Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia SWIFT/BIC code

What RZSBIT21 means for a payment to Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia

RZSBIT21 and RZSBIT21608 are the short and the long form of the same SWIFT/BIC code, and both point to Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia in Arabba (Livinallongo Col di Lana). Every bank on the SWIFT network uses BIC codes to direct international transfers to the right bank. You will need it mostly for payments that cross a border or a currency.

Further down you will find the practical side: receiving money at Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia, paying someone in another country and how to check the code before you confirm a payment. The SWIFT code on its own does not identify a personal account; for that you need the IBAN or account number .

How up to date is this code?

We collect bank codes using publicly available data and update them regularly. Institutions merge, change names and retire codes, and a directory never catches every change immediately. Figures such as the number of codes are from our directory and are not confirmed by Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia.

Treat the information on this page as a helpful check. GoldexPay is independent of Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia; we are a comparison site for money transfers. Spotted an error? Let us know through the contact page so we can correct it.

Receiving money from abroad at Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia

If you are waiting for money from abroad, send the payer a complete set of details. Give them the account holder’s name, your account number or IBAN, the BIC RZSBIT21608 and your address, which some banks require.

Certain sending banks want the name and address of Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia in Arabba (Livinallongo Col di Lana); it does no harm to include it. A mistake in the IBAN can be more trouble than you might think; copy them from your banking app rather than typing.

Money from abroad will not always arrive in full. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate applies. Agree with the sender who pays which costs before the money is sent.

Scams that use SWIFT codes

A common scam goes like this: an email arrives with a request claiming that a supplier has new bank details and that the next payment should go there. A correct SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Do not rely on a phone number from the same email that contains the change. Urgency or secrecy are warning signs; a genuine business can wait for you to check. Already paid? Contact the bank you paid from straight away and ask them to start a recall.

Scams can also work the other way: someone sends more than agreed and wants you to refund the extra to a new account. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

What a transfer from Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia abroad really costs

What you pay for an international transfer has more than one component. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate.

That exchange rate margin tends to be the largest cost. A simple test: set the rate you get against the mid-market rate and work out the difference on your amount.

Money transfer services frequently offer a rate near the mid-market rate and lower fees. GoldexPay lists transfer providers side by side, showing the amount the recipient gets. Choosing a specialist does not require closing your account at Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia.

Do you need RZSBIT21 for a SEPA transfer?

Because Italy is part of the SEPA zone, a euro payment into Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia from another SEPA country normally only needs the IBAN. Many banks no longer ask for the BIC for these payments or fill it in for you.

For anything other than euros and from non-SEPA countries, RZSBIT21608 or RZSBIT21 is still part of the payment details. If a payment form has a field for the BIC anyway, entering RZSBIT21 does no harm.

Instant euro transfers have become widely supported across SEPA – whether Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia offers them for your account is worth checking. Fees for SEPA transfers are generally low as long as everything stays in euros.

How to check RZSBIT21 before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare it with RZSBIT21 on this page and ask if anything does not match.

Errors in the BIC are annoying rather than fatal – usually the money comes back, minus fees and time lost. A mistake in the account number is more serious because it can reach the wrong person; check it just as carefully.

Most online banking apps validate the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. If your bank offers it, a payee name check on the recipient gives an extra layer of safety. A small test payment is worth it for a large first payment.

RZSBIT21 or RZSBIT21608 – which one to use?

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. Together, those parts make up RZSBIT21.

The 11-character version adds a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why RZSBIT21608 and RZSBIT21 lead to the same place.

Do not add spaces or dashes when you type RZSBIT21 or RZSBIT21608. A wrong character can send a payment to another bank, so check it twice.

How long does an international transfer to Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia take?

There is no single delivery time: many land within a day while others need several business days. Transfers sent after the cut-off time or on a weekend or public holiday often start a business day later. Sometimes a bank asks about the purpose of a payment.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique transaction reference, the UETR. Save your transfer receipt until the money has arrived.

Only the sending bank is able to start an official trace or a recall. Ask the sender for a copy of the payment confirmation including the reference.

Sending EUR to Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia

The currency of Italy is the Euro (EUR). Money sent in a different currency is exchanged into EUR on its way to Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia. Each conversion costs the amount – usually through the rate rather than a fee.

Which bank converts the payment makes a difference, because each party uses its own rate. Check how much EUR the recipient gets via several services before choosing one.

The EUR rate fluctuates throughout the day. On larger amounts, a seemingly small difference in the rate can be worth more than the fee.

Choosing between the 9 SWIFT codes of Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia

Our database contains 9 SWIFT/BIC codes for Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia in 9 cities. Besides the head office code RZSBIT21608, there are codes for individual branches and departments.

If nobody asks you for a branch code, use RZSBIT21608. Only use a branch code when the account holder explicitly asks for it.

Not sure which code to use? Ask the recipient, or look at a recent statement from Raiffeisenkasse Gadertal Cassa Raiffeisen Val Badia. Branch codes are more prone to be retired than the head office code.