Banco Bpm SPA (Formerly Credito Bergamasco) SWIFT/BIC code
The head office of Banco Bpm SPA (Formerly Credito Bergamasco) in Italy uses SWIFT/BIC code CREBIT22XXX. Below you find all 213 codes of this bank, grouped by city.
All SWIFT/BIC codes of Banco Bpm SPA (Formerly Credito Bergamasco)
Verona
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22XXX | Head office |
| CREBIT22VER | — |
Albino
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21008 | — |
Alessandria
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21006 | — |
Alzano Lombardo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22353 | — |
Alzate Brianza
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21252 | — |
Antegnate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22303 | — |
Bagnatica
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21072 | — |
Bergamo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21002 | AG. 1 - Piazza Pontida |
| CREBIT21003 | Borgo Palazzo |
| CREBIT21004 | Borgo Santa Caterina |
| CREBIT21005 | Malpensata |
| CREBIT21007 | Colognola |
| CREBIT21041 | Valtesse |
| CREBIT21049 | Grumellina |
| CREBIT21118 | Longuelo |
| CREBIT21119 | Citta' Alta |
| CREBIT22300 | Bergamo Via Statuto |
| CREBIT22BGE | City Branch |
| CREBIT22FEX | Main Branch |
Bollate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21086 | — |
Bologna
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21077 | — |
| CREBIT21120 | Via Dozza |
Bonate Sopra
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21121 | — |
Bonate Sotto
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22354 | — |
Bottanuco
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21043 | — |
Branzi
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21009 | — |
Brembate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22010 | — |
Brembate di Sopra
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21042 | — |
Brembilla
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21116 | — |
Brescia
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21094 | Via Corsica |
| CREBIT21154 | Via Milano |
| CREBIT21247 | S. Agata |
| CREBIT21248 | Via Della Chiesa |
| CREBIT21249 | Via Milano Due |
| CREBIT22068 | Triumplina Branch |
| CREBIT22243 | Via la Malfa |
| CREBIT22330 | Brescia- Via Orzinuovi |
| CREBIT22331 | Brescia-Spalto S.marco |
| CREBIT22338 | Brescia-Via A. Moro |
| CREBIT22343 | Brescia 4 Viale Piave |
| CREBIT22435 | Brescia Palestro |
| CREBIT22BSX | — |
Brugherio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21264 | — |
Busto Arsizio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22314 | Via Ugo Foscolo |
| CREBIT22BUS | — |
Calcinate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22011 | — |
Calcio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22304 | Credito Bergamasco |
Calolziocorte
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22CAL | — |
Calusco D'adda
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21104 | — |
Cambiago
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21026 | — |
Camignone (Passirano)
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21051 | — |
Campione D'italia
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21260 | — |
Cantello
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22327 | — |
Cantu'
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22250 | — |
Capriolo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22352 | Via Palazzolo |
Carobbio Degli Angeli
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21115 | — |
Casazza
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22358 | — |
Cassano D'adda
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22CAS | — |
Cassina Nuova (Bollate)
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21117 | — |
Castegnato
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21052 | — |
Castel Mella
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21095 | — |
Castelli Calepio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22015 | — |
Castrezzato
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21053 | — |
Cavenago di Brianza
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21124 | — |
Ceriano Laghetto
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21256 | — |
Cernusco Sul Naviglio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21134 | — |
Cesano Boscone
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21085 | — |
Cesano Maderno
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22255 | — |
Chiari
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21246 | — |
Chivasso
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21101 | — |
Cinisello Balsamo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21241 | — |
Cisano Bergamasco
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21016 | — |
Ciserano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21102 | — |
Clusone
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21017 | — |
Cologne
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21054 | — |
Cologno Al Serio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21045 | — |
Como
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21098 | — |
| CREBIT21141 | Via Belvedere |
| CREBIT22259 | Lungo Lario |
| CREBIT22313 | Viale Varese |
Concesio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22337 | — |
Concorezzo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21151 | — |
Cornate D'adda
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21084 | — |
Corte Franca
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21055 | — |
Costa di Mezzate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21112 | — |
Crema
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21242 | — |
Dalmine
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21150 | — |
Darfo Boario Terme
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21152 | — |
Dello
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21056 | — |
Endine Gaiano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21114 | — |
Erba
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22324 | Via Dante |
Erbusco
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21057 | — |
Fara Gera D'adda
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21018 | — |
Foppolo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21044 | — |
Gandino
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21019 | — |
Gavardo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22355 | — |
Gavirate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21271 | — |
Gazzaniga
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22020 | — |
Genova
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21076 | — |
| CREBIT21109 | Via Ayroli |
Giussano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21087 | — |
Gorgonzola
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22GOR | — |
Gorno
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21022 | — |
Grumello del Monte
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22GDM | — |
Guanzate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21270 | — |
Induno Olona
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21267 | — |
Inzago
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22048 | — |
Lainate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21031 | — |
Lallio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22356 | — |
Laveno-Mombello
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21272 | — |
Lazzate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21257 | — |
Leffe
