Banca Popolare Pugliese SWIFT/BIC code

SWIFT/BIC code of Banca Popolare Pugliese

Whether a recipient gives you BPPUIT33 or BPPUIT33XXX, you are looking at the same address for Banca Popolare Pugliese in Italy. Banks worldwide use BIC codes to route payments between countries to the correct institution. In practice you usually come across it on international invoices, in payment forms and on the account details that Banca Popolare Pugliese provides.

This page is meant to help anyone who receives money at an account at Banca Popolare Pugliese. The SWIFT code alone does not identify a personal account; for that you need the IBAN or account number is for.

Tracking a transfer to or from Banca Popolare Pugliese

A SWIFT payment usually takes anywhere from one to several business days. Transfers sent late in the day or on weekends and holidays usually start a business day later. Sometimes a bank asks what the payment is for, which can hold things up.

Many banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often provide tracking online showing where the payment has got.

If the money does not arrive after a few business days, the person who paid needs to start with their own bank. On the receiving end, it helps to look at your statements to see a slightly lower amount, since fees may have been deducted.

Receiving money from abroad at Banca Popolare Pugliese

Someone abroad who wants to pay you needs several details from you, and missing ones are a common cause of delays. Share the account holder’s name, the IBAN or account number, SWIFT code BPPUIT33XXX and your address, which some banks require.

Some banks also ask for the address of Banca Popolare Pugliese in Matino; it does no harm to include it. A mistake in your account number can be more trouble than it looks, so copy the details from your online banking.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. On invoices, you can agree who bears the costs to avoid a shortfall.

Banca Popolare Pugliese: head office code versus branch codes

With 98 codes, Banca Popolare Pugliese belongs to the banks that use individual codes for branches. The main code is BPPUIT33XXX.

Unless the recipient tells you otherwise, use BPPUIT33XXX. If you have been given a branch code, stick to it instead of swapping it with the head office code.

Unsure which code to use? Check with the recipient or the bank itself. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Changed bank details? Be careful

Be wary if someone unexpectedly wants you to send money to a different account abroad. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Before paying, verify changed bank details by phone. Watch out for urgent requests, odd spelling or an email address that differs by one letter. If money has already gone to the wrong account, call your bank right away.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to refund the difference to another account. Wait until the money has really arrived – ask Banca Popolare Pugliese if something looks wrong.

Sending money abroad from Banca Popolare Pugliese

When you send money abroad from Banca Popolare Pugliese, the visible fee is only part of the cost. On top of a fixed fee, correspondent or intermediary banks may take a cut, and if the money changes currency, the bank usually applies a rate below the real market rate.

The real cost is often in the rate, not in the fee: many banks convert using an exchange rate with a margin built in. A simple test: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers often offer a rate near the mid-market rate with clearer fees. GoldexPay compares what recipients receive with different services. You can still keep your account at Banca Popolare Pugliese as the source of the money.

Before you send: check the Banca Popolare Pugliese code

The most reliable place for the correct BIC is paperwork issued by the bank. If the code you have differs from BPPUIT33 or BPPUIT33XXX, stop and ask.

Errors in the SWIFT code are costly more than disastrous. An error in the IBAN or account number can be a bigger problem, so check that just as carefully.

Many banking apps validate the format of IBANs and some suggest the matching BIC. Some banks now compare the name with the account before you confirm. When you pay someone new, some people send a small amount first before sending the rest.

SEPA payments and the Banca Popolare Pugliese BIC

Italy belongs to the SEPA area, where euro transfers follow common rules. For a regular euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

Outside the euro and from non-SEPA countries, BPPUIT33XXX remains required. A few banks and apps still ask for the BIC; in that case, fill in BPPUIT33.

Instant payments in euros are increasingly supported across SEPA. Charges on SEPA transfers are generally low.

8 or 11 characters: BPPUIT33 versus BPPUIT33XXX

The structure of every SWIFT code never changes: a bank code of four letters, two for the country and a two-character location code. Together, these eight characters make up BPPUIT33.

XXX at the end of BPPUIT33XXX is not a missing value or a mistake: it indicates the main office of Banca Popolare Pugliese. Some forms insist on 11 characters, and then you can add XXX after BPPUIT33.

As a rule the code is typed in capitals and without spaces. Watch for O versus 0 and I versus 1, a common source of typos.

Sending EUR to Banca Popolare Pugliese

The currency in Italy is the Euro (EUR). When you pay money in a different currency, the amount gets converted at some point. There is rarely a separate line for the conversion; it is built into the rate.

Where the conversion happens affects how much arrives, as rates and margins differ per bank. Transferring the amount directly in EUR often prevents a second conversion at the receiving end – as long as your own rate is good.

The rate for EUR changes constantly and quotes are often valid only for a short time. For regular payments, small differences in the rate add up over a year.

About this information

The details on this page are taken from publicly available data which we refresh regularly. Institutions reorganise, change names and change codes, and a directory never catches every change immediately. Figures such as the number of codes are from our own dataset.

For a payment of any size, confirm the code with Banca Popolare Pugliese or the recipient. GoldexPay has no connection to Banca Popolare Pugliese, we only compare transfer services. Spotted an error? Let us know through the contact page and we will look into it.