Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre SWIFT/BIC code

SWIFT/BIC code of Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre

The 8-character code RZSBIT21 and the full code RZSBIT21327 identify the same bank: Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre, with its head office in Glorenza. Banks worldwide use BIC codes to direct international transfers to the right bank. You will need it mostly when dealing with payments that cross a border and payments in foreign currencies.

We wrote this page to help anyone who receives money at an account at Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre. A SWIFT code names an institution, never a specific account; the IBAN or account number does that.

Incoming international payments to Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre

A sender in another country needs a few details about your account, and missing ones are a common cause of delays. What they need is: the account holder’s name, account number or IBAN, RZSBIT21327 and in many cases your home address.

It helps to include the bank name and Glorenza as well, because some payment forms have separate fields for them. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

Expect that the amount credited is below what the sender paid. Charges on incoming payments differ from bank to bank – the price list of Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre tells you what applies. For business payments, you can agree who bears the costs.

Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre: head office code versus branch codes

Our directory lists 7 SWIFT/BIC codes for Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre, spread over 7 locations. Besides the head office code RZSBIT21327, there are codes for individual branches and departments.

Unless the recipient tells you otherwise, go with RZSBIT21327. If you have been given a branch code, use it as it is instead of swapping it for the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes can change when banks reorganise.

Before you send: check the Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre code

Have the recipient send you their bank details straight from a recent statement. Compare that code against RZSBIT21 on this page; if they differ, ask before you pay.

Errors in the SWIFT code are annoying more than disastrous: often the payment comes back, minus fees. An error in the IBAN or account number can be more serious.

An automatic check by your bank merely tells you that the code is valid, not that it is the right account. Where available, a payee name check before sending adds extra certainty. Sending a small amount first can be a sensible step for large sums despite the extra fee.

Euro transfers to Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre: is a BIC needed?

Italy is a member of the SEPA area, the zone for uniform euro payments. For a regular euro transfer within SEPA, you normally only need the IBAN.

The BIC still come into play for payments in other currencies, and for transfers from outside SEPA. If a payment form asks for the BIC anyway, entering RZSBIT21 is fine.

Instant payments in euros have become widely supported across SEPA. As long as the payment stays in euros, the transfer is cheap; costs rise once a conversion is involved.

Why Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre has an 8- and an 11-character code

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. For Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre, the 8-character core is RZSBIT21.

Many payment forms accept either length. If yours asks for eleven characters, use RZSBIT21327.

Do not add spaces when you enter RZSBIT21; the code is always written in one block. Pasting the code is safer than typing it by hand, because one wrong letter changes the bank.

About this information

The details here come from publicly available data that we update regularly. Banks reorganise, change names and retire codes, and a directory never catches every change immediately. Counts and locations come from our own dataset.

For a payment of any size, always check the BIC with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre; we are a comparison site for money transfers. If you notice a mistake, we appreciate a short note.

Paying into Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre in EUR

Italy uses the Euro, with the currency code EUR. Money sent in a different currency is converted into EUR on its way to Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre. You rarely see a separate charge for that conversion – the cost sits in the rate.

Who converts the payment matters. In many cases you pay less to send EUR straight away through a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.

The rate for EUR fluctuates constantly. If you pay regularly, a slightly better rate add up over time.

Tracking a transfer to or from Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre

There is no fixed delivery time for international payments: many arrive the same day or the next while others need several business days. Payments made late in the day or on a weekend or public holiday often start a business day later. Occasionally a bank asks about the purpose of a payment, which can hold things up.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment carries a unique transaction reference, the UETR. Save your transfer receipt – you will need it for any trace request.

If a payment has not arrived after a few business days, the sender needs to start with the bank that sent it. Ask the sender for a copy of the payment confirmation with the date and reference.

Changed bank details? Be careful

Fraudsters regularly send fake invoices containing new bank details. That RZSBIT21 is a real code is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Do not rely on a phone number from the same email that announces the new account. Watch out for time pressure, unusual wording or a sender address that is slightly off. Already paid? Contact the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Fraud also work the other way: someone claims to have sent too much and wants you to refund the difference to a new account. A screenshot of a transfer is no proof.

International transfers from Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre: the real cost

An international bank payment can cost rather more than the fee suggests. On top of a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted, the bank often uses a rate below the actual market rate.

That exchange rate margin is often the biggest item even though it is not listed as a fee. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Specialised transfer providers often offer rates closer to the mid-market rate and lower fees. Next time you send money, take a minute to compare the total cost via GoldexPay. You can still use your account at Raiffeisenkasse Prad-Taufers - Cassa Raiffeisen Prato-Tubre; only the conversion and sending happen elsewhere.