Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines SWIFT/BIC code

RZSBIT21 – the SWIFT/BIC code of Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines

RZSBIT21 and RZSBIT21025 are two ways of writing the same SWIFT/BIC code, and both point to Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines in Parcines. A SWIFT code tells the sending bank exactly which bank should receive the money, much like a postcode for banks. It comes up mainly when dealing with transfers between countries or a currency.

On this page we explain what the code means, when you need it and what else you need for a transfer to or from Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines. Remember that the SWIFT code only identifies the bank, not the person: the account number or IBAN does that part.

Protect yourself against fake payment requests

One of the most common tricks works like this: you receive a message saying that a supplier now has new bank details. A real SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Never rely on contact details from the same email that contains the change. Watch out for time pressure, odd spelling or an email address that differs by one letter. When money was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Scams also target the receiver. Someone sends too much and asks you to return the difference via a different route. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines: head office code versus branch codes

Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines has 2 separate SWIFT/BIC codes across 2 locations. One of them is the head office code; the rest identify branches or departments.

For the vast majority of incoming transfers, the head office code RZSBIT21025 works fine. A branch code only makes sense if the account holder specifically asks for it.

The best way is to copy the code straight from the account holder’s invoice. Branch codes are sometimes changed or retired over time.

Before you send: check the Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines code

The most reliable place for the correct BIC remains paperwork issued by the bank, such as a statement or the account details in online banking. When the code you were given differs from RZSBIT21 or RZSBIT21025, do not guess – contact the recipient or Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines.

With a wrong code, the payment may be delayed, bounce back or cost extra – sometimes after weeks of searching. A mistake in the account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Many banking apps check the format of an IBAN. More and more banks compare the payee name against the account. A small test payment can be worth it for large sums, even if it costs an extra fee.

Paying into Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines in EUR

The national currency in Italy is the Euro (EUR). A payment in a foreign currency will be exchanged into EUR – and the bank that does it picks the rate. You rarely see a separate charge for that conversion; it is built into the rate.

Where the conversion happens has an effect on the final amount. Compare what EUR the recipient gets via different services; the difference between options can be larger than you expect.

The EUR rate fluctuates throughout the day and quotes are often valid only for a short time. With bigger transfers, a seemingly small gap in the rate adds up quickly.

Incoming international payments to Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines

When you are waiting for a payment from another country, send the payer all details at once. That means: your full name as registered with Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines, your IBAN or account number, the SWIFT/BIC code RZSBIT21025 and sometimes your address.

Their bank might request the bank address of Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines; the head office in Parcines is usually fine. Check every detail before you share them.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, and if the money is converted, an exchange rate margin comes on top. Agree with the sender who pays which costs before the money is sent.

A note on our data

Our SWIFT/BIC directory is based on publicly available sources and is updated regularly. Even so, banks merge or retire codes, so information can be out of date. Counts and locations are from our own dataset.

Use our data as a reference, rather than as the final word. GoldexPay is a comparison site for money transfers and not affiliated with Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines. Should you notice something that is out of date, we welcome a message via the contact page.

International transfers from Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines: the real cost

If you send money to another country from Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines, the fee you see is only part of the cost. Besides the transfer fee, correspondent or intermediary banks can deduct a fee, and when currencies are converted the bank usually applies a rate that is less favourable than the actual market rate.

Many banks rarely show their exchange rate markup as a cost – you only notice it if you compare. A simple test: set the bank’s rate against the mid-market rate and work out the difference on your amount.

For many currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, it is worth comparing the total cost on GoldexPay. Using a transfer service does not require closing your account at Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines.

Transfer times and tracking a payment to Raiffeisenkasse Partschins Cassa Raiffeisen di Parcines

There is no fixed delivery time for international payments: many arrive the same day or the next. Transfers sent late in the day or just before a weekend or public holiday often go out the next business day. Extra checks by one of the banks can also add some delay, regardless of the details.

If the money is late, contact your bank for the tracking status; with that reference banks can see where the payment is. Specialist transfer services often provide a status online so you can see where the payment has got.

Only the sending bank can request a trace or a recall. As a recipient, you can look at your account for a slightly lower amount.

What the XXX in RZSBIT21025 means

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. That gives you RZSBIT21, the short form of the code.

Many payment forms accept both lengths. If a form asks for eleven characters, enter RZSBIT21025.

Type the code in one piece, in capitals and without spaces, exactly as shown here. A single letter may route the money to another bank, so check it twice.

Do you need RZSBIT21 for a SEPA transfer?

Italy is part of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. For a regular euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

For anything other than euros and from non-SEPA countries, RZSBIT21025 or RZSBIT21 remains part of the payment details. If a payment form has a field for the BIC regardless, adding RZSBIT21 is fine.

Instant euro transfers are increasingly supported across SEPA. Fees for SEPA payments tend to be low.