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22LEF | — |
Leno
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21146 | — |
Lentate Sul Seveso
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21253 | — |
Lissone
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21262 | — |
Lonato
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22295 | — |
Lovere
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21025 | — |
Luino
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22329 | — |
Lumezzane
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21127 | — |
Maclodio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21110 | — |
Magenta
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21107 | — |
Malgrate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21071 | — |
Malnate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21266 | — |
Mantova
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21088 | — |
Mariano Comense
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21251 | — |
Marnate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22368 | Marnate |
Mazzano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21096 | — |
Milano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21081 | Viale Monza |
| CREBIT21131 | Via Cenisio |
| CREBIT21145 | Via Aselli |
| CREBIT22MIX | — |
Montichiari
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21143 | — |
Montirone
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21244 | — |
Monza
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21265 | AG. N.1 |
| CREBIT22261 | — |
Muggio'
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22083 | — |
Nembro
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21046 | — |
Novara
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21079 | — |
| CREBIT22ANT | Ufficio Bonifici-Servizio Per I Clienti Retail |
Olgiate Comasco
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22328 | — |
Olgiate Olona
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22367 | Olgiate Olona |
Olginate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21128 | — |
Oltre Il Colle
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21027 | — |
Osio Sopra
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21073 | — |
Ospitaletto
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21058 | — |
Padova
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21198 | — |
Palazzago
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21074 | — |
Palazzolo Sull'oglio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22059 | — |
Parma
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21013 | — |
| CREBIT21125 | Via Repubblica |
Pedrengo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21149 | — |
Pessano Con Bornago
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21148 | — |
Pianico
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21075 | — |
Piazza Brembana
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21028 | — |
Ponte San Pietro
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22PSP | — |
Pozzolengo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22310 | — |
Predore
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21111 | — |
Provaglio D'iseo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22060 | — |
Ranica
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21153 | — |
Rezzato
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22357 | — |
Rodengo Saiano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22063 | — |
Roma
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21108 | Magliana - C/O Tpl |
| CREBIT21113 | Grande Muraglia |
| CREBIT21129 | Medaglie D'oro |
| CREBIT21130 | Parioli |
| CREBIT22089 | — |
| CREBIT22298 | Via Oslavia |
| CREBIT22311 | Roma Magliana 2 |
| CREBIT22326 | Roma Parioli 2 |
Romano di Lombardia
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21030 | — |
Rovato
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21061 | — |
Rozzano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21103 | — |
Rudiano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22062 | — |
San Giuliano Milanese
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21078 | — |
San Paolo D'argon
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22069 | — |
San Pellegrino Terme
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21033 | — |
Sant'omobono Terme
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21032 | — |
Sarezzo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21245 | — |
Senna Comasco
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21254 | — |
Seregno
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21258 | — |
Seriate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22351 | Via Italia |
| CREBIT22SER | — |
Serina
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21035 | — |
Sesto San Giovanni
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21263 | — |
Sirmione
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22308 | — |
Solbiate Arno
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22302 | Credito Bergamasco |
Torino
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22090 | — |
Tradate
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22325 | Corso Bernacchi |
Travagliato
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21064 | — |
Trenzano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21065 | — |
Trescore Balneario
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21122 | — |
Treviglio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22036 | — |
Treviolo
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22040 | — |
Treviso
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21186 | — |
Urago D'oglio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21066 | — |
Urgnano
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22037 | — |
Valeggio Sul Mincio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21097 | — |
Vaprio D'adda
| SWIFT/BIC | Branch |
|---|---|
| CREBIT22038 | — |
Varese
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21268 | Bobbiate |
| CREBIT21269 | Bizzozero |
| CREBIT21273 | — |
| CREBIT22312 | Via Bernascone |
Verdellino
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21070 | — |
Verolavecchia
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21067 | — |
Vertova
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21123 | — |
Vicenza
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21137 | — |
Villa D'alme'
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21039 | — |
Villa di Serio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21047 | — |
Villanuova Sul Clisi
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21106 | — |
Villorba
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21188 | — |
Zevio
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21093 | — |
Zogno
| SWIFT/BIC | Branch |
|---|---|
| CREBIT21126 | — |
The way the Banco Bpm SPA (Formerly Credito Bergamasco) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CREB Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
SWIFT/BIC code of Banco Bpm SPA (Formerly Credito Bergamasco)
CREBIT22 and CREBIT22XXX are the short and the long form of the same SWIFT/BIC code, and both point to Banco Bpm SPA (Formerly Credito Bergamasco) in Verona. A BIC has a single purpose: it makes sure that a cross-border transfer reaches the right bank. In daily life you usually see the code on invoices from abroad, in payment forms and on the account details that Banco Bpm SPA (Formerly Credito Bergamasco) provides.
