Barclays Bank PLC SWIFT/BIC code

SWIFT/BIC code of Barclays Bank PLC

Whether a recipient gives you BARCITMM or BARCITMMXXX, you are looking at the same identifier for Barclays Bank PLC in Italy. A SWIFT code tells the sending bank exactly which bank should receive the money, much like a postcode for banks. In practice you usually see it on invoices from abroad, in your banking app and in the bank details that Barclays Bank PLC provides.

This page is meant to help people who sends money to an account at Barclays Bank PLC without mistakes. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number is for.

Which of the 5 codes of Barclays Bank PLC do you need?

With 5 codes, Barclays Bank PLC belongs to the banks that use separate codes for parts of the organisation and departments. The main code is BARCITMMXXX.

In most cases there is no need to pick a branch: transfers sent to BARCITMMXXX reach Barclays Bank PLC without problems. Branch codes are only needed if the account holder specifically asks for it, which is more common for business accounts and trade services.

Unsure which code applies? Check with the recipient. Branch codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

Paying someone abroad from your Barclays Bank PLC account

A bank transfer abroad costs more than the fee suggests. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the exchange rate markup.

Banks do not show the margin on the rate separately – you only notice it if you compare. Compare their rate with the mid-market rate. The difference is your real conversion cost.

Specialist money transfer services frequently use rates closer to the mid-market rate. GoldexPay compares what recipients receive with different providers, so you can pick the cheapest route. You can still keep your account at Barclays Bank PLC, while a cheaper service handles the conversion.

How long does an international transfer to Barclays Bank PLC take?

There is no fixed delivery time for international payments: many land the same day or the next, others take several business days. Transfers sent after the cut-off time or on weekends and holidays often go out the next business day. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, ask the sending bank about the status. Save the payment confirmation – you will need it for any trace request.

If a payment has not arrived within the expected time, the sender should start with their own bank. Ask the sender for a copy of the payment confirmation including the reference; that often settles the question quickly.

Sending EUR to Barclays Bank PLC

Italy uses the Euro (EUR). If you send money in a different currency, the amount gets converted at some point: by your bank, an intermediary or Barclays Bank PLC itself. Every conversion costs something – usually through the rate rather than a fee.

Where the conversion happens has an effect on how much arrives. Transferring the money already in EUR often prevents an extra conversion by Barclays Bank PLC – as long as your own rate is good.

Exchange rates change during the day. For regular payments, small differences in the rate make a real difference over a year.

Is BARCITMM still correct? How to check

The most reliable source for the BIC is the bank details provided by the recipient. Compare that code with BARCITMM on this page and ask if anything does not match.

With a wrong code, the transfer may get stuck, bounce back or cost extra – sometimes after weeks of searching. Do not forget the IBAN: a mistake there can be harder to undo than a wrong code.

An automatic check by your bank only tells you that the code is valid, not that it is the right account. If your bank offers it, a name check before sending adds extra certainty. Sending a small amount first is a sensible step for a large first payment.

How up to date is this code?

We gather bank codes using publicly available data and update our list from time to time. Still, banks merge or change codes. The figures we show are based on our own data.

For any payment of any size, always confirm the code with the recipient’s bank or with the recipient. We are a comparison site for money transfers and not affiliated with Barclays Bank PLC. Found outdated information? Let us know via our contact form and we will look into it.

Receiving money from abroad at Barclays Bank PLC

A sender in another country will ask for several details about your account – incomplete details often cause delays. That means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code BARCITMMXXX and usually your postal address.

You can include Barclays Bank PLC and its city too, because some payment forms have separate fields for them. A mistake in your account number is harder to fix than you might think.

Expect that the amount credited is below the amount on the sender’s receipt. Correspondent banks can take a fee, Barclays Bank PLC may charge for incoming payments, and if the currency changes, a markup on the rate applies. On invoices, it is common to state how the fees are split, so that nobody is left short.

Protect yourself against fake payment requests

A common scam works like this: you receive a request claiming that a supplier has a new bank account. A real SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Do not rely on contact details in the same message that announces the new account. Urgency and requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. When money has already gone to the wrong account, call your bank right away.

Scams also target the receiver: someone claims to have sent more than agreed and asks you to refund the difference via a different route. A payment confirmation from the sender proves nothing.

8 or 11 characters: BARCITMM versus BARCITMMXXX

A SWIFT code is built from a few fixed parts: the first four letters stand for the bank, characters five and six show the country and characters seven and eight mark the location. In this case, the 8-character core is BARCITMM.

The 11-character version adds three more characters that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why BARCITMMXXX and BARCITMM lead to the same place.

Leave out spaces, dots when you enter BARCITMM. Copying the code is safer than retyping it.

SEPA payments and the Barclays Bank PLC BIC

Italy is part of the SEPA area. When you send euros from another SEPA country, the IBAN is usually enough; many banks no longer ask for the BIC.

The BIC does matter when the currency is not euros, and for transfers from outside SEPA. Some forms still show a field for the BIC; if so, enter BARCITMM or BARCITMMXXX.

Instant euro transfers have become increasingly available within SEPA. Provided the payment stays in euros, a SEPA transfer is inexpensive.