Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo SWIFT/BIC code

Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo SWIFT code: ICRAITR1

ICRAITR1 and ICRAITR1B3O are two ways of writing the same SWIFT/BIC code, and both point to Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo in Agugliaro. A SWIFT code shows the banks handling a payment which institution is meant to get the money, much like a postcode for banks. You will need it mostly for transfers between countries and payments in foreign currencies.

On this page we explain how the code is put together, when it matters and which other details a transfer to or from Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo requires. Remember that the SWIFT code just identifies the bank, not the person: the account number or IBAN does that part.

SEPA payments and the Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo BIC

Within the SEPA zone, euro transfers to Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo follow common rules. A field for the BIC is often optional in that case.

You still need ICRAITR1B3O when sending payments in other currencies or money from outside the SEPA area. Some banks and apps still show a field for the BIC out of habit; in that case, enter ICRAITR1 or ICRAITR1B3O.

Instant euro transfers have become increasingly available within SEPA. Provided the payment stays in euros, a SEPA transfer tends to be cheap; it is the conversion that costs money.

How long does an international transfer to Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo take?

A SWIFT payment usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Transfers sent late in the day or on a weekend or public holiday often start the next business day. Occasionally a bank asks what the payment is for before releasing it.

When a payment takes longer than expected, contact the sending bank for the status. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

Only the sending bank can start an official trace; the receiving side usually has nothing to trace yet. As a recipient, it helps to look at your account for a partial amount.

About this information

We collect SWIFT/BIC codes using publicly available data and check our list from time to time. Institutions reorganise, change names and retire codes. The number of codes on this page reflect our own data.

Before a payment of any size, always check the code with Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo or the recipient. GoldexPay is an independent comparison site and not affiliated with Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo. Found an error? Let us know through the contact page so we can correct it.

Which of the 7 codes of Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo do you need?

Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo has 7 different SWIFT/BIC codes. Only one is the head office code, ICRAITR1B3O; the rest identify branches, and sometimes internal departments.

In most cases you do not need to pick a branch: payments sent to ICRAITR1B3O reach Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo correctly. Branch codes are only needed when the account holder specifically mentions it, which is more common for corporate accounts and specialised services.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes can change over time.

What the XXX in ICRAITR1B3O means

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. For Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo, that core is ICRAITR1.

Most banks and apps work with either length. If a form requires eleven characters, use ICRAITR1B3O; if it wants eight, use ICRAITR1.

As a rule the code is written in capitals and without spaces. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Paying someone abroad from your Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo account

If you send money to another country via Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo, the visible fee is rarely all of the cost. Besides a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted the bank usually uses a rate below the real market rate.

The markup on the rate is often the largest cost, and it is easy to miss. A simple test: set the bank’s rate next to the mid-market rate for the same moment and look at the difference.

For many routes, a transfer service is cheaper than a bank, mainly because of the exchange rate. GoldexPay compares what recipients receive across services, so you can pick the cheapest route. You can always keep your account at Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo.

Sending EUR to Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo

Accounts at Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo are usually held in EUR, the local currency of Italy. If you send money in a different currency, the amount has to be converted at some point. You rarely see a separate line for that conversion.

Who converts the money makes a difference. Often you pay less if you send EUR straight away through a provider that converts near the mid-market rate rather than letting the receiving bank convert.

Rates for EUR move all the time, and some providers let you lock in a rate. With bigger transfers, even small gap in the rate adds up quickly.

What to give a sender who pays you at Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo

For a transfer from abroad into your account at Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo, the person paying you needs more than the BIC. Share the account holder’s name, your account number or IBAN, SWIFT code ICRAITR1B3O and your address.

You can include Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo and its city too, since some forms ask for it. A mistake in your account number is more trouble than you might think.

An incoming payment will not always land for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. Agree with the sender who covers the fees before the money is sent.

Protect yourself against fake payment requests

Criminals regularly use fake invoices with new bank details sent from what looks like a familiar address. The fact that ICRAITR1 exists does not mean that the account is legitimate – fraudsters use real bank codes as well.

Never rely on contact details in the same message that announces the change. Watch out for urgent requests, odd spelling or a sender address that is slightly off. Acted too fast? Call your bank without delay and have them start a recall and report the fraud.

Recipients can be targeted as well: a classic trick is an overpayment and then sends a request to refund the difference to another account. Wait until the money has really arrived.

How to check ICRAITR1 before you pay

Ask the recipient to send you the bank details directly from their online banking. When the code you were given differs from ICRAITR1 or ICRAITR1B3O, do not guess – contact the recipient or Cassa Rurale Ed Artigiana di Brendola Credito Cooperativo.

With a wrong code, the transfer may get stuck, bounce back or cost extra – sometimes after weeks of searching. An error in the IBAN or account number can be more serious because it can reach the wrong person; check it just as carefully.

Many banking apps validate the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Some banks now compare the name against the account before you confirm – do not ignore a mismatch warning. When you pay someone new, many people start with a small amount first.