On this page you can read how the code is put together, when it matters and which other details a transfer to or from Banco Bpm SPA (Formerly Credito Bergamasco) requires. The BIC identifies an institution, not a specific account, which is why you always need the account number too.
How to check CREBIT22 before you pay
The most reliable place for the correct BIC is paperwork issued by the bank, such as a statement or the account details in online banking. When the code you were given does not match CREBIT22 or CREBIT22XXX, stop and ask – contact the recipient or Banco Bpm SPA (Formerly Credito Bergamasco).
Mistakes in the SWIFT code are annoying rather than fatal: often the payment comes back, minus fees. Do not forget the account number: a mistake there is harder to undo than a wrong BIC.
Most online banking apps check the structure of an IBAN – that confirms the format, not the owner. If your bank offers it, a name check on the recipient gives an extra layer of safety. A small test payment can be a sensible step for large sums.
About this information
The codes on this page are taken from public sources. Banks merge, close branches and change codes, and a directory never catches every change immediately. Counts and locations are from our directory and are not confirmed by Banco Bpm SPA (Formerly Credito Bergamasco).
See the information here as a handy check and rely on the recipient or Banco Bpm SPA (Formerly Credito Bergamasco) for the final confirmation. GoldexPay is independent of Banco Bpm SPA (Formerly Credito Bergamasco), we only compare transfer services. Spotted outdated information? Let us know via our contact form so we can correct it.
Paying someone abroad from your Banco Bpm SPA (Formerly Credito Bergamasco) account
The price of a payment abroad has more than one component – not just the fee on your screen. There is the fee for the transfer itself, possibly fees charged by intermediary banks in between and, most importantly, the exchange rate markup when the money is converted.
Many banks rarely list the margin on the rate separately. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.
For many currency pairs, a specialist provider is less expensive than a bank, mainly because of the exchange rate. On GoldexPay we compare what recipients receive across providers, which makes the cheapest option easy to spot. You can still use your account at Banco Bpm SPA (Formerly Credito Bergamasco) as the source of the money; only the conversion and sending happen elsewhere.
Do you need CREBIT22 for a SEPA transfer?
Within the SEPA zone, euro payments to Banco Bpm SPA (Formerly Credito Bergamasco) follow common rules and in most cases need only the IBAN. A field for the BIC is often optional in that case.
For anything other than euros and for senders outside SEPA, CREBIT22XXX is still part of the payment details. Some banks and apps also show a field for the BIC out of habit; if so, fill in CREBIT22 or CREBIT22XXX.
Euro payments within SEPA usually arrive by the next business day; instant payments are faster if both banks offer them. As long as the payment stays in euros, the transfer tends to be inexpensive; it is the conversion that costs money.
Protect yourself against fake payment requests
One of the most common tricks goes like this: you receive a message claiming that a supplier has new bank details and that the next payment should go there. The fact that CREBIT22 exists does not mean that a request mentioning it is legitimate.
Never rely on a phone number in the same message that announces the new account. Urgency or requests to keep it quiet are warning signs; a genuine business can wait for you to check. When money has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.
