the amount has to be converted somewhere along the way – by your bank, by Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. or by a bank in between. Every conversion eats into the amount.

Which bank converts the payment matters, because each party uses its own rate. Sending the amount already in EUR often prevents a second conversion by Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. – as long as your own rate is good.

Rates for EUR change during the day. For regular payments, small differences in the rate add up over a year.

Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a.: head office code versus branch codes

Having 22 codes in 17 cities, Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. belongs to the banks that register individual codes for branches. The main code is BCCFIT33XXX.

For the vast majority of payments to a private or business account, the head office code BCCFIT33XXX is what you need. Only use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

If you are not sure, check with the recipient which code their bank gave them. Codes for branches are more likely to be retired than BCCFIT33XXX.

Tracking a transfer to or from Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a.

How fast a payment reaches Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. depends on several factors: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Payments made after the cut-off time or on a weekend or public holiday often go out the next business day. Compliance checks on larger or unusual payments can also add a delay, regardless of the details.

When a payment takes longer than expected, contact your bank for the status. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

A missing payment has to be traced by the sending bank. As a recipient, you can look at your account to see a slightly lower amount, since fees may have been deducted.

What to give a sender who pays you at Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a.

Someone abroad who wants to pay you will ask for a few details about your account, and missing ones are a common cause of delays. Give them the account holder’s name, your account number or IBAN, SWIFT code BCCFIT33XXX and your address, which some banks require.

Their bank may also ask for the bank address of Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a., in which case the Fornacette (Calcinaia) head office is the usual answer. Check the details before you share them.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers differ from bank to bank. Agree with the sender who covers the fees before the money is sent.

Changed bank details? Be careful

Stay wary when someone suddenly wants you to pay into another account. That BCCFIT33 is a real code is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Before paying, confirm changed bank details through a phone call on a number you know, not one from the message. Watch out for urgent requests, odd spelling or a sender address that is slightly off. Acted too fast? Call your bank straight away and have them try to recall the payment and report the fraud.

People receiving money are targeted too: one known trick is an overpayment and then sends a request to send back the difference. Wait until the money is actually in your account – ask Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. if something looks wrong.

A note on our data

The details on this page come from publicly available data that we update regularly. It is possible that information on this page is no longer current. Figures such as the number of codes are from our own dataset.

Treat the information on this page as a helpful check, and let the details from the recipient or Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. have the final say. GoldexPay is not affiliated with Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a.; we are a comparison site for money transfers. Spotted outdated information? Tell us through the contact page.

What a transfer from Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. abroad really costs

An international bank payment can cost more than the listed fee. Besides a fixed fee, banks in between may deduct a fee, and when the money changes currency, the bank usually applies a rate that is less favourable than the actual market rate.

The real cost is often in the rate: many banks convert at a rate with a margin built in. A simple test: put the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Specialist money transfer services frequently offer rates closer to the mid-market rate. Next time you send money, take a minute to compare what arrives on GoldexPay instead of going straight to your bank. Choosing a specialist does not mean closing your account at Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. – you pay the provider from your own account.

Before you send: check the Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. code

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare it with BCCFIT33 here.

Mistakes in the BIC tend to be costly more than disastrous – usually the money comes back, minus fees and time lost. An error in the account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

A validity check in your banking app merely confirms that the code exists – not that it belongs to the person you mean to pay. More and more banks compare the name against the account. A small test payment can be worth it for a large first payment.

Paying Banca di Pisa e Fornacette Credito Cooperativo Soc.coop.p.a. in euros within SEPA

Italy is part of the SEPA area. When you send euros within SEPA, you normally only need the IBAN.

A SWIFT code like BCCFIT33 does come into play for payments in other currencies and when the money comes from outside SEPA. A few banks and apps also show a field for the BIC out of habit; if so, enter BCCFIT33 or BCCFIT33XXX.

SEPA transfers usually arrive within one business day. Fees for SEPA transfers are generally low.