Banca Popolare del Frusinate SWIFT/BIC code

What BPFRIT3F means for a payment to Banca Popolare del Frusinate

If an invoice shows BPFRIT3F or BPFRIT3FXXX, it is the same identifier for Banca Popolare del Frusinate in Italy. A BIC has a single purpose: it ensures that money from abroad ends up at the right bank. In daily life you mostly come across the code on international invoices, in payment forms and in the bank details of Banca Popolare del Frusinate customers.

We wrote this page to help people who sends money to an account at Banca Popolare del Frusinate. Keep in mind that the SWIFT code only identifies the bank, not the account: the IBAN or account number does that part.

Tracking a transfer to or from Banca Popolare del Frusinate

How fast a transfer arrives at Banca Popolare del Frusinate depends on several factors: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Payments made after the cut-off time or just before a weekend or public holiday usually start the next business day. Extra checks by one of the banks can also cause a delay, regardless of the details.

A growing number of banks use SWIFT gpi. Every payment gets a unique transaction reference, the UETR. Money transfer services often show tracking in their app so you can see where the payment has got.

If the money does not arrive within the expected time, the person who paid should start with their own bank, not the receiving bank. As a recipient, it helps to look at your account to see a partial amount, since fees may have been deducted.

Watch out for payment fraud

Fraudsters regularly use fake invoices containing changed bank details, sometimes in an email that looks completely genuine. That BPFRIT3F is a real code does not mean that the account is legitimate.

Check changed bank details through a separate channel, such as a phone number you already know, not by replying to the message. Watch out for urgent requests, odd spelling or an email address that differs by one letter. Already paid? Contact your bank straight away and have them try to recall the payment and report the fraud.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to refund the difference to another account. Wait until the money is actually in your account and check with Banca Popolare del Frusinate if anything seems off.

Paying into Banca Popolare del Frusinate in EUR

Italy pays in the Euro (EUR). A payment in a foreign currency will be exchanged into EUR before it reaches the account, and whoever converts it chooses the rate. You rarely see a separate charge for the conversion – the cost sits in the rate.

Who does the conversion has an effect on how much arrives. Transferring the amount directly in EUR usually avoids an extra conversion, provided the rate you get is fair.

Exchange rates change during the day. On larger amounts, even seemingly small gap in the rate adds up quickly.

Paying someone abroad from your Banca Popolare del Frusinate account

An international bank payment can cost rather more than the fee suggests. On top of a fixed fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank usually applies a rate below the actual market rate.

That exchange rate margin is often the biggest item even though it is not listed as a fee. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites.

For a lot of currency pairs, a transfer service is less expensive than a traditional bank transfer. GoldexPay lists these services next to each other, showing the amount the recipient gets. You can still keep your account at Banca Popolare del Frusinate as the source of the money.

Receiving money from abroad at Banca Popolare del Frusinate

Someone abroad who wants to pay you will ask for several details about your account – incomplete details often cause delays. In practice that means: your full name as registered with Banca Popolare del Frusinate, your IBAN or account number, the SWIFT/BIC code BPFRIT3FXXX (or BPFRIT3F) and sometimes your postal address.

Certain sending banks also ask for the bank’s address, so keep it at hand. Double-check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than the amount sent. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. Agree with the sender who pays which costs before the money is sent.

How up to date is this code?

We gather SWIFT/BIC codes from public sources and check them regularly. Banks reorganise, close branches and change codes. Figures such as the number of codes are from our directory and may differ from what Banca Popolare del Frusinate publishes.

See the information on this page as a helpful check, and let the details from the recipient or Banca Popolare del Frusinate have the final say. We are a comparison site for money transfers and not affiliated with Banca Popolare del Frusinate. Should you notice a mistake, we appreciate a message.

What the XXX in BPFRIT3FXXX means

The layout of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code. Combined, these eight characters make up BPFRIT3F, the code most people search for.

Many banks and apps accept either length. If yours asks for eleven characters, use BPFRIT3FXXX.

Type the code as one block, in upper case and without spaces, exactly as shown here. Look out for O versus 0 and the letter I and the digit 1; they are easy to mix up.

Verifying the SWIFT code of Banca Popolare del Frusinate

Have the recipient send you the bank details directly from their online banking. Check it against BPFRIT3F here.

An incorrect BIC may lead to delays, a payment being sent back or extra fees. Do not forget the IBAN: an error there is harder to undo than a wrong code.

An automatic check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. Some banks now compare the payee name against the account – do not ignore a mismatch warning. When you pay someone new, many people start with a small amount first.

Head office or branch code at Banca Popolare del Frusinate?

Banca Popolare del Frusinate uses 3 different SWIFT/BIC codes across 3 locations. One of them is the head office code, BPFRIT3FXXX; the others belong to branches.

In most cases there is no need to pick a branch: payments sent to BPFRIT3FXXX are routed within Banca Popolare del Frusinate without problems. If you have been given a branch code, use it as it is instead of swapping it for the head office code.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Branch codes are more likely to be retired than BPFRIT3FXXX when a bank merges or closes offices.

Euro transfers to Banca Popolare del Frusinate: is a BIC needed?

Since Italy is in SEPA, a euro transfer into Banca Popolare del Frusinate from another SEPA country normally requires just the IBAN. Many banks do not require the BIC for these payments.

For anything other than euros and for senders outside SEPA, BPFRIT3FXXX is still part of the payment details. Some forms still show a field for the BIC out of habit; in that case, enter BPFRIT3F or BPFRIT3FXXX.

SEPA transfers normally land by the next business day, and instant transfers in seconds where both banks support them. As long as no currency is converted, a SEPA transfer is cheap; it is the conversion that costs money.