Recipients can be targeted as well: a classic trick is a buyer who pays too much followed by a request to refund the difference to another account. Do not act before the money is actually in your account.
What to give a sender who pays you at Banco Bpm SPA (Formerly Credito Bergamasco)
When you are waiting for a payment from another country, send the payer a complete set of details. In practice that means: your name as registered with Banco Bpm SPA (Formerly Credito Bergamasco), your IBAN or account number, the BIC CREBIT22XXX (or CREBIT22) and sometimes your postal address.
It helps to add the bank name and its city too, since some forms ask for it. A typo in your account number can be more trouble than it looks; copy them from your banking app rather than typing.
Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers differ per bank – the price list of Banco Bpm SPA (Formerly Credito Bergamasco) tells you what applies. For business payments, it is common to state how the fees are split.
Sending EUR to Banco Bpm SPA (Formerly Credito Bergamasco)
Most accounts at Banco Bpm SPA (Formerly Credito Bergamasco) are typically held in EUR, the local currency of Italy. When you pay another currency, the amount has to be converted somewhere along the way – by your bank, by Banco Bpm SPA (Formerly Credito Bergamasco) or by a bank in between. Each conversion costs something.
Where the conversion happens has an effect on the final amount, since every bank sets its own rate. Sending the money already in EUR often prevents an extra conversion by Banco Bpm SPA (Formerly Credito Bergamasco), provided the rate you get is fair.
Rates for EUR change during the day. If you pay regularly, a slightly better rate make a real difference over time.
CREBIT22 or CREBIT22XXX – which one to use?
The structure of a BIC never changes: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. That gives you CREBIT22.
The long version has a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office, so CREBIT22XXX and CREBIT22 are interchangeable.
Leave out spaces, dots when you type CREBIT22 or CREBIT22XXX. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.
Tracking a transfer to or from Banco Bpm SPA (Formerly Credito Bergamasco)
There is no single delivery time: many arrive within a day, others take several business days. Payments made late in the day or on a weekend or public holiday often start a business day later. Compliance checks on larger or unusual payments may also add some delay, regardless of the details.
If the money seems late, contact your bank about the status and the transaction reference. Keep your transfer receipt; it contains the details a bank needs to start a trace.
If the money does not arrive within the expected time, the sender needs to start with their own bank rather than Banco Bpm SPA (Formerly Credito Bergamasco). On the receiving end, you can look at your account to see a slightly lower amount.
Banco Bpm SPA (Formerly Credito Bergamasco): head office code versus branch codes
Banco Bpm SPA (Formerly Credito Bergamasco) has 213 separate SWIFT/BIC codes. Only one is the head office code, CREBIT22XXX; the others belong to branches.
For the vast majority of payments to a private or business account, the head office code CREBIT22XXX is what you need. Just use a branch code when the account holder explicitly asks for it.
The safest route is to take the code straight from the recipient’s invoice. Branch codes can change over time.
Frequently asked questions
What is the SWIFT/BIC code of Banco Bpm SPA (Formerly Credito Bergamasco)?
The head office of Banco Bpm SPA (Formerly Credito Bergamasco) uses CREBIT22XXX (or CREBIT22 in the 8-character version). This is the code to use unless the recipient gives you a branch code.
What does CREBIT22XXX mean?
CREB identifies Banco Bpm SPA (Formerly Credito Bergamasco), IT stands for Italy, 22 is the code of the city or region and XXX means the head office.
How can I send money to Banco Bpm SPA (Formerly Credito Bergamasco) for less?
Avoid the hidden markup many banks add on international transfers. Check what you receive in Euro across transfer services first.
Where is the main office of Banco Bpm SPA (Formerly Credito Bergamasco)?
According to its SWIFT registration, the head office of Banco Bpm SPA (Formerly Credito Bergamasco) is in Verona, Italy.
When do I use a branch code of Banco Bpm SPA (Formerly Credito Bergamasco)?
Just when the recipient gives you one. Almost all transfers to Banco Bpm SPA (Formerly Credito Bergamasco) can use the head office code CREBIT22XXX.
What if I use the wrong SWIFT code for Banco Bpm SPA (Formerly Credito Bergamasco)?
The transfer may be delayed or returned, sometimes with extra fees. Always check the code